Motokari yemagetsi LOA: zvaunoda kuziva usati watenga motokari yemagetsi

Motokari dzemagetsi dzichiri kudhura kutenga, ndosaka vanhu vazhinji vekuFrance vari kushandisa dzimwe mota dzemari seLLD kana LOA.

Kurojesa-kune-yega (LOA) sarudzo imari yekupihwa inobvumira vatyairi kuhaya mota yavo yemagetsi nesarudzo yekutenga kana kudzosera mota panopera kondirakiti.

Naizvozvo, vatengi vanofanirwa kuita mubhadharo wepamwedzi pamusoro penguva yakatarwa mukurenda, iyo inogona kubva pa2 kusvika kumakore mashanu.

 Iwe unofanirwawo kuziva kuti LOA inoonekwa sechikwereti chevatengi chinopihwa nemasangano anotenderwa. Naizvozvo, une mazuva gumi nemana ekubuda kunze.

75% yemota nyowani dzakatengwa kubva kuLOA

LOA iri kukwezva vanhu vakawanda vekuFrance

Muna 2019, 3 kubva pa4 mota nyowani dzakapihwa mari zvichienderana nerepoti regore rekuitaFrench Association of Financial Companies... Kuenzaniswa ne2013, chikamu cheLOA mukubhadhara mota nyowani chakawedzera ne13,2%. Mumusika wemotokari dzakashandiswa, LOA yakabhadhara hafu yemotokari. 

Kurejesa nesarudzo yekutenga ichokwadi chekupa mari chinodiwa nemaFrench nekuti inzira yakachengeteka yekuve nemota yako uye nekudaro uve nebhajeti rakagadzikana.

Vatyairi vedzimotokari vanokoshesa rusununguko uye kuchinjika kunopihwa neLOA: inzira inochinjika yechikwereti uko maFrench anogona kutora mukana wemotokari nyowani nemhando dzazvino ichiri nebhajeti inodzorwa. Chokwadi, iwe unogona kudzosa mota yako pakupera kwekurenda kana kuidzosera uye nekudaro uchinje mota nguva zhinji usinganzwe uchibatanidzwa mune zvemari.

Iyi nzira inofadzawo kune vatengi vemotokari dzemagetsi, vanogona kuparadzira mutengo wemotokari muzvikamu zvakati wandei zvemwedzi uye nekudaro vanobata bhajeti ravo nehungwaru.

Chikumbiro chine zvakawanda zvinobatsira:

LOA ine mabhenefiti akawanda ekubhadhara mota dzemagetsi:

1. Kudzora kurinani kwebhajeti yako : Mutengo wemotokari yemagetsi wakanyanya kukosha kupfuura iwo anopisa, saka LOA inobvumidza iwe kukwenenzvera kuwanda kwekudyara kwako. Nenzira iyi, unogona kutyaira mota nyowani yemagetsi usingabhadhare mutengo uzere ipapo. Rendi yekutanga chete ndiyo inofanirwa kubhadharwa nekukurumidza, asi inotangira pa5 kusvika ku15% yemutengo wekutengesa wemota.

2. Mutengo wakaderera kwazvo wekugadzirisa : Muchibvumirano cheLOA, iwe une basa rekugadzirisa, asi inoramba yakaderera. Sezvo motokari yemagetsi ine 75% zvikamu zvishoma pane motokari yepeturu, mari yekugadzirisa inoderedzwa ne25%. Nenzira iyi, pamusoro perendi yako yemwedzi nemwedzi, hauzove nezvakawanda zvekuwedzera mari.

3. Nice deal zvakadaro : LOA inopa imwe rusununguko mukukwanisa kutenga kana kudzosera mota pakupera kwekurenda. Unogona kutenga mota yako yemagetsi kumashure uine mukana wekuwana yakawanda nekuitengesa pamusika wechipiri. Kana mutengo wemotokari yako usingaenderane newe, unogona kuidzosera zvakare. Ipapo iwe unogona kupinda mune imwe yekurenda uye unakirwe neiyo nyowani, yazvino modhi.

