Auto inishuwarenzi. Auto inishuwarenzi makambani uye sarudzo.
Kusvika iye zvino, auto inishuwarenzi inozivikanwa kwazvo uye iri kudiwa pakati pevanhu vazhinji. Izvi zvinokonzereswa kwete chete nenyaya yekuti munyika medu nguva pfupi yadarika mutemo wakamisikidzwa weinishuwarenzi yemutero wemunhu muridzi wemota yakaunzwa, asi zvakare kune chokwadi chekuti vatyairi vazhinji vanonzwisisa kukosha uye nyore kwerutsigiro rwakadai. Auto inishuwarenzi ine mhando dzinoverengeka, imwe neimwe inosanganisira njodzi dzayo uye ine inishuwarenzi yayo. Ngatitarisei imwe yemhando idzi zvakasiyana.
Casco auto inishuwarenzi
Inishuwarenzi yemota yemota pachayo inosarudzika nesu. Mumwe muridzi wemota anozvisarudzira ega kana achida inishuwarenzi kana paitika tsaona, kuba kana kuba. Zvinoenderana nehuwandu, mota yega yega inoda kugadziriswa kamwechete panguva yekushanda kwayo. Inogona kunge ichitsiva girazi remhepo rakaputswa neve hooligans, kupenda fender yakakwenya munzvimbo yekupaka, kana kugadzirisa kwakanyanya kudhura. Zvisinei kuti ndiani ane mhosva nezvakaitika, basa rese richafukidzwa mota inishuwarenzikana muridzi wemota akaitarisira kare. Pakutora auto inishuwarenzi, zvakakosha kuti utarise kuti mamwe makambani anogona kubhadharisa imwe chikamu chemitengo yezvikamu zvitsva, zvichienderana nezera remotokari. Saka kuti huwandu hweinishuwarenzi muripo usakonzera kushamisika, muridzi wemota anofanira kunyatsoverenga mitemo yeinishuwarenzi asati apedza chibvumirano uye kujekesa kana zvikamu zvitsva zvichizobhadharwa zvakazara. Parizvino ivo vanopa zvakadaro auto inishuwarenzi Rosgosstrakh, Ingosstrakh nevamwe vazhinji veinishuwarenzi. Mari yeinishuwarenzi mumakambani akadaro inoverengerwa pamutengo wemotokari nyowani, zvisinei nezera uye mileage yemotokari inishuwarenzi, asi auto inishuwarenzi inovhara zvese zvinodhura kamwechete pasina kubvisa kuderera.
Makambani einishuwarenzi emotokari
Inishuwarenzi yemutyairi, inomanikidzwa munyika medu, inopihwa nemakambani akati wandei. Vatungamiriri mukuzivikanwa ndiIngosstrakh, RESO-GUARANTEE, Rosgosstrakh nevamwe. Auto Insurance Mhosva yemuridzi wemota inovimbisa munhu akakuvara kuburikidza nechikanganiso chake, imwe muripo wemari. Yese kubhadharwa kunoitwa mukati meinishuwarenzi huwandu hwakatarwa mudare. Iyo yakajairwa huwandu hweiyo yakawanda inishuwarenzi ine mwero kwazvo. Izvi zvinotungamira kuchokwadi chekuti vazhinji vane ruzivo vatyairi vanozvipira kupedzisa mota yechitatu-bato mutoro inishuwarenzi yemari yepamusoro kuitira kudzikisa njodzi yemitengo yakakwira kana paitika tsaona.
Passenger mota inishuwarenzi
Vazhinji vatyairi vanongoteerera inishuwarenzi yengozi yemotokari. Zvichakadaro, kurapwa uye kudzoreredzwa kwehutano hwehama neshamwari kunogona kukonzera huwandu hwakakura. Aine inishuwarenzi imwe, mbiri kana dzinopfuura nzvimbo mumotokari yake pamadiro, mutyairi anozvipa iye nevatakuri nerutsigiro rwemari kuitira kuti vanhu vakakuvara mutsaona.
