Ndinofanira kuwana rendi nyowani yeEOFY iyi?

Renewal leasing inogona kuva nzira yakanaka yekuwana mota nyowani pakupera kwegore rezvemari, asi hezvino zvimwe zvinhu zvekuchengeta mupfungwa.

Mukuoma uye kusagadzikana kwematambudziko ehupfumi atiri kusangana nawo iko zvino, pane imwe nguva iri nani here yekuti uwane mumwe munhu kuti akubhadharire motokari yako itsva?

Kutaura chokwadi, hapana kana nguva yakashata yechibvumirano chakadai, asi sezvo kupera kwegore rezvemari ra2019-2020 kuri kusvika, hungwaru kuronga mwedzi gumi nemiviri isina chokwadi iri pamberi nekukumbira mushandirwi wako kuti akubatsire. mari yekuva nemotokari.

Uye nzira yakanakisa yekuita izvozvo, kana iwe uchinge wawana kureba kwemaitiro, ndeye nerendi nyowani.

Usatyisidzirwe neshoko rekuti "rendi", yekutanga. Nepo iwe uchigara uchifarira kubhadhara yako imba pane kurojesa yemumwe munhu uye nekudaro kupinda muchikwereti chayo, zvinhu hazvina kunyatsofanana kana zvasvika kumota, izvo kune vazhinji vedu ndezvechipiri-zvakanakisa. chinhu chinodhura zvikuru chatichazotenga.

Panyaya yekuvandudzwa, Investopedia inobatsira inotsanangura se "chiito chekutsiva chibvumirano chiripo nechibvumirano chitsva apo mapato ese anobatanidzwa anobvumirana kuita shanduko." Kana mutauro uyu uchikurwadza musoro, hausi wega uye pamwe hausi akaunzi kana gweta, saka ngatiite kuti zvive nyore.

Chii chinonzi upgrade lease uye nei uchichida?

Pakupera kwenguva yekurenda, une mukana wekuchinjana mota kune nyowani nyowani uye wopa iyo yakashandiswa.

Iyo iri nyore nzira yekupa yakagadziridzwa yekurenda uko waunoshandira anowana rutsigiro rwemari kuti akubatsire "kutenga" mota (hauzonyatso "iwe yako" sese, unongoishandisa, asi isu tichadzokera kune izvi. ) ndeyekuyeuka vabereki vako pavakakubatsira kutenga mota yako yekutanga uye wakashandisa bhangi raamai nababa vako. Chete panguva ino, wako waanoshandira achave akaomarara nezve mubhadharo.

Saka, muchokwadi, rendi yakavandudzwa inoreva kuti mushandirwi wako anobatana newe muchibvumirano chako chitsva chekutenga mota uye anobvumidza iwe kubhadhara mota yako sechikamu chemubhadharo wako, izvo zvinovatenderawo kuchengetedza imwe mari. .

Chimwe chezvakanakisa uye asi zvakatonyanya kuoma zvikamu zvechibvumirano chekurenda chakagadziridzwa ndechekuti unobhadharirwa mota kubva pamari yaunowana usati watora mutero (mari yako yese, kana uchida).

Izvi zvinoreva kuti mutero waunowana unobva waverengerwa pamuhoro wako wakadzikiswa, izvo zvinokusiya uine mari shoma inoraswa. Uye ndizvo zvatichavavarira tese kupfuura nakare kose sezvatinoyedza kupfuura nekuderera kwazvino / kushushikana / nhamo yepasi rose.

Rangarira kuti dai waizotora chikwereti wozvitengera mota, kana kutaurirana nezverendi iwe pachako, unenge uchibhadhara kubva pamadhora ako emutero, inova sarudzo isinganyanyi kunakidza.

Imwe nzira iri nyore kunzwisisa yemutero yekushandisa iyo yakakwidziridzwa yekurenda sarudzo ndeyekuti haufanire kubhadhara GST pamutengo wekutenga wemota yako (mutero wekutengesa mushure mezvose uye uri kuirenda kunze). pane kuitenga), iyo inokuchengetedza 10% pamusoro pemutengo wezita (saka kana mota nyowani ichidhura $100,000, iwe unofanirwa kubhadhara $110,000, asi iwe unochengeta iyo $10 nerendi novation), iyo inokwana mari iri nyore. .

Kuzvitaura zviri nyore sezvinobvira, heino mashandisiro anoita akaunziri kushandisa mutauro wezvemari: “Chirevo chekuvandudza chinobatanidzira iwe, mutengesi wako wezvikepe, uye mushandirwi wako. Izvi zvinobvumira mushandirwi kana bhizinesi kuhaya mota pachinzvimbo chemushandi, nemushandi, kwete bhizinesi, rine mutoro wekubhadhara.

