Kurojesa uye kugovera mota "kuuraya" chikwereti uye rendi
Vagari vedzimwe nyika dzakasimukira, kusanganisira isu, tiri kusangana nenguva inosetsa munhoroondo yehupfumi. Iko kushanduka kwekupedzisira kwehukuru uhu kwakaitika panguva iyo nguva yekukweretesa kwevatengi vakawanda yakatanga. Zvadaro chero munhu anoshanda kana muzvinabhizimisi akawana mukana wekuwana "pano uye ikozvino" kushandisa chero chinhu - kubva kune banal coffee maker kusvika kumotokari kana imba yake. Nechikwereti. Kureva kuti kuwana pfuma yechigarire nekubhadhara zvishoma nezvishoma. Iye zvino vanhu vari kuwedzera kuchinja kune imwe nzira yekushandisa - "temporary property" ne periodic payments.
Kugovera mota pamwe ndiwo muenzaniso wakatanhamara werudzi rutsva rwevaridzi huri kuwana mukurumbira. Asi zvakare iyo yakanyanya "isina kugadzikana" maererano nemutemo. Imwe nzira yakajairika yehupfumi hwekugovana ndeyekurenda. Chimwe chinhu pakati pekugovera mota uye kiredhiti, asi ine yakagadziridzwa yemutemo dhizaini. Nokuda kwechikonzero ichi, kutengesa motokari, kusiyana nekugoverana kwemotokari, kwakakodzera kwete kune vanhu chete, asiwo kune mabhizinesi maduku uye vatengesi vega, tisingatauri mabhizinesi makuru.
Iwo chaiwo ehupfumi maitiro akadai zvekuti vese vagari vemo uye vezvemabhizinesi vava kudzvanywa kubva munzvimbo yezvikwereti kupinda munharaunda yekurejesa mota. Zvitongerei. Kune bhizinesi diki, kutenga mota nemutengo wakakwana ipapo kazhinji ibasa rakakura. Chikwereti chebhangi zvakare mubvunzo muhombe, sezvo masangano echikwereti ari akasarudzika nezvevadiki vanokwereta, nyanzvi dzinodaro.
Kana mabhengi akapa zvikwereti, ipapo pane yakakura muzana uye pasi pekubhadhara kwakakomba kwemotokari yakatengwa. Haasi ese madiki bhizinesi anogona kudhonza mamiriro akadaro. Kunyanya kana achiri "asati abva" kubva pamhedzisiro ye "denda" kusagadzikana muhupfumi. Uye motokari inodiwa kuitira kuti iwedzere mberi - uye kwete mangwana, asi nhasi. Nekudaro, muzvinabhizimusi anenge asina imwe nzira anouya pakudiwa kwekushandisa masevhisi ekambani inorenda.
Nhoroondo yechikwereti yemunhu angangoita mutengi haina kukosha zvakanyanya kwaari. Semuenzaniso, imwe yezvirongwa zvebasa remudiki zvinoreva kuti mutengi haafanire kubhadhara mutengo wakakwana wemota. Iye, chaizvoizvo, "anoitenga" kwemakore akati wandei, achiendesa kune kambani yekurenda kwete mari yakazara yemotokari (sekunge nechikwereti), asi chikamu chayo chete, semuenzaniso, hafu yemutengo.
Mushure memakore 3-5 (iyo nguva yechibvumirano chekurenda), mutengi anongodzosera mota kumudiki. Uye anoshandura kumotokari itsva uye zvakare anobhadhara hafu yemutengo. Zvinoitika kuti muzvinabhizimusi anogona kubva atanga kuwana mari nemotokari, uye iwe unofanirwa kuibhadhara zvishoma pane iyo bhangi raizofanira kubhadhara chikwereti. Muchirongwa chekurenda, mamwe maviri anobatsira "mabhonasi" kune muzvinabhizinesi akavanzwa.
Chokwadi ndechekuti mumatunhu akati wandei mabhizinesi madiki anogona kugashira akati wandei mafiro kubva kuhurumende. Semuenzaniso, nenzira yerubatsiro rwekubhadhara pasi kana kudzoreredzwa kwechikamu chemubereko wemari yekurenda - mukati mehurongwa hwemubatanidzwa uye wedunhu zvirongwa zvekutsigira.
Nenzira, iyo yekuwedzera midziyo yemotokari inogona zvakare kuve isingadhure kune mutengi - kana iwe ukairaira kubva kumudiki. Mushure mezvose, iyo yekupedzisira inoiwana kubva kumugadziri pamwero mukuru uye naizvozvo pamitengo yakaderedzwa.
Pamusoro pezvo, kukwereta kunobatsira zvikuru kune vezvemutemo, sezvo vaine kodzero yekunyorera muripo weVAT pairi. Chiyero chekuchengetedza chinosvika 20% yehuwandu hwehuwandu hwekutengeserana. Uye mune zvimwe zviitiko, zvinoonekwa kuti kukwereta mota kwakachipa pane kuitenga mu salon nemari.
Mukuwedzera kune zvakanakira mari, kukwereta, mukuenzanisa nechikwereti, kune zvakanakira pamutemo. Saka, munyaya yemumwe muzvinabhizimisi, mutengi wemotokari haafaniri kubhadhara dhipoziti kana kutsvaga guarantors. Mushure mezvose, motokari, maererano nemagwaro, inoramba iri pfuma yekambani yevatengesi. Iye, kusiyana nebhangi, dzimwe nguva anoda zvishoma zvinyorwa kubva kune mutengi: chinyorwa kubva kune Unified State Register of Legal Entities, makopi emapasipoti evatangi - uye ndizvozvo!
Pamusoro pezvo, mabhanga echikwereti haabatike pakushanda kwemushini wechikwereti. Nekuti haisi mbiri yavo. Basa ravo nderekupa mukwereti mari yacho uye kuona kuti anoidzorera nenguva. Uye iyo kambani yekurenda inogona kubatsira neinishuwarenzi, uye nekunyoreswa kwemotokari nemapurisa emigwagwa, uye nekugadzirisa kwayo kwehunyanzvi, uye nekutengeswa kwemidziyo isingachashandi, pakupedzisira.
Asi pano mubvunzo unomuka usingadzivisiki: sei, kana kukodha kwacho kwakanaka, kuri nyore uye kusingadhure, chaizvo munhu wese akatenderedza haashandise? Chikonzero chacho chiri nyore: vanhu vashomanana vanoziva nezvekubatsira kwayo, asi panguva imwecheteyo, vazhinji vanotenda kuti kuva nemotokari ndiyo inonyanya kuvimbika.
Nekudaro, zvese zviri zviviri zvikonzero izvi ndezvenguva pfupi: shanduko kubva kune yechigarire kuenda kune imwe nguva muridzi wemotokari haidzivisiki, uye nekukurumidza chikwereti chemotokari chinogona kushanduka kuita chisiri.
