Mota pawnshop yakachengetedzwa nePTS: ongororo yedu yebasa

Kana iwe uchida mari nekukurumidza, unogona kuiwana nenzira dzakasiyana. Nhasi muMoscow nemamwe maguta eRussia kune akawanda pawnshops kwaunogona kuwana chikwereti chakachengetedzwa nezvinhu zvakasiyana-siyana - midziyo yemumba, zvishongo, nharembozha. Asi kana iwe uchida huwandu hwakakwana hwakakwana - hunosvika miriyoni kana kupfuura, saka unogona kushandisa masevhisi emota pawnshop nekukwenya mota yako.

Ndokumbira utarise kuti mazhinji pawnshops anopa chikwereti chemari chakachengetedzwa nemusoro. Zvakanakira munyaya iyi zviri pachena: iwe unowana mari mumaoko ako, uchishandisa motokari, sepakutanga. zvinobatsira here? Ngatiedzei kubata nenyaya iyi pa autoportal yedu yevatyairi Vodi.su.

Mamiriro ezvinhu

Saka, kana iwe uchida mari nokukurumidza, asi iwe usingadi kuparadzana nemotokari, unogona kusayina chibvumirano ne pawnshop kwenguva yemwedzi kusvika kumakore maviri uye wotora maoko ako pamari ichava 40-50. muzana yakaderera pane mutengo chaiwo wemusika wemotokari yako.

Nzira yekushandisa sei mukana wekupa uku?

Chokutanga pane zvose, unoda kuwana auto pawnshop - izvi hazvifaniri kuva dambudziko: pinda chikumbiro chakakodzera muGoogle kana Yandex uye zvakawanda zvekubatanidza zvichazarura pamberi pako.

Mamiriro acho akafanana kwese kwese:

• fonera mamaneja esangano, kana kuzadza fomu rakajairwa pane saiti;
• ratidza iyo data yemota yako - modhi, mhando, gore rekugadzira, mileage, saizi yeinjini, zvichingodaro;
• Iwe uchaziviswa nezvehuwandu uye mubereko pamberi;
• unouya kukero yakataurwa kana kuti vanouya kwauri, ongorora mota, enda kune pawnshop pamwe chete, saina chibvumirano uye utore mari mumaoko ako.

Zvese zviri nyore uye zviri nyore, asi izvi zvinongori pakuona kwekutanga.

Nyatsotarisisa zvirevo zvekondirakiti uye uchaona zvinotevera:

• Hapana achakubhadhara mari chaiyo yemotokari. Kana iwe ukashandisa "Chikwereti chakachengetedzwa neTCP" sevhisi, ipapo iyo yakawanda yauchagamuchira ndeye 50-60 muzana yemutengo;
• mubereko wakanyanya kukwirira - 6-15 muzana pamwedzi. Mune mamwe ma pawnshops, ivo vanonyanya kunyora masikati - 0,3-0,5 muzana pazuva. Kana iwe ukatora chikwereti kwenguva yakareba, ipapo chiyero chinogona kuderedzwa kusvika 0,2 (6% pamwedzi ndiyo yakaderera yatingawana);
• havagamuchire chero mota, asi avo chete avo, kana vasina kubhadhara, vanogona kutengesa, kureva, mota dzemumba dzisati dzapfuura makore 5-8, mota dzekunze hadzina kupfuura makore gumi.

Zviri pachena kuti zvinonzwisisika kushandisa chipo chakadaro chete mumamiriro ezvinhu apo mari inodiwa zvikuru, uye mune dzimwe nzvimbo havakupi. Tora karukureta uye uverenge (mubereko unoverengerwa nenzira yekuti iyo ipfupi nguva yaunokwereta, iyo yakakwira mwero) - 6 muzana pagore, iyo overpayment i72%, inoonekwa seyasara, asi zvakadaro yakawanda. .

Nenzira, mamiriro emabhangi anonyanya kuvimbika, uye ivo vanopawo chikwereti chakachengetedzwa neTCP:

• Renaissance Credit - 28% pagore;
• Moscow Credit Bank - 25;
• BystroBank - 30-35;
• Bank of Moscow - 19,5-25.

