10% yemuhoro wako wepagore: mutengo wausingafanire kudarika kana uchitenga mota

Muna 2020, avhareji mutengo wemota nyowani muUS imadhora makumi matatu nemasere nemakumi mapfumbamwe, uye mutengo uyu unofungidzirwa kuti wakawedzera ne38,900% muna 5. kubva kuUSA Nhasi uye Statista)

Chimwe chezvinhu zvinonyanya kukosha zvaunofanira kufunga nezve kutenga mota ndeye kushanda kwayo uye kusimba kwayo, kwete kutaridzika kwayo kana hutsva. Kana iwe usiri muunganidzi wemotokari, mutemo uyu uchakubatsira iwe kuita sarudzo ine ruzivo rwakawanda iyo inogona kukuunzira zvakakosha zvemari mukufamba kwenguva.

Nenzira iyi, tinogona kukuudza kuti kune 4 mitemo yekutanga (yakarongwa neMari Pasi 30) iyo, kana ikashandiswa, inogona kukubatsira kuti uve nemari yakawanda muakaundi yako yebhangi uchinakidzwa nemotokari inokubvumira kuti uve nekuzvimiririra kwakakwana. Mitemo iyi ndeiyi: 

1- Universal mutemo: 35% yemuhoro wako wepagore

Kuchengeta mari yako kazhinji chinhu chinonetsa asi chakanyanya kudiwa, mune iyi nyaya tinokurudzira kuti uverenge pakati pemakumi matatu nemakumi matatu neshanu muzana yemuhoro wako wepagore uchienda kumari yese yemotokari. Semuenzaniso, kana muhoro wako wepagore uri US$30 - 35, tinokurudzira kuisa mari mumotokari isingadhure kudarika US$. 

Uyu mutemo unogona kusiyana zvichienderana nehuwandu hwekuda uye kushandisa kwaunopa mota yako. Kana iri riri iro sosi yako huru yekuwana mari nekuti uri murume wekutakura kana mutyairi wetekisi, saka zvingave zvine hungwaru kuwedzera bhajeti yako.

Kune rumwe rutivi, zvakakosha kuziva kuti kutsvakurudza kukosha kwemotokari yakashandiswa usati watenga imwe itsva kunogonawo kukuchengetedza zviuru zvemadhora emadhora.

2- Yakanyanya kushanda mutemo: 10% yemuhoro wako wepagore

Nekudyara chete 10% yemari yaunowana pagore mumotokari yaunotyaira, unogona kusunungura imwe nzvimbo yakawanda kune zvimwe zvine chekuita nemari. Kune rimwe divi, iyi chaiyo datum inonyanya kushandiswa nevadzidzi vanoisa utility pamusoro pechimwe chinhu.

Kana iwe ukashandisa mutemo uyu pamwe chete nekutsvaga, ipapo munguva refu muhupenyu hwako hwemari.

3- Avhareji mamaki: 20% yemuhoro wako wepagore.

Zvichienderana nenyaya yako uye zvaunoda kunyanya, zvingave kuti kuisa mari shoma mukubhadhara motokari itsva kwaive kwakachipa pane kutenga mota yakakwira mileage yakashandiswa, inogona kunge iri mari yakawanda yekuisa mune ramangwana.

Muchiitiko ichi, nenzira iyi iwe unogona kuwana yakanakisa kupihwa pamutengo wakanakisa.

Tinovimba matipi aya anga achibatsira mukuvandudza hupenyu hwako hwezuva nezuva uye kuita mari yakawanda muakaundi yako yekubhangi.

Izvo zvakakosha kuti uzive kuti ese anochinjika mitengo yemotokari inotsanangurwa murugwaro urwu mumadhora ekuUS.

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Iwe unogona zvakare kufarira: