Ungatenga sei mota kana usina nhoroondo yechikwereti

Kutenga motokari itsva kunogona kunakidza, asi kunogonawo kuva kwakaoma kana iwe uchida mari. Masangano ezvemari anosarudza munhu ane nhoroondo yakasimba yechikwereti kuti aderedze njodzi yekutadza pachikwereti chemotokari. Nekudaro, une sarudzo kunyangwe iwe usina yakasimbiswa nhoroondo yechikwereti.

Kana mukweretesi akati hauna nhoroondo yechikwereti, zvinongoreva kuti hauna marekodhi eakaundi yechikwereti muzita rako. Iwe unogona kunge usina kana mushumo wechikwereti kana zvibodzwa zvinoshandiswa kuona kukweretwa kana uchipa chikwereti kune mumwe munhu. Kuti utenge motokari itsva kana usina nhoroondo yechikwereti, unofanira kuedza imwe yenzira dzinotevera.

Chikamu chekutanga che1. Tsvaga vanokweretesa vasinganyanyi kukwereta

Danho 1: Tsvaga mukweretesi akakodzera. Tarisa kune vanokweretesa vanogamuchira vanonyorera vasina kana shoma nhoroondo yechikwereti.

Danho rechipiri: Tsvaga zvikwereti pasina chikwereti. Tsvaga paInternet "zvikwereti zvevanhu vasina chikwereti" kana "zvikwereti zvemotokari pasina kiredhiti."

Danho 3: Tarisa uye Enzanisa Mitemo. Shanyira akanakisa mawebhusaiti emhedzisiro yematemu nemamiriro akaita semibairo nematemu echikwereti.

Danho 4: Wongorora ongororo yekambani. Tarisa neBetter Business Bureau kuti uone kana paine zvichemo pamusoro pemakambani uye kana vaine chiyero.

• MabasaA: Mitengo yevanonyorera vasina kiredhiti inowanzokwira pane yevamwe vanhu, asi unogona kuenzanisa mamiriro kuti uwane dhiri yakanakisa.

Bhangi raunotoita bhizinesi naro kuburikidza necheki kana account yekuchengetedza inogona kuve yakavhurika kuita bhizinesi newe kana iwe usina yekare nhoroondo yechikwereti.

Danho 1. Sangana nemukweretesi mumunhu. Pane kuzadza chikumbiro chechikwereti, ita nguva yekusangana nemukweretesi. Kutaura nemumwe munhu pachedu kunogona kukubatsira kuti utaridzike zvakanaka kana kunzwisisa zvaunofanira kuita kuti utenderwe.

Danho 2: Tumira zvirevo zvemari. Unganidza maviri ekupedzisira ekubhadhara stubs uye zvirevo zvebhangi kwemwedzi miviri yekupedzisira kumaakaundi ako ese.

Danho 3. Nyora zvikwereti zvose zvakapfuura.. Iva netsamba dzekurumbidza kubva kune wese wawakakwereta mari kubva uye kubva kumushandi wako.

Danho rechina: Zviratidze semutengi akanaka. Dhinda tsamba yepamutemo inotsanangura kuti sei usiri panjodzi huru yechikwereti uye nei uchizokwanisa kubhadhara chikwereti chako.

• Mabasa: Paunobata basa rekutora chikwereti chemotokari sebhizimusi rekutengeserana, unogadzira chimiro chakanaka chinogona kubatsira bhizinesi rako, kunyangwe usina nhoroondo yechikwereti.

Chikamu 3 che6. Vimba neCash

Nguva zhinji, vanokweretesa vanobvumira zvinhu zvinoripa kuti zviwedzere kushaikwa kwenhoroondo yechikwereti yekubvumidzwa kwechikwereti. Paunodyara mari yako yakawanda, zvinoderedza njodzi kune mukweretesi.

Danho 1: Wedzera mari kana uchikwanisa. Wedzera kubhadhara kwako nekuwedzera mari kune yako mota dhizaini.

Danho rechipiri: Deredza mari yako. Sarudza modhi itsva isingadhure kuitira kuti kubhadhara kwako ive chikamu chepamusoro chemutengo wakazara.

Nhanho 3: Kubhadhara mari. Chengetedza mari yekubhadhara mari yemotokari.

• Mabasa: Isa mari yako muakaundi ine mubereko paunenge uchichengeta motokari kuitira kuti kukosha kwayo kuwedzere paunowedzera zvimwe.

Chikamu chechina che4: Shandisa guarantor

Tsvaga munhu anoda kusaina chikwereti newe anotova nechikwereti. Mukweretesi anoongorora kiredhiti yavo uye kugona kubhadhara chikwereti pamwe neruzivo rwako.

Danho 1. Sarudza munhu waunovimba naye. Sarudza nhengo yemhuri kana munhu waunovimba naye zvizere.

Danho 2. Tsanangura chirongwa chako zvakadzama. Gadzira chirongwa chepamutemo chinotsanangura chikonzero nei uri kuvakumbira kusaina chikwereti uye kuti uchakwanisa sei kubhadhara chikwereti. Izvi zvinovabatsira kuti vanzwe vaine chivimbo mukuchengetedza chikwereti chavo.

Danho rechitatu: Funga Refinancing Options. Kurukurai sarudzo dzekubhadhara mushure mekubhadhara kweinenge mwedzi mitanhatu kana gore kubvisa zita ravo kubva kuchikwereti.

Danho 4. Tarisa kukwana kwechikwereti. Ita shuwa kuti kiredhiti yavo yakakwana uye vari kuwana mari yakakwana yekubhadhara chikwereti chavo kuitira kuti vawane mvumo yeanomukweretesa.

Chikamu 5 che6: Kumbira nhengo dzemhuri kutenga mota

Kana usingakwanise kuwana mari kunyangwe ukaedza zvakadii, unogona kukumbira mumwe munhu kuti atenge uye abhadhare kwaari. Vanogona kuwana mvumo yekubhadhara mari kana kubhadhara motokari nemari.

Danho 1: Sarudza munhu akakodzera. Sarudza mumwe munhu waunonyatsoziva kuti ataure naye, ingava nhengo yemhuri kana kuti shamwari yenguva refu.

Nhanho 2: Sarudza Mutengo Wako Range. Ramba uchifunga nezvemotokari chaiyo kana mutengo wemhando.

Danho rechitatu: gadzira chirongwa chako chekubhadhara. Gadzira chirongwa chekubhadhara chinodonongodza kuti imarii yauchabhadhara mwedzi wega wega pamutengo wekufarira uye kwenguva yakareba sei.

Danho rechina: Gadzira uye usaina chinopihwa. Kana munhu wacho akabvumirana nechikumbiro chako, gadzira gwaro rine zvese zvese uye kumbirai mose kuti musaine.

Chikamu chechitanhatu che6: Seta Chikwereti

Kana iwe usingadi motokari itsva ikozvino, tora nguva yekuongorora nhoroondo yako yechikwereti. Zvinowanzotora mwedzi mitanhatu kusvika pagore kugadzira kiredhiti repoti kana uine kanenge account imwe chete yechikwereti.

Danho 1: Tsvaga kadhi rechikwereti chairo. Tsvakurudza pamhepo kuti uwane makadhi echikwereti asina kiredhiti kana kiredhiti yakaipa.

Danho 2: Funga Kushandisa Yakachengeteka Kadhi rechikwereti. Izvi zvinokutendera iwe kuisa uye kubvumidzwa kune yakaenzana kiredhiti muganho. Kuti udzorere chimiro chako chechikwereti, unofanirwa kuwana mutsara wechikwereti.

• Kune akati wandei makambani emakadhi echikwereti anopa makadhi akachengetedzwa pasina chero cheki yechikwereti, asi kazhinji anouya nemari yepamusoro yegore kana mamwe mapako.

Danho rechitatu: Activate kadhi rako rechikwereti. Ita diki kutenga uye bhadhara chikamu kuti uvhure kadhi rako rechikwereti.

Danho rechina: Ramba uchibhadhara nenguva.

• MabasaA: Ita shuwa kuti unoziva kuti mupi wechikwereti anoshuma kumasangano echikwereti, zvikasadaro account haizokubatsira iwe kugadzira nhoroondo yechikwereti.

Hadzisi dzese idzi sarudzo dzinoshanda kune yako mamiriro, asi ese anobvumidza iwe kutenga mota nyowani kunyangwe iwe usina yakasimbiswa nhoroondo yechikwereti. Ingoita shuwa kuti unoronga kumberi uye ziva kuti unokwanisa kutenga mota yauri kutenga kuitira kuti usava nechikwereti chakashata, chinogona kunge chakashata kana chakashata kupfuura kusakwereta.