Ichokwadi, mubhangi rakachengetedzwa neTCP, vangada CASCO inshuwarisi, nokuti vanoda kuva nechokwadi chokuti kana chiitiko chetsaona, mutengi achakwanisa kubhadhara zvaanosungirwa. Zvakare, mabhanga ane maitiro akaomarara ekutora chikwereti. Kana iyo pawnshop yemotokari ichikupa mari chaiyo muawa, pasina kudiwa chero zvitupa uye zvinyorwa, ipapo vashandi vebhangi vanokukumbira kuti uuye nechitupa kubva kubasa nezve muhoro, mvumo yehama / mukadzi/mukadzi. Uye kunyangwe mumamiriro ezvinhu akadaro, zvinogona kuvatora kusvika mazuva matatu kuita sarudzo.

Asi bhangi rine imwe isingarambiki kuwedzera - iwe uchagamuchira kwete 50-60 muzana, asi 70-90% mumaoko ako.

Saka, zviri kwauri kuti usarudze kuti ndechipi chinobatsira.

Zvinyorwa uye kunyoresa

Kana mamiriro acho achikukodzera uye iwe uchida kugamuchira mari pawnshop, saka unofanirwa kuunza magwaro anotevera:

• pasipoti yako yehurumende;
• chero gwaro rechitupa - rezinesi rekutyaira, ID yemauto, chitupa kodhi, penjeni, inomanikidzirwa yeinishuwarenzi yekurapa;
• gwaro rekunyoresa - PTS (inoramba iri pawnshop);
• chitupa chekunyoresa mota.

Muchiitiko ichi, zera rako rinofanira kuva nemakore 20-65, uye motokari yakanyoreswa muzita rako. Kana iwe ukaunza motokari kubva kunze kwenyika, zvino inofanira kupinda kuburikidza nekodzero yetsika maererano nemutemo.

Mushure mekugamuchira mari yese mumaoko ako, iwe unongofanira kubhadhara mari nguva nenguva mukati menguva yakatarwa. Zvinofanira kucherechedzwa kuti pawnshops mazhinji anobata vatengi vakavimbika kupfuura mabhangi. Semuenzaniso, iwe wakatora mota yako kwemwedzi mitanhatu, wakagamuchira zviuru mazana mashanu mumaoko ako. A nyore kukarukureta inoratidza kuti overpayment achava anenge 500-150 zviuru, kureva, pawnshop achada kudzorera 200 zviuru. Kana iwe usingakwanise kutsungirira uye usingakwanise kubhadhara mubereko mumwe wemwedzi, ivo vanozosangana newe vowedzera nguva yechikwereti kune imwe mwedzi mishoma, uye huwandu hwekubhadhara huchawedzera zvinoenderana.

Zvakanaka, kana shanduko dzakakomba dzikaitika muhupenyu hwako uye iwe ukarasikirwa nekukwanisa kwako kubhadhara, ipapo mota ichatorwa, ichaiswa kutengeswa, uye mutsauko uchadzoserwa kwauri. Muchidimbu, mune dzakawanda pawnshops, vatengi vanopiwa mukana wekufunga kuti achadzorera mari, kana kugutsikana nehafu yemutengo, asi panguva imwechete motokari ichava pfuma ye pawnshop.

zvakawanikwa

Saka, kupfupisa zvese zviri pamusoro, tinogona kunyora zvakanakira kuwana chikwereti pa pawnshop inochengetedzwa neChinyorwa:

• kumhanya - sarudzo inoitwa muawa;
• hapana chikonzero chekuunza akawanda magwaro uye zvitupa;
• mune pawnshop ivo havazotarise kunzvimbo yako yekugara uye chiyero chemari.

Chokwadi, bhanga rinogona kuramba chikwereti kuvanhu vane mari shoma kana kuti vakanyoresa kumatunhu asina mapazi emabhanga.

Asi izvo zvisingabatsiri zvakare zvakakosha mu pawnshop:

• vanogamuchira chete kumhanya mhando dzemotokari dzinogona kutengeswa pasina matambudziko;
• kupa kunze chete 50-60% yemutengo;
• mibairo yakakwirira.

Mushure mekuongorora idzi data rese, tinosvika pakugumisa kuti pawnshop inobatsira chete kana chikwereti chakatorwa kwenguva pfupi - mwedzi kana maviri, une chivimbo chakazara chekuti unogona kudzorera mari yacho nenguva.

Kana iwe usiri kuzotenga zvakare TCP, saka mune iyi nyaya inobatsira zvikuru kutengesa mota yako kuburikidza nemashambadziro - iwe uchagamuchira iyo yese mari, uye kwete 50-60%.

Loading ...