Ndekupi kuri nani kuita inishuwarenzi yemotokari yeCASCO uye OSAGO
Kushanda kwemashini

Ndekupi kuri nani kuita inishuwarenzi yemotokari yeCASCO uye OSAGO

27.06.2022 /

Nhasi, kune akawanda makambani mumusika weinishuwarenzi iyo inopa akasiyana mamiriro einishuwarenzi mota yako pasi pezvirongwa zvakasiyana. Zvakanyanya kuoma kusarudza pamamiriro akanyanya kunaka, uye zvakatonyanya kuoma kusarudza iyo yakakukodzera kambani.

Kana isu tichitaura nezvekuwana OSAGO mutemo, saka anenge ese inshuwarisi anopa akawanda kana mashoma masevhisi akafanana, uye mutengo weinishuwarenzi pachawo wakanyatsogadziriswa uye zvinoenderana neakasiyana coefficients. Zvakanyanya kuoma kusarudza kambani yekunyoresa "CASCO". Iwe unogona chete kuraira varidzi vemotokari pane izvo zvinhu zvekuteerera uye, zvichibva pane izvi, sarudza inishuwarenzi.

Ndekupi kuri nani kuita inishuwarenzi yemotokari yeCASCO uye OSAGO

Saka, uchiverenga mazwi echibvumirano, tsanangura izvo zvinosungirwa nekambani:

  • mukati menguva ipi sarudzo yekubhadharwa kwemubhadharo inoitwa;
  • kana vamiririri vanosvika panzvimbo yetsaona;
  • kana iwe uchizogamuchira mubhadharo kana iwe uine kukuvara kudiki - rakaputswa headlight kana kumashure windshield;
  • vamiriri vekambani vanozokubatsira here nekuunganidza magwaro ese mumapurisa emigwagwa;
  • kukakavara kunopedzwa sei.

Panyaya yekumhanya kwekuita sarudzo pakubhadhara muripo, LLC IC Zurich.Retail ndiye mutungamiri, kana pakaitika kuba sarudzo ichaitwa mukati memazuva gumi nemaviri, kukuvadzwa nekuda kwetsaona - mazuva manomwe, kambani kwete. inongopa masevhisi ekukuvadza appraisers, asiwo yayo midziyo yekufambisa uye yekupaka.

Chinhu chakakosha ndechekuti kuderera kwemotokari pagore. Iyo motokari inoderera mukukosha zvichienderana nezera: 20% - gore rokutanga, 15% - gore rechipiri uye rechitatu. Iyo yakaderera kuderera kwakataurwa muchibvumirano, iyo yakawanda mari yauchagamuchira, semuenzaniso, kana mota inokosha 15 zviuru zveUSD yakabiwa kubva kwauri, zvino kana ikabiwa mugore, iwe uchagamuchira pasi pemutemo - zviuru gumi nezvishanu - (15 zviuru / 15 * 100) = zviuru gumi nezviviri c.u.

Ndekupi kuri nani kuita inishuwarenzi yemotokari yeCASCO uye OSAGO

Kusiyana, zvakakosha kuziva kuti masevhisi mazhinji anopiwa chete kune imwe mhando yemotokari, semuenzaniso, mota dzekunze dzisati dzapfuura makore maviri.

Iyo CASCO mutemo pachayo inodhura zvishoma 10% yemutengo wemotokari. Havasi vazhinji vane mota vane mari yakadaro. Iwe unogona kusarudza makambani einishuwarenzi anogona kukupa iwe kubhadhara mutengo we "CASCO" muzvikamu kune akati wandei kubhadhara. Iwe unogona zvakare kuderedza mutengo wepolicy kana ukasarudza chete dzimwe njodzi dzaunoda kuisa inishuwarenzi pamusoro - chete kuba kana kungokuvadza kubva mutsaona.

Kubva pane zvakaitika kwatiri, tinogona kukurudzira makambani anotevera:

  • "Zurich.Retail";
  • Rosgosstrakh;
  • Kufambira mberi-Garant;
  • "MSK-Standard";
  • "Ingosstrakh"
  • "ROSNO".

Asi iwe haufanire kutarisisa kumakambani aya, nekuti kana iwe uchida mamwe akakosha einishuwarenzi mamiriro, saka unogona kuwana madhiri makuru kubva kune mamwe mainishuwarenzi.




Loading ...

Voeg