Chirango chekushaya OSAGO inishuwarenzi 2016

Saka iyo faindi yekutyaira mota usina inishuwarenzi haiuye sechishamiso kumuridzi wemota, zvakakosha kuti utarise nyaya imwe neimwe yechirango chakapihwa nemutemo. "Masanctions" akagamuchira akasiyana siyana - izvozvi anoshanda kune akawanda mamiriro. Wakashongedzerwa neruzivo, zvichave nyore kutevedzera mutemo.

Kutasva pasina mutemo OSAGO 2016

Zvikonzero nei muridzi wemota asina izvi zvakawandisa. Pakati pezvimwe zvinhu, chirango chinopihwa iyo kesi kana muridzi wemota akanganwa gwaro kumba. Musiyano wemutengo wesarudzo dzakasiyana unotevera:

• Kukundikana kupa iyo CMTPL fomu - kukanganwa, kurasikirwa, kuruboshwe. Mukutaura kwemari, chirango ichi chichava 500 rubles. Zvingaite senge zvisingakoshi faindi, tichienzanisa negwaro rakapera, asi kana iwe uine "rombo rakanaka" uye zvinyorwa zvinotora mota yako penzura, uchafanirwa kuenda wakatyoka.
• Kutyaira mota panguva isina kuvharwa nemutemo. Mune mamwe mazwi, vatyairi vanoburitsa inomanikidza mota yechitatu-bato mutoro inishuwarenzi kwechinguva chipfupi pane yakajairwa gore rimwe chete nguva, asi panguva imwechete vachishandisa mota zvakareba, vane njodzi yekubhadhariswa. Chirango chacho ndeche500 rubles. Kugadzira mutemo "wemwaka" kunobatsira kune vanogara muzhizha uye vanowana pension, vane mota idzo dzisina basa mumagaraji muchando.
• Mutyairi asina kuiswa muhurongwa hweOSAGO. Mamiriro ezvinhu apo nhengo yemhuri inotyaira mota, nekuda kwehupfumi, haina kutaurwa mumutemo - zvisingawanzoitika. Naizvozvo, muridzi anofanirwa kuve akagadzirira faindi mune iyi kesi kuve mazana mashanu ema ruble. Tsaona umo munhu asina kunyorwa muinishuwarenzi ndiye honzeri kana akuvara anoonekwa achifarira iye anocherekedza zvisungo. Mhedziso - iyo yekuchengetedza haina kuenderana nenjodzi.
• Yakapera nguva OSAGO mutemo. Kazhinji, haisi yakaipa chinangwa icho chinotora chikamu mumamiriro ezvinhu akadaro, asi kusavapo kwepfungwa kwemuridzi wemota. Kunyange zvakadaro, kukanganwa kuchaita joko utsinye naye - yakanaka achava 800 rubles.
• Kusava nemutemo weOSAGO musimboti - mutyairi haavharidzi mota mushure mekutenga kana kusamutsiridza zvakarongeka mutemo uripo, zvinosanganisira mhedzisiro yakafanana.

Saka, kana zvinhu zvakanyorwa zvazove zvakajairika kumuridzi wemota, pane chikonzero chekufunga - hazvibatsiri kutenga mutemo pane kubhadhara faindi yezendo dzisina kuvimbiswa? Mumaguta makuru, mune mapurisa emigwagwa ari pabasa nguva dzepedyo, kubonderana navo hakuna kujairika.

Maitiro ekuwana mutemo weCTP

Nhasi, maitiro ekutenga akarerutswa zvakanyanya sezvinobvira - chero kambani yeinishuwarenzi inoda magwaro akafanana. Huwandu hwemutemo hwacho hwakafanana uye hunosiyana zvichienderana nezvakabatanidzwa mune runyorwa rwemasevhisi anopiwa - semuenzaniso, vamiririri vanowanzoedza kuisa mukati maro kutyisidzira hupenyu hwemuridzi wemota. Iyo chaiyo uye yakajeka kukarukuretwa kwemutengo kunogona kuverengerwa zvakazvimiririra. Magwaro anodiwa:

• Chirevo. Iyo fomu inowanzo kupihwa kune iyo kambani pachayo.
• Chitupa - pasipoti kana rezinesi rekutyaira.
• Chitupa chekunyoresa mota. Kana uchitenga mota nyowani, TCP inopihwa.
• Chitupa chekupasa kuongorora kwehunyanzvi, chinoshanda panguva yekupera kwechibvumirano nekambani yeinishuwarenzi. Mota nyowani dzine hupenyu hwehupenyu hwepasi pemakore matatu - hapana gwaro rinodiwa.

Kazhinji maitiro ekunyoresa anotora maminetsi mashoma. Izvo zvinokwanisika kutanga kunyoreswa pamhepo, zvisinei, iri basa harishandiswe nevose veinishuwarenzi vanoshanda kuvhura mutemo weOSAGO - iwe unofanirwa kutanga wabvunza. Pamusoro pebumbiro pacharo, mutyairi anogamuchira mafomu ekunyora mitsara yetsaona.

Ngwarira! Mari yekubhadharisa yakawanda ndeye zviuru mazana mana zvemabhuru. Nezve kudzoreredza mota dzinodhura, mari iyi inogona kunge isingakwani. Naizvozvo, zvakare zvakafanira kutenga mutemo weDSAGO, uyo wakawedzera kugona kwawo - kusvika pamirioni 400 rubles ekubhadhara. Mari yegwaro iri yakaderera pane yekutanga - kubva ku1 rubles.

Motokari yekufambisa isina OSAGO mutemo

Pane imwe! Nekudaro, haufanire kufara kuti rako "bhiza" rakabatanidzwa mune rondedzero. Kutakura kunoitwa pasina inishuwarenzi kwakanyatsojeka:

• Mabhasikoro, scooter. Motokari inomhanya isingapfuuri makumi maviri km / h.
• Motokari dzemauto.
• Motokari ine mutemo weinishuwarenzi wekunze.
• Trailers.

Saka, mhedziso inishuwarenzi, iyo chete nzira kana paitika tsaona kuti uve nemari yekugadzirisa yako wega mota. Zvikasadaro, iwe unogona kuenda wakatyoka kwete chete pairi, asiwo nekubhadhara kazhinji faindi.