Mabhangi epamusoro gumi ePublic Sector Banks muIndia
Zviri mukati
India ine hurongwa hwemari hwakasimba kwazvo. Kugadzikana kwemari yenyika kunogona kutongwa nekusimba kwemabhanga ayo. Chikamu chebhangi muIndia chakarongeka. Reserve Bank yeIndia ndiyo iri pamberi. Iwe une marudzi akasiyana emabhangi muIndia.
Aya mabhanga ehurumende kana mabhanga emunyika, mabhanga emakambani akazvimirira, mabhanga emubatanidzwa, mabhanga ematunhu ekumaruwa uye masangano ezvikwereti zvekurima. Mabhangi ekunze ane mapazi muIndia anoitawo basa rakakosha mukuchengetedza kugadzikana kwemari.
Anenge makore gumi apfuura, mazhinji emabhanga makuru eAmerica, akadai seLehmann Brothers Inc., akapinda mukuvharwa nekuda kwedambudziko remba. Mabhanga makuru mazhinji akatarisana nedambudziko redambudziko iri. Nekudaro, zvinofanirwa kutaurwa kuti mabhanga eIndia akaramba asina kukuvadzwa. Izvi zvinonyanya kukonzerwa nekutarisa kwemuenzaniso kunoitwa neReserve Bank yeIndia uye hwakasimba hutsika hwemabhanga eIndia kazhinji.
Kuyera chero bhangi ibasa rakaoma sezvo zvinhu zvakawanda zvinofanirwa kutariswa senge bhizinesi rese rebhangi, mhando yemidziyo yaro, kugadzira purofiti, kugutsikana kwevatengi, mari yemusika, nezvimwe.
Muchikamu chino, tichatarisa mabhanga gumi epamusoro ehurumende. Izvi zvinosanganisira mabhanga emunyika, State Bank yeIndia uye IDBI Bank. Isu tinobata mabhanga anobatanidzwa eState Bank seboka rimwe, rakabatanidzwa neHurumende Bank yeIndia. Isu tinopa maonero edu akatendeseka kubva pazviverengero (audited balance sheets kusvika 31 Kurume 2016). Pazasi pane rondedzero yemabhangi gumi epamusoro eruzhinji muIndia muna 2022.
10. INDIAN OVERSEAS BANK
Panhamba gumi tine Indian Overseas Bank kubva kuChennai. Yakatangwa muna 10, Indian Overseas Bank ine mapazi 1937 muIndia, angangoita chikamu chimwe muzvitatu awo ari muTamil Nadu chete. Bhangi rine mapazi masere kunze kwenyika, ese ari muAsia. Huwandu hwebhizimusi hwebhangi hwakatenderedza Rs 3397 8 crore. Iri bhanga rine chikamu chepamusoro-soro chezvisiri-zvinoita (NPA) (397241%) pakati pemamwe mabhanga ese. Izvi zvakakonzera kurasikirwa kukuru kwebhangi reRs 17.40 crore mu2897-.
09. SYNDICATE BANK:
Syndicate Bank, bazi muManipal, iri pachinzvimbo chechipfumbamwe mune iyi runyorwa rwepamusoro gumi epamusoro mabhanga ehurumende muIndia. Yakatangwa muna 9, bhanga iri riri muSouth India. Zvisinei, munguva ichangopfuura vakaendawo kuchamhembe. Iine huwandu hwebazi hwe10, Syndicate Bank ine bhizinesi rakazara reRs 1925 crore. NPA level (3766%) mubhanga iri yakadzikira zvichienzaniswa nevezera rayo. Syndicate Bank yakatumira kurasikirwa kweRs 468184 crore muna 6.70-1643.
08. IDBI BANK:
Iri ndiro chete bhanga pachirongwa ichi chisiri chechikamu chebhanga renyika. Zvakadaro, chikamu cheHurumende yeIndia chevaridzi chakafanana neiya yemamwe mabhanga enyika. Nekudaro, unogona kuona bhanga iri sebhangi reruzhinji. Iri bhanga, rine muzinda kuMumbai, rakavambwa muna 1964 nechiitiko chakakosha cheParamende. Nehuwandu hwemapazi emapazi e1846, bhanga iri rine huwandu hwebhizinesi hweRs 481613 11.52 crore. Bhangi rine nzvimbo yakakwirira yeNPA (3664%), zvichiita kuti bhangi rirasikirwa neRs 2015 crore mu16-8. Nezvakajairwa paramita, bhangi iri rinotora -th nzvimbo mune iyi runyorwa.
07. CENTRAL BANK OF INDIA:
Yakatangwa muna 1911 nemubhangi ane mukurumbira Sir Sorabji Pochkanwala, bhanga iri riri muMumbai. Zvisinei, ine huvepo hukuru mumatunhu ekuchamhembe zvakare. Inozivikanwa nebasa rakanaka revatengi uye nekukurudzira kushandiswa kweHindi mukunyorerana zviri pamutemo, bhanga iri rine huwandu hwe4728 mapazi muIndia yese. Pane imwe nguva, bhangi iri rakaiswa pekutanga mune renji. Nekudaro, iko zvino yadonha kusvika panzvimbo yekutanga ine bhizinesi rakazara reRs 1 crore. Bhangi rine NPA yakakwira (7%), iyo inoderedza purofiti yayo. Kutumira kurasikirwa kweRs 456336 crore muna 11.95-1418, kambani inotarisira kuita purofiti gore rino.
06. BANK OF INDIA:
Bank of India, rimwe remabhangi ekare muIndia, riri zvakare muMumbai. Yavepo kubvira 1906, bhanga iri rave mubhizinesi rakagadzikana mumakore apfuura, richisvika Rs 872190 crores. Iri kunyanya bhanga rakavakirwa muWestern India rine huvepo hwakanaka kuchamhembe zvakare. Unogona kuenzanisa bhanga iri muhukuru neCentral Bank yeIndia. Bank of India ine mapazi angangoita 5077, ayo makumi matanhatu nerimwe ari mhiri kwemakungwa.
Bhanga iri rine chikamu cheNPA chakanyanya (13.89%). Nekudaro, iwe uchaona kudzikira kwemari purofiti sezvo bhanga rakatambura kumwe kurasikirwa kukuru gore rino remazana matanhatu nemakumi masere nepfumbamwe emadhora. Vanoti vakachenesa zvikuru maakaundi avo uye vanotarisira kugadzirisa zvinhu gore rino. Inguva chete inogona kutaura kana bhanga iri richizoenda kumberi kubva pane yazvino nhamba 6089.
05. CANARA BANK:
Mushure memabhangi mashoma muMumbai, tinodzokera kubhengi rekumaodzanyemba, Canara Bank nhamba 5. Ibhangi rakavimbika rinowanikwa muBangalore rine matavi anenge 5849, kusanganisira matavi 9 kunze kwenyika. Yakatangwa muMangalore muna 1906, bhanga iri rakawana budiriro huru uye rave rimwe remabhanga matatu epamusoro muIndia kwemakore akawanda. Nebhizimusi rakazara reRs 3 crore, bhangi iri rakatumira kurasikirwa kweRs 804507 crore muna 2812-2015 nekuda kwekutsvedza kwazvino. Parizvino, chikamu cheNPA (16%) chakatenderedza paavhareji yenyika. Nekudaro, yave yakamira 9.74 gore rino, ine mukana wekukwira kumusoro mune ramangwana.
