Chikwereti chemotokari muSberbank - kuongororwa kwevatengi. mhinduro yakanaka uye yakaipa.

Bhengi hombe muRussia ndiSberbank, iri pamberi pemamwe masangano ese emabhangi munzira dzese: ine matavi mazhinji munyika, maATM, uye nekudaro, nhamba huru yevanhu inoshumirwa muSberbank.

Takakurukura nyaya yezvikwereti zvemotokari yebhangi kakawanda paVodi.su uye takataura zvakananga nezvezvikwereti zvemotokari kubva kuSberbank. Uye munyaya ino tinoda kuongorora kuongororwa kwevatengi - avo vakatotora zvikwereti zvemotokari kubva kubhangi iri - zvichida chinyorwa ichi chichabatsira kune avo vanoronga kuzvipa chipo uye kuwana chikwereti chemotokari.

Pakutanga, takamboongorora mhinduro kubva kune vatengi veVTB 24, uye zvichibva pane izvi, takasvika kumhedziso yokuti ongororo yacho ingave yakanaka kana yakaipa. Zvisinei, kana tikafunga zvakananga chero ipi zvayo, tinogona kuona izvozvo chikamu chikuru cheongororo yakanaka inonyorerwa kuodha - Bvumirana kuti ichi chiziviso chakanaka. Uye zvakawanda zvezvisina kunaka zvinobva pakuti vanhu vanoverenga kondirakiti vasina hanya, kunyangwe mamwe maongororo achitsanangura mamiriro chaiwo anoitika munharaunda yedu:

• mafungire anonyadzisa kune vatengi;
• mitsetse mirefu;
• tsvuku tsvuku, apo, nekuda kwepepa rimwe chete, unofanirwa kupedza zuva rose uye kufamba mudenderedzwa rakashata kubva kune imwe hofisi kuenda kune imwe;
• zvikanganiso zvepakutanga zvevashandi vasina ruzivo.

Mhinduro yakanaka pazvikwereti zvemotokari kubva kuSberbank

Elena kubva kuSaint Petersburg akanyora kuti:

“Ndakafunga kutora chikwereti chemotokari. Ndakabata Sberbank. Vashandi vane tsika vakandiudza zvese zvakadzama. Ndakatora mapepa ese uye chikwereti chakabvumirwa nekukurumidza. Akapa 15 muzana yemutengo wekutengesa kwemotokari, yaive inenge 100 zviuru (saka tinogumisa kuti Elena akatenga bhajeti yemotokari ye650-700 zviuru). Mubereko wakavimbiswa pa15.5%, asi chaizvoizvo zvakazoitika zvishoma. Ndakafarira zvese, kunyangwe zvidiki zvinokanganisa. "

Ndezvipi zvisingabatsiri - Elena haanyore, asi chinhu chikuru ndechokuti musikana wacho akagutsikana.

Mumwe muenzaniso wemhinduro yakanaka kubva kune imwe Casper kubva kuMoscow:

"Ndakawira pasi pechirongwa chehurumende chezvikwereti zvemotokari, ndichifunga nezverubatsiro rwehurumende, chikwereti chakabuda pa9%. Ndakatora chikwereti muna 2013 ndikabhadhara nekukurumidza. Pakanga pasina zvichemo nezvebhangi, kwaingova nejamb rimwe chete - mubazi randakanga ndakasungirirwa, vakaita gadziridzo uye nekuda kweizvi, ndakanga ndisina nguva yekuisa mari kuaccount nenguva, saka vakachaja chirango (asi mune rimwe bazi chete kana kuburikidza neInternet banking Haukwanise kuisa mari? Kazhinji, zvakakwanira munhu wese, zvinongosiririsa kuti chirongwa chenyika chakadai chakavharwa. "

Kune akawanda akawanda wongororo dzakadaro. Hongu, hatizivi kana izvi zvipupuriro zvechokwadi kana kuti mumwe mupi wezano akazvigadzira muhofisi yake kuti akwezve vanhu.

Zvinonyanya kufadza kuverenga maitiro asina kunaka pamusoro pezvikwereti zvemotokari kubva kuSberbank, nokuti hapana anobhadhara (zvichida vakwikwidzi chete). Uyezve, munhu anenge atsamwiswa nechimwe chinhu angangogara pasi ari pakombiyuta yake kuti audze vamwe zvinetso zvake. Uye chimwe chimiro chemhinduro dzisina kunaka ndechekuti vanhu havavanzi kuseri kwemazita, asi vanoratidza nemazvo data ravo.

Maonero asina kunaka pamusoro pezvikwereti zvemotokari kubva kuSberbank

Chipikiri, Kazan:

“Takapa chikwereti chezviuru mazana maviri nemakumi masere pasi pechirongwa chehurumende muna280. Maererano nechibvumirano, 2011 muzana yakabviswa kwandiri, uye 7,5 muzana yakadzorerwa nehurumende. Taiedza nguva dzose kubhadhara mari yakawanda kuti tibhadhare nokukurumidza sezvataigona, asi apo mari yacho yakaverengwazve gore rakatevera, zvakazoitika kuti takanga tichine chikwereti kwete 5,5 30, asi 60. Mibvunzo yedu yakapindurwa kuti purogiramu yehurumende yakanga iri. yakadzimwa uye kwete 7.5 muzana yakanyorwa kure, asi zvose 13. Zvino zvinoitika kuti ndakatenga urombo Lada Priora mubairo configuration kwete 330 zviuru, pamwe overpayment, asi 400? Mukutaura, handisi kugutsikana nebhangi, uye zvakanyanya kunyanya nebasa racho.

Mamiriro ezvinhu anonakidza. Chibvumirano chinowanzotaura kuti bhangi rinogona kuchinja mitemo yechibvumirano, asi inofanirawo kunyevera mukwereti pamusoro peizvi kuitira kuti awane mhedziso. Kana isu tairarama munyika yemutemo, uko mutemo uri pamusoro pezvose, ipapo Nail aigona kuenda kudare nyore nyore, kunze kwekunge, chokwadi, akanganisa chero chinhu.

Andrey Nikolaevich, St. Petersburg:

“Takawana chikwereti chemotokari muna 2010 muSt. Petersburg, kunyange zvazvo isu pachedu tichigara kuKirovsk. Mudzimai wacho akabatanidzwa mukubhadhara, aifanira kugara achienda kuSt. Takasarudza kuvhura account muKirovsk kuti tibhadhare, kuti tisarembera nekudzoka. Bhangi rakabvuma izvi, takazvibhadharira 17 zviuru pamwedzi. Asi vakambofona vachibva kuMoscow vakati takanga tanonoka. Ndakamhanyira kuti ndione - zvakazoitika kuti nguva yekusungirirwa kwechikwereti yakanga yapera, yaifanira kuvandudzwa nenguva uye mukwereti aisungirwa kutevera izvi. Chirango chaive chidiki - mazana matatu ezviuru - asi zvinonyadzisa kuti bhangi harina kunetseka kutinyevera nezvazvo. Mhedzisiro inyaya yakaora. Zvebasa - zvakaipa.

Panyaya yekukwidza, bhangi richatanga kutsanangura kuti zvaive zvakakodzera kuti uverengezve kuverenga zvinyorwa zvose, zvichida vakarurama, asi havakanganwi kutumira SMS kana kudana nekuda kwezvikwereti, asi havagoni kukuyeuchidza. yekupera kwechisungo chechikwereti.

Kune mamwe akawanda maongororwo ayo vanhu vanotsamwiswa kuti havana kubvumidzwa kukwereta, mari yakawanda yakabviswa kubva kuaccount yavo, haina kupihwa panguva, uye nekuda kweizvi pane kunonoka, zvichingodaro. Kazhinji vatengi pachavo ndivo vane mhosva, asi bhangi raigona kuteerera kune zvese izvi zvichemo uye kutora matanho.

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