Nzira yekutenga motokari nechikwereti pasina kubhadhara

Mabhangi mazhinji uye vatengesi vemotokari vanopa kutenga mota nechikwereti pasina muripo. Chikwereti chakadaro chinogona kupihwa mu salon chaimo uye kutyaira mota nyowani manheru. Zvakare, uchishandisa iyo Trade-In sevhisi, unogona kutenga mota yaishandiswa.

Kutenga motokari pasina mubhadharo wepasi, pamwe chete nemukana wekukurumidza kunyoreswa uye hapana chikonzero chekubhadhara mubhadharo we5-10 muzana yemutengo (iyi mari yakakwirawo kune vakawanda), ine zvimwe zvinoipira:

• mibairo yakakwirira zvikuru;
• haasi mabhangi ose anopa sevhisi yakadaro, maererano, pane kusarudzwa kuduku kwezvipo;
• mari yekubhadhara yakawandisa ichave yakakwirira.

Kunyorera chikwereti chakadaro, mukuwedzera kune yakajairwa seti yemagwaro (pasipoti, TIN, kopi yebhuku rebasa uye chirevo chemari), uchafanirwa kupa mamwe magwaro uye ruzivo rwunokurukurwa mune yega yega kesi:

• makopi emapasipoti enhengo dzese dzemhuri;
• ruzivo pamusoro pekuumbwa kwemhuri;
• ratidza chivakwa chaunacho - real estate, mota, zvinodhura kutenga zvakaitwa munguva pfupi yapfuura.

Pamusoro peinishuwarenzi inomanikidzwa "CASCO" uye "OSAGO" mamwe mabhangi angangoda inishuwarenzi yehupenyu yemutengi. Zvakakosha kuziva kuti kazhinji mari yeinishuwarenzi yemhosva uye mari yemotokari yatove yakabatanidzwa mumutengo wemotokari yechikwereti.

Maitiro ekutora chikwereti chakadaro akajairwa:

• kupihwa kwemagwaro;
• kufunga kwechikumbiro mukati memazuva 1-5;
• sarudzo yemotokari uye kugadzira chibvumirano;
• kugadzira chibvumirano chechikwereti uye chibvumirano chekutengesa;
• kunyoresa motokari uye inishuwarenzi.

Iwe uchagashira kopi yekondirakiti uye chitupa chekunyoresa, magwaro ekutanga uye imwe seti yemakiyi anoramba ari mubhangi.

Kukweretesa kunoitwa mumaruble nemadhora kwenguva inosvika makore mashanu. Kubhadhara kwakawanda kunogona kusvika ku75% yekukosha kwemotokari. Mwero wepagore - 9-14% mu c.u. kana 16-20% mumaruble.

Zvakakoshawo kuziva kuti kune muganhu pamutengo wemotokari. Saka, nemupiro wekutanga, unogona kuverenga pamari inosvika zviuru makumi masere zvemadhora, nepo pasina mupiro muganhu unobvumidzwa haupfuuri zviuru makumi mana zvemadhora.

Chisarudzo chekutenga chiri zvachose nemutengi. Kana iwe uchida motokari pano uye ikozvino, iwe unogona kubvumirana nemamiriro ezvinhu akadaro. Asi kuti udzivise kubhadhara kusingakoshi, iwe unogona kuchengetedza iyo inodiwa mari mumwedzi mishoma uye pakupedzisira iwe uchachengetedza yakawanda.

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