"Musiyano uripo pakati pezvirendi zvakazorodzwa uye mari yakajairika ndewekuti mubhadharo wemotokari yako unosanganisira zvese zvinodhura uye zvinotorwa kubva pamubhadharo wako usati wabhadhara mutero, saka zvisinei kuti unobhadhara mutero wakadii, pachagara paine pundutso."

Hongu, chinhu chiri pamitengo yekumhanyisa chakakoshawo kucherechedzwa.

Saka zvese izvi zvinoshanda sei mukuita?

Kurenda kwekuvandudza kunosanganisira iwe, mutengesi wako wengarava, uye mushandirwi wako.

Zvakanaka, chikamu chehunyanzvi ndechekuti iwe utore waunoshandira kuti abatane newe muchibvumirano chitsva ichi kwavanokubatsira kubhadhara mota dziri mukati memuhoro wako wawakabvumirana.

Chero EOFY inguva yakanaka yekutaura nezve kutaurirana patsva pasuru yako yekubhadhara, uye gore rino, nemabhizinesi mazhinji achishuvira mari yakawanda, ingangove nharaunda iri nani kupfuura nakare kose kukumbira chimwe chinhu sechibvumirano cherendi chakagadziridzwa.

Ipapo iwe unogona kuenda kuchitoro kunotora mota uye kubvunza mutengesi nezve zvinopihwa zvekurejesa.

Kazhinji, iwe unokwereta motokari itsva kwemakore maviri (yakareba zvakakwana kuti unakidzwe nemotokari uye unoda kutenga imwe itsva), asi dzimwe nguva makore matatu kana mashanu.

Pakupera kweiyi nguva yekurenda, une sarudzo yekutengesera mota nyowani uye kudzosa yakashandiswa, izvo zvinoita vanhu vazhinji chero bedzi vashandirwi vavo vachiri vakanaka nepfungwa yekurenda, kana iwe uchikwanisa kubhadhara. muripo wekare unozivikanwa semari uye chengeta nemotokari yawakahaya.

Fungidzira kuti uri kufuridzira mari mubharumu, uye mari yako yepamwedzi yerendi inowedzera pairi. Kana bharumu razara, iwe uchave muridzi wemota, asi izvo zvaunoisa mukati menguva yekurenda hazvimbofi zvakaringana kusvika pamutengo wekutenga.

Saka kunze kwekunge iwe uchida kungogara muchirongwa chekurenda uye kuwana mota nyowani makore mashoma ega ega, iwe unofanirwa kuzadza bharumu nemari yako wega kuti uve nemota yese. Nokudaro "kubhadhara bharumu".

Iwe unochengetedza yakawanda sei uchishandisa rendi yakagadziridzwa?

Innovative leasing inogona kukuchengetedza imwe mari yakakomba.

Sezvineiwo, kune ma calculator akagadziridzwa ekurojesa mota seayi at streetfleet.com.au achakuitira masvomhu nekuti pane mashoma ekuwedzera; semutengo wemota yako, mari yaunowana uye kuti unoda kurenda kwenguva yakareba sei.

Nepo mabhenefiti angave ari pachena, iyo chaiyo mari yauri kuda kuchengetedza ichaenderana zvakanyanya nemamiriro ako pachako.

Ramba uchifunga kuti kana ukarasikirwa nebasa rako kana kuchinja mabasa, unoenda kune waunoshandira anotevera, chivharo chiri muruoko, uye wovakumbira kuti vawedzere chibvumirano chitsva chawakatova nacho.

Zvikasadaro, iwe unozomanikidzwa kumisa iyo lease uye kubhadhara chikwereti chasara. Iwe unogona zvakare kubatikana nemari yekubva. Senguva dzose, zvakakosha kuverenga zvinyorwa, uye nekunyatsoaverenga.

Uye enzanisa mibairo yauchabhadhara pane imwezve rendi maringe nechikwereti chemotokari yenguva dzose, nekuti inogona kunge yakakwira. Iwe unofanirwa kuyera izvo maererano nekuchengetedza mutero usati watanga uye mabhenefiti. Chikwereti chemotokari chenguva dzose hachikubvumiri kutenga motokari itsva makore mashomanana.

Muchidimbu, hapasati pave nenguva iri nani pane iri kuuya EOFY yekutora zvinhu uye funga zvakakunakira iwe kana zvasvika pakutenga muchina mutsva.