Chikwereti chemota kuHome Credit Bank
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Chikwereti chemota kuHome Credit Bank

27.06.2022 /

Home Credit Bank ndeimwe yeanotungamira mabasa emari muRussia. Panyaya yekukweretesa vanhu muna 2012, yakatora nzvimbo yechitatu, chiyero chebhangi chemari inosvika 50 bhiriyoni rubles, uye mambure emari yemakore akasiyana anochinja pakati pe15-20 bhiriyoni rubles.

Masevhisi ebhangi anoshandiswa nemamiriyoni evaRussia, network yematavi uye maATM inogadzirwa, bhangi iri kuitawo mabasa ekubatsira.

Zvikwereti zvemota kubva kuHome Credit Bank

Bhangi rinopa vatengi varo zvirongwa zvechikwereti zvekutenga mota.

Zvirongwa zvekugamuchira mari zvisina kufanira, ndiko kuti, unogona kugamuchira mari kubva ku50 kusvika ku500 zviuru zveRubles uye uishandise pakufunga kwako.

Iyi purogiramu ine zvose zvayakanakira nezvayakaipira.

Cons:

  • mubereko wakakwira pagore - 23,9% pagore;
  • zvinodikanwa zvakasimba kune vatengi - iva nechokwadi chekuratidza mabviro emari, nhoroondo yakanaka yechikwereti, zera kubva pamakore makumi maviri nematatu kusvika makumi matanhatu nemana.

Izvi zvinoreva kuti, iwe unongowana mari mune kadhi rebhangi uye tenga chero chaunoda. Sistimu yakadaro inorevawo zvimwe zvinhu zvakanaka:

  • hazvidikanwi kubudisa CASCO pasina kukanganisa;
  • kana iwe ukatenga motokari yakashandiswa, zvino inogona kunge iri yegore rekare rekugadzira kupfuura zvinodiwa nemabhangi ose (kwete kupfuura makore mashanu emotokari dzepamba, uye gumi kune dzimwe nyika);
  • iwe pakarepo unova muridzi akazara wemotokari uye une magwaro ose mumaoko ako, kureva, kana uchida, unogona kutengesa motokari, upe iyo isati yadzikinurwa.

Kuti uwane chikwereti chakadaro, iwe uchada yakajairwa seti yemagwaro:

  • pasipoti uye rimwe gwaro rekusimbisa chitupa (pasipoti, ID yemauto, VU, chitupa chepenjeni);
  • magwaro ekusimbisa solvency (chitupa chemuhoro, kopi yebhuku rebasa, CASCO mutemo, PTS, pasipoti ine chitambi chekuenda kunze kwenyika mugore rapfuura, nezvimwewo)

Chikumbiro chechikwereti chinotariswa kusvika pamazuva mashanu uye mari yacho inobva yaiswa pakadhi rako. Nguva yechikwereti inosvika kumwedzi makumi matanhatu. Iwe unofanirwa kudzorera chikwereti muzvikamu zvakaenzana nenzira ipi zvayo iripo, hapana makomisheni ekunyora uye kubhadhara kwekutanga.

Kana iwe uri mudyandigere, pane chirongwa chepenjeni kwauri, kunyangwe iwe uchigona kuwana zviuru zana nemakumi mashanu chete, asi pamutengo wakaderera - 150 pagore. Matemu ekunyoresa uye kubhadhara akafanana.

Chikwereti chemota kuHome Credit Bank

Zvirongwa zvakakosha zvekukwereta mota

Home Credit Bank inopawo akati wandei zvirongwa zvakanangwa zvekutengwa kwemota. Inonyanya kuzivikanwa ndeye "AUTOMANIA“. Chii chinonzi chirongwa ichi uye ndezvipi zvinobatsira?

Chinhu chekutanga chinobata ziso rako imari shoma yezvikwereti - kwete kupfuura 500 zviuru, ndiko kuti, chirongwa ichi chine chinangwa chekutenga mota dzebhajeti. Nguva yaunoda kubhadhara chikwereti inosvika makore mana.

Mota dzinogona kutengwa zvese zvitsva uye kushandiswa. Vese avo vagari vane kunyoreswa kweRussia uye chisingaperi sosi yemari vanogona kunyorera chikwereti - gwaro remari rinodiwa.

Chikwereti chinopihwa maererano nemaitiro akajairika. Iwe unosarudza modhi yemotokari inokodzera iwe, muridzi kana mamaneja esalon anokupa inivoice, yaunoenda nayo kubhangi kana kubata kiredhiti consultant. Kuti ugamuchire sarudzo yakanaka, ratidza magwaro ese anodiwa uye chirevo chemari kekupedzisira. Kufunga kunogona kutora kusvika mazuva mashanu, mushure mezvo mari yacho yoendeswa kuaccount yako.

Asi pane imwe yakakomba zvikuru "ASI" - chiyero chichasvika ku29,9 muzana pagore. Kuti udzikise, unofanirwa kunyoresa motokari sechivimbiso kubhangi mukati memwedzi mipfumbamwe mushure mekutenga. Pasi pemamiriro ezvinhu aya, mwero unodzikiswa otomatiki kusvika 18,9%. Kana mota yakapihwa chitsidzo kubhanga, unongogamuchira chete kopi yeTitle Deed, uye uchagamuchira yepakutanga mumaoko ako mushure mekubhadhara. Iwe zvakare unofanirwa kunyorera CASCO.

Kune zvimwe zvirongwa zvine chinangwa chekutenga dzakashandiswa uye mota nyowani. The New Cars chirongwa chinokubvumira kutenga motokari inokosha kusvika kune imwe nehafu miriyoni rubles. Chiyero chemubereko chinoenderana nehuwandu hwekubhadhara kwekutanga uye nguva yechikwereti, mwero wepasi ndeye 14,9 muzana.

Kune zvakare chirongwa chekutenga mota yakashandiswa muhuwandu hunosvika 1,5 miriyoni rubles. Mubereko wakaderera uchabva pa16,9 muzana pagore. Nguva yekukwereta inosvika makore mana, mukwereti anofanira kusimbisa huwandu hwemari yavo.

Zvakakoshawo kutaura kuti bhangi rine hukama nemhando dzakasiyana-siyana dzekutengesa motokari, uyezve, kukurudzirwa kwakasiyana-siyana dzimwe nguva kunoitwa, uye kuchinja kunoitwa kune mamwe mapurogiramu. Kuti utore mukana wekushambadza, unofanirwa kunyatsoverenga mazwi, nekuti vatengi vazhinji vanotarisa pazviziviso zvakaita se "5,9 muzana pagore, uye seti yematayi echando sechipo." Zvisinei, pakunyatsoongorora, zvinoonekwa kuti mamiriro ezvinhu akadaro anoshanda chete kana kubhadhara kwekutanga kweanopfuura 50 muzana kunoitwa, kana chete kune imwe modhi.




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