04. BANK BARD:
Matunhu ekumadokero eIndia ane chikamu chepamusoro-soro chemabhangi epasi, neBhangi reBaroda rine muzinda kuMandvi, Baroda muGujarat. Pamwe chete neBank of India, bhanga iri rinomiririrwa zvakanaka kunze kwenyika nemapazi makumi mana nemapfumbamwe, mazhinji acho ari munyika dzeGulf. Huwandu hwemapazi ayo i49. Yakavambwa muna 5379, yaive imwe yemabhanga ekutanga kuve nyika muna 1908. Huwandu hwese hwekushanda kwebhangi iri iRs 1969 957808 crores, inova imwe yepamusoro-soro muindasitiri pamwe neNational Bank yePunjab. Bhanga iri rine chikamu chepamusoro cheNPA (10.56%), chakataura kurasikirwa kweRs 5395 crore mu2015-. Ichi chikamu chekuchenesa nzira.
03. UNION BANK OF INDIA:
Union Bank yeIndia ibhengi reMumbai rakavambwa muna 1919. Rimwe remabhanga mashoma muIndia kuita purofiti gore rino, bhizinesi rose rebhangi iRs 620445 crore 8.70 crore. Nechikamu chakanaka cheNPA (4200%), bhanga iri rakaita zvakanaka zvikuru gore rino, richikwira zvinzvimbo zvakati wandei pamberi pevamwe varo vakaita seCanara Bank, zvichingodaro. Nemapazi mana, ayo 4 ari kunze kwenyika, bhanga iri rakaburitsa purofiti. yeRs 1351 crore mumakore 2015-16. Bhangi rinofanirwa nzvimbo pakati pevatatu vepamusoro muIndia nekuda kwekuita kwayo kwakanaka gore rino.
02. PUNJAB NATIONAL BANK:
Kubva kumaodzanyemba nekumavirira tinofamba takananga kuchamhembe kweIndia. Yakavambwa muna 1894 uye inotungamirwa muDelhi, iyo Punjab National Bank nderimwe remabhanga ekare muIndia. Iri bhanga rine bhizimusi repamusoro-soro pakati pemabhanga emunyika muIndia ane huwandu hwebhizimusi huwandu hweRs 965377 crore 13.54 crore. Zvisinei, bhanga iri rine yakakwirira NPA muzana - 2015% muna 16-3974. Ichi ndicho chikonzero chekutumira kurasikirwa kweRs 6760 crore yegore rino remari. Nemapazi anenge maviri, bhanga iri rinogona kutora nzvimbo yechipiri mushure meHurumende Bank yeIndia.
01. STATE BANK OF INDIA:
Pakutanga yakavambwa seBhangi reCalcutta muna 1806, bhanga iri rakava Imperial Bank yeIndia muna 1921. Bhengi rakanzi State Bank yeIndia nechiitiko chakakosha cheParamende muna 1955. Yakanga iri bhanga rekutanga kutarisana nekuita nyika muna 1956. State Bank of India yaive nemabhanga manomwe akabatana. Zvakazotora vaviri vavo uye nhasi mabhanga mashanu chete akabatana asara.
Это «Большой папа» всех банков Индии с более чем 13000 31,94,422 филиалов и бизнесом в 6.71 9950 1 крор рупий. Весь финансовый бизнес индийского правительства находится в этом банке. У этого банка самый низкий процент NPA среди всех банков (2%). С чистой прибылью в размере крор рупий в этом финансовом году этот банк готов занять первое место в ближайшие годы. Остальные банки могут бороться за позиции № и далее.
Kunyangwe kubhengi kuine akati wandei ma paramita ekuongorora, isu takangotarisa pazvinhu zvikuru zvebhizinesi. Iwe unogona kuona kuti mazhinji emabhangi akatambura kurasikirwa kukuru gore rino. Izvi zvinodaro nekuti mabhanga ese ari mushishi rekuchenesa mabhanga awo mirairo yeBasel III isati yatanga kushanda muna 2022. Zvisinei nekurasikirwa, chikwereti chinofanirwa kupihwa kubasa ramabhanga eIndia nekugona kwavo kumirisana nekukatyamadzwa kwakanyanya kwemari.