Motokari yeMagetsi paLOA: Tenga Dzosera Mota Yako

Ndinotengazve sei motokari yangu yemagetsi kuLOA?

 Pakupera kwekuroja kwako, unogona kumisa sarudzo yekutenga kuti utore muridzi wemotokari. Kana uchida kutengazve motokari yako yemagetsi kondirakiti isati yapera, unofanira kubhadhara mari yasara yemwedzi nemwedzi pamusoro pemutengo wemotokari yacho. Mafaindi anogona kuwedzerwa pamutengo wakabhadharwa, kunyanya kana wapfuura nhamba yemakiromita anoratidzwa muchibvumirano chako chekurenda.

 Kubhadhara kunofanira kuitwa kumuridzi wemba uye kukwereta kwako kunozomiswa. Muridzi wemba achakupawo chitupa chinokutendera kutora matanho anodiwa kuti utore mota, kunyanya maererano negwaro rekunyoresa.

 Usati wafunga kutenga mota yemagetsi, unofanirwa kuona kana iyi iriyo sarudzo inonyanya kukubatsira iwe.

Chii chaunofanira kutarisa usati watenga?

Chinhu chekutanga kuona usati watenga zvakare mota ndeye yasara kukosha kwayo, ndiko kuti, mutengo wekutengesa. Uku kufungidzira kunoitwa nemuridzi wemba kana mutengesi, kazhinji zvichibva pakuti muenzaniso wakabata sei kukosha kwayo munguva yakapfuura uye kudiwa kunofungidzirwa kwemuenzaniso uri kushandiswa.

Kune mota yemagetsi, kukosha kwakasara kunonyanya kuoma kufungidzira: mota dzemagetsi ichangoburwa uye musika wemotokari wakashandiswa zvakatonyanya, saka nhoroondo ipfupi. Mukuwedzera, kuzvimiririra kwemaitiro emagetsi ekutanga kwaive kwakaderera zvikuru, izvo zvisingabvumiri kuenzanisa kwechokwadi. 

Kuti usarudze kana kutenga kuri iyo yakanakira sarudzo kwauri, tinokupa zano kuti utevedzere kutengesa nekutumira a ad pane yechipiri saiti seLeboncoin. Iwe unogona ipapo kuenzanisa mutengo unogona kutengeswa wemotokari yako nesarudzo yekutenga inopihwa nemurendi wako.

• Kana mutengo wekutengesa ukave wakakwira kupfuura mutengo wesarudzo yekutenga, iwe uchawana mamwe mabhenefiti nekutenga mota yako kumashure kuti uitengese pamusika wechipiri uye nekudaro uwane mariji.
• Kana mutengo wekutengesa wakaderera pane mutengo wesarudzo yekutenga, zvine musoro kudzosera mota kune akaderera.

Kunze kwekutarisa kukosha kwasara kwemotokari yako isati yatenga-kunze, zvakakoshawo kutarisa mamiriro ebhatiri.

Chokwadi, ichi ndicho chimwe chezvinonyanya kunetseka nevatyairi pakutenga mota yemagetsi yakashandiswa. Kana iwe uchida kutengazve mota yako mushure mekunge LOA yapera kuti uitengese nguva nenguva, unofanirwa kusimbisa mamiriro ebhatiri kune vangangotenga.

Shandisa wechitatu bato akavimbika seLa Batterie kuti akupe bhatiri chitupa... Iwe unogona kuongorora bhatiri rako mumaminitsi mashanu chete kubva pakunyaradza kweimba yako.

Chitupa chinokupa ruzivo, kunyanya, nezve SoH (hutano) hwebhatiri rako. Kana bhatiri remotokari yako yemagetsi iri muchimiro chakanaka, zvichakunakira kuti utenge mota yacho woitengesazve mumusika wakashandiswa nekuti unenge uine imwe nharo. Kune rumwe rutivi, kana mamiriro ebheteri yako asingagutsikani, hazvina kukodzera kutenga motokari, zviri nani kuidzorera kumuduku.