nzira yekutenga uye ndeapi makambani einishuwarenzi anotengesa?

Kubva munaJuly 2015, 2015, chirevo chakatanga kushanda, maererano nevatyairi vane kodzero yekubudisa OSAGO yemagetsi. Chii? Kusvika muzhizha raXNUMX, vatyairi vaive nenzira mbiri dzekuwana inshuwarisi yekumanikidza:

• zvakananga pahofisi yekambani yeinishuwarenzi;
• zadza chikumbiro kuburikidza neInternet, uye wogashira mutemo wapera kuhofisi iri padyo yeUK, kana mutakuri anokuendesa kumba kwako.

Usavhiringidze sarudzo yekupedzisira - kunyorera kunyorera kuburikidza neInternet - nemagetsi OSAGO, sezvo iwe uchigona kudhinda iyo e-OSAGO mutemo wega kana kuichengeta pane yemagetsi svikiro, semuenzaniso, mune yako smartphone. Kana iwe ukadhinda mutemo uri wega, ipapo musiyano chete kubva kuinishuwarenzi inogamuchirwa pahofisi ichave iri mumusoro - fomu racho richange riine chinyorwa: "Electronic Insurance Policy".

Zvakakosha kucherechedza kuti uyu mukana wakakura wevanobiridzira kuita inishuwarenzi yekunyepera, asi hazvizove zvakaoma kune traffic traffic inspector kuti atarise serial nhamba ye-e-OSAGO mudhatabhesi yavo yemotokari dzine inishuwarenzi. Kuti aite izvi, anongoda chete kuziva iyo VIN kodhi yemotokari yako. Mirayiridzo yekutarisa e-OSAGO iri mutsamba yepamutemo yeMain Directorate yeTraffic Safety ye3.07.15. Usakanganwa zvakare kuti kune faindi dzakakomba dzekunyepedzera magwaro uye kutyaira pasina inosungirwa inishuwarenzi.

Maitiro ekunyorera sei yemagetsi OSAGO mutemo?

Iyo nzira pachayo haifanire kukonzera chero matambudziko. Maitiro ekunyoresa achatora kubva pamaminetsi akati wandei kusvika hafu yeawa:

• enda kune webhusaiti yekambani yeinishuwarenzi inotsigira iyi sevhisi;
• pinda muakaundi yako yega kana kunyoresa kana usati wambotora inishuwarenzi mune ino kambani yeinishuwarenzi;
• iwe uchaona online calculator yekuverenga mutengo, pinda iyo inodiwa ruzivo mairi: nharaunda yekugara, injini saizi yemotokari yako, ruzivo rwekutyaira uye zera, data nezvevamwe vatyairi vanobvumidzwa kutyaira mota yako;
• mushure mekuonekwa kweinoda mari yemutemo, zadza minda yese: nhamba dzekunyoresa dzemotokari, mutsara uye nhamba yepasipoti, STS, PTS, nhamba yekuchengetedza uye kadhi yekuongorora;
• iyo sisitimu inotarisa iyi data yese neRSA dhatabhesi - izvi zvinogona kutora kusvika hafu yeawa, kunyangwe kazhinji zvisingatore anopfuura maminetsi mashoma;
• zvichibva pane yako bhonasi-malus coefficient, mutengo wekupedzisira weOSAGO inishuwarenzi mutemo unoumbwa;
• kubhadhara sevhisi mune chero nzira dziripo - kazhinji unogamuchira risiti inogona kubhadharwa kuburikidza neInternet banking system;
• tsanangura kero ye-e-mail uko iyo faira yefaira ine e-OSAGO ichatumirwa;
• dhinda mutemo uye uende nawo mumotokari (kunyangwe izvi zvisiri izvo zvinodiwa, zvinogona zvakare kuchengetwa sefaira pane chero nharembozha).

Zvinokwanisika kubudisa OSAGO kwenguva yemwedzi mitatu kusvika kune rimwe gore, e-OSAGO ine mutsauko chete kubva kumutemo wakabudiswa pahofisi yeInishuwarenzi Company - zita rokuti "Electronic Insurance Policy". Ichange iine zvisimbiso zvinodiwa uye masiginecha, mutyairi anodawo kusiya autograph yake pakopi. Iwo akatevedzana uye nhamba yeinishuwarenzi zvinongoiswa otomatiki mudhatabhesi remota dzine inishuwarenzi.

Automotive portal vodi.su inonyevera: avo chete vatyairi vakambotora inishuwarenzi nenzira yakajairwa uye ruzivo nezve nguva yavo yeinishuwarenzi, bhonasi-malus coefficient, nhamba dzekunyoresa dzatove dziripo muPCA dhatabhesi vanogona kushandisa sevhisi iyi.

Kana iwe uchangobva kuwana rezinesi uye uchinyorera OSAGO kekutanga, saka uchafanirwa kuenda kuhofisi iri pedyo yekambani yeinishuwarenzi uye kunyorera inishuwarenzi ikoko. Zvakanaka, iwe unogona kutozvivandudza kuburikidza neInternet.

Mutengo we-e-OSAGO uchave wakafanana neyemutemo wakajairwa. Iwe unogona kubhadhara komisheni kune masevhisi emabhangi kuendesa mari kuakaundi yekugadziriswa kwekambani yeinishuwarenzi.

Zvinyorwa zvekunyoresa zvemagetsi OSAGO

Usati watanga kuodha yemagetsi vhezheni yeinishuwarenzi inomanikidzirwa, ita shuwa kuti une magwaro ese anodiwa newe:

• pasipoti yemunhu ane zita rakanyoreswa mota;
• marezinesi ekutyaira evanhu vese avo vanozoverengerwa mugwaro reOSAGO uye vachave nekodzero yekutyaira mota iyi zviri pamutemo;
• magwaro ekunyoresa emotokari - PTS, STS;
• technical inspection certificate uye kadhi rekuongorora rinoshanda.

Zviri pachena kuti hauzodi magwaro ivo pachavo, asi chete nhamba dzavo dzesiriri, nekuti iwe uchafanirwa kuaisa muminda yakaratidzwa. Ndapota cherechedza kuti pasina kadhi yekuongorora iwe haugone kubudisa mutemo wemagetsi.

Nemamwe makambani einishuwarenzi, iwe unofanirwa kutanga wazadza chikumbiro chemagetsi, mushure mekubvumidzwa kwaunogona kutanga kuisa data mumafomu ekunyoresa.

Ruzivo rwese rwaunoisa runotariswa maererano nedatabase. Kana iwe ukasaita chero kukanganisa panguva yekuzadza, zvino zvinotevera zvinotumirwa kune iyo tsamba yawakatsanangura mukati memaminitsi mashoma:

• iyo OSAGO mutemo pachayo mune iyo faira vhezheni;
• memo kubva kukambani yeinishuwarenzi;
• chibvumirano cheinishuwarenzi;
• mashoko ekuonana nekambani yeinishuwarenzi;
• zvinongedzo kumawebhusaiti ehurumende kwaunogona kutarisa kuve pamutemo uye kushanda kwechibvumirano ichi.

Sezvauri kuona, iyi inzira inokurumidza uye iri nyore yekunyorera inishuwarenzi. Hauzofanire kumira mumitsetse kuUK pachayo uye kumadhesiki emari emabhangi kubhadhara masevhisi. Maererano netsamba, iyo yakatumirwa neCentral Bank yeRussia kumakambani ose einishuwarenzi nemabhangi, nzira yekubudisa e-OSAGO haigoni kudarika maminitsi makumi matatu. Ndiko kuti, UK inosungirwa kuve nechokwadi chekushanda kwakanaka kwemasaiti avo.

Muchiitiko chekuti maitiro akanonoka kwete nekuda kwemhosva yako kana mupi wako, asi nekuti saiti yakarembera, une kodzero yekumhan'ara kuPCA uye inshuwarisi ichave nemhosva yekusatevedzera izvo pamutemo " Pamusoro peSangano reBhizinesi reInishuwarenzi". Uye izvi zvinosanganisira mhedzisiro yakakomba, kusvika pakumiswa kwerezinesi. Kana chero basa rehunyanzvi richiitwa panzvimbo ino, inshuwarisi inosungirwa kuzivisa vatengi nezvavo maawa makumi maviri nemana pamberi.

Ndeapi makambani einishuwarenzi anotsigira e-OSAGO?

Nhamba yeICs inopa sevhisi iyi iri kuramba ichiwedzera. Kana iwe usingazive kana UK yako ichipa iyi sarudzo, unogona kufonera tambo yemahara uye uwane ruzivo rwauri kufarira.

Maererano nehuwandu, pakupera kwaAugust 2015, vashoma vanopfuura zviuru gumi varidzi vemotokari vakanga vabudisa e-OSAGO. Pakupera kwaSeptember 10, nhamba iyi yakapfuura 2016 zviuru, iyo chiratidzo chakajeka chekuzivikanwa kwekutenga OSAGO paIndaneti.

Kubva muna Ndira 2017, XNUMX, chero kambani yeinishuwarenzi ichadikanwa kuti ipe mukana wekuburitsa OSAGO kuburikidza neInternet.

Makambani einishuwarenzi makuru uye anonyanya kufarirwa muRussia ave nenguva achiseta mashandiro eInternet zviwanikwa zvekuburitsa OSAGO online:

• Rosgosstrakh;
• Ingosstrakh;
• RESO-Garantia;
• EUROINS;
• Ergo-Rus;
• Uralsib;
• Renaissance;
• VSK;
• Hoska;
• Tinkoff-Insurance;
• SC MOSCOVIA;
• Zetta Inishuwarenzi, nezvimwe.

Iyo inozivikanwa zvakare kuti anopfuura 30 makambani einishuwarenzi akaraira kuvandudzwa kwebasa rinodiwa uye kugamuchirwa kwemitemo yemagetsi. Saka, kubva ku2017 inotevera, zvichave zvichibvira kuburitsa e-Policy pane webhusaiti yeimwe kambani yeinishuwarenzi. Zvinoenderana nevodi.su portal, iyi ichave imwe yemamiriro ekuvandudza rezinesi rekupihwa kweinishuwarenzi masevhisi.

Electronic OSAGO muganda redu, tiri kuyedza kuwana eOSAGO ONLINE mutemo kuCGS.

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