Nzira yekuwana guarantor yechikwereti chemotokari
Kunyangwe uchangotanga basa rako kana chikwereti chako chadonha pasi pemazinga anogamuchirika, kuwana chikwereti chezvinhu zvikuru semotokari kana imba zvinogona kuita sezvisingabviri.
Makambani haadi kutengesa zvinhu zvawo kuvanhu vasingakwanisi kuzvibhadharira. Sezvo chibodzwa chako chechikwereti chiri chiyero chekuti wakavimbika sei mukubhadhara, unogona kuzviwana uri panguva yakaoma paunenge uchinyorera chikwereti nechikwereti chakashata.
Imwe nzira yekutenderera yakashata kiredhiti zvibodzwa ndeyekuita kuti mumwe munhu asaine chikwereti newe.
Mubatisi anotora mutoro wakawanda, asi muzviitiko zvakawanda zvinodikanwa kuti mukweretesi avhare dhiri newe. Kana iwe usingakwanise kubhadhara chikwereti, muchengeti anobhadhariswa mari yakazara uye anotarisirwa kukubhadhara iwe.
Chikamu chekutanga che1: Tsvaga anovimbisa chikwereti chemota yako
Danho 1: Sarudza kana chikwereti chakachengetedzwa chakakodzera iwe. Semutemo wakajairwa, unofanira kungotenga uye/kana mari yaunokwanisa kutenga. Kana iwe uchikwanisa kutenga imwe mota, iwe unogona kuita mari pasina guarantor.
Hezvino zvimwe zvinhu zvekuchengeta mupfungwa usati watora chikwereti kubva kune guarantor:
Tenga motokari yakashandiswaA: Unogona kutenga motokari yakachipa yakashandiswa kana uchikwanisa kutenga motokari itsva. Nemotokari yakashandiswa, kukosha hakudonhe zvakanyanya nekushandiswa, saka hazvibviri kuti iwe uchava nechikwereti chinopfuura chikwereti chemotokari.
Tora nguva yekuvaka chikwereti chakanaka: Chimbomira kutenga mota kana zvichiita uye tora nguva yekuvaka nhoroondo yakanaka yechikwereti. Kana zvibodzwa zvako zvatodzikira, taura nachipangamazano wezvemari nezvekuti ungadzorere sei zvibodzwa zvako.
Kukwereta kwakashata, kunyange kusiri nguva dzose kukanganisa kwemunhu, kunoratidza kusazvibata kwemari. Funga kana kutenga mota ipfungwa yakanaka kupihwa mari yako yazvino.
Ita mubhadharo wenguva dzose kuvaka chikwereti: Kana usina chikwereti chakawanda asi uchiri kuda motokari yakavimbika, tenga motokari isingadhure ine mileage yakaderera. Chivimbiso chingave chiri madikanwa, asi chero bedzi mubhadharo wenguva dzose uchiitwa, uyu ndiwo mukana wakanaka wekuvaka chikwereti chakanaka.
Wana chikwereti pamashoko asina kunaka: Mune zvimwe zviitiko, vanhu vane kiredhiti kiredhiti zvibodzwa vanotenderwa kukwereta nematemu asina kunaka kana mubereko wakakwira. Mumamiriro ezvinhu akadaro, muchengeti anogona kufunga nenzira ine mufungo kuti muripo waizoitwa nemhaka yokuti munhu wacho akanga achitoronga kubhadharwa kwechikwereti chemwedzi nomwedzi.
Danho rechipiri: Gadzirira kunyorera chikwereti. Unganidza ruzivo rwaunoda kutanga wanyorera chikwereti.
Shandisa online sevhisi yesarudzo yako kuti uwane yako kiredhiti mamakisi uye uone kwauri kushandisa icho chibodzwa.
Chibodzwa chiri pasi pe700 chichaita kuti zviome kutaurirana mazwi akanaka, uye zvibodzwa zviri pasi pe350 zvinoita kuti zvisaite kuti uwane chikwereti.
Verenga mari yaunowana pamwedzi nemari yako. Uchishandisa izvi, iwe unofanirwa kukwanisa kuverenga kuti imarii yaunogona kuisa parutivi mwedzi wega wega wekubhadhara chikwereti chako.
Tsvaga akati wandei emhando dzemotokari dzinozokonzera mubhadharo uri mumhando yaunokwanisa kutenga. Izvi zvinochengetedza nguva uye simba kana iwe uri kune mutengesi uchitsvaga mota.
Danho rechitatu: Tsvaga anovimbisa. Kunyange izvi zvingaita seimwe yenhanho dziri nyore mukuita, zvakakosha kuti udzike uye uverenge chaizvo nhamba dzese dzinobatanidzwa usati waita sarudzo yekupedzisira uine chokwadi chako.
Unogona here kubhadhara mari idzi mukufamba kwenguva? Kana uchiri mudiki, unogona kurasikirwa nemikana mune ramangwana nekuti haugone kutora mari dzemihoro kana kusiya basa rako kuti uende kuchikoro usina kubhadhara chikwereti chako.
Funga nezvemari inoshandiswa semari imwe huru. Ngatitii $15,000. Zvinokutorera nguva yakadii kutanga izvozvi kuti uwane mari yakawanda kudaro? Zvino wedzera kune iyo chokwadi chekuti kufarira kuchawedzera nekufamba kwenguva.
Funga nezvezvinoitika kana iwe usingachakwanisi kubhadhara chikwereti chako uye muchengeti anofanira kutora mubhadharo. Zvichavakanganisa sei? Vachakwanisa here kubhadhara mari yacho yose pachavo?
Vanhu vepedyo newe kazhinji ndivo vanopedzisira vasayina chikwereti newe, saka panogona kuve nenjodzi yakawanda kupfuura yakashata kiredhiti mamakisi kana chikwereti chikasabhadharwa. Kunetsana kwakanyanya uye mutambo wemhuri wakasimuka nekuda kwekusaina kwakabatana kwezvikwereti.
Gara pasi uye taura nemuchengeti uye uise bhajeti ichashanda kwete iwe chete, asi kune bhajeti yavo kana vakapedzisira vatora mari. Izvi zvinogona kuderedza mari yaunofanirwa kushandisa pamotokari, asi zviri nani pane kusaina chibvumirano chechikwereti chemhuka.
Nhanho 4: Sarudza Mutengo Wako Range. Sarudza motokari iri mumutengo wako apo mutero unobatanidzwa mumutengo. Tarisa huwandu hwemari iri kukweretwa uye fungidzira kuti iyo yekuwedzera mari ingave yakaita sei mwedzi wega wega.
Kana mari yako iri $900 pamwedzi uye iwe uchiwana $1,600 pamwedzi, ipapo kubhadhara $300 yemotokari kunogona kukumanikidza kuti usarudze pakati pehupenyu hunoshanda hwemagariro neakaundi yekuchengetedza.
Basa rako rinofanira kunge rakagadzikana zvakakwana kuti ubhadhare mari iyi kusvikira motokari yabhadhara zvakakwana. Zviri nyore kuchinja mabasa kana kunyange mabasa mumakore mana kana mashanu, saka chengeta izvozvo mupfungwa paunenge uchifunga nezvechikwereti.
Kana iwe nemuchengetedzi wako mabvumirana pamusoro pemari ichabhadharwa uye zvirevo zvechikwereti, saina magwaro uye wopinda munzira!
Ungangoda rubatsiro rweanovimbisa kuti ukwanise kuwana chikwereti chinodiwa. Izvo zvakakosha kwazvo kubata yako co-yakasaina account nehungwaru. Ita shuwa kuti unobhadhara pamwedzi sezvaunobvumirana.
Rangarira kuti muchengeti wako arikuitira nyasha huru, uye kana uri kumashure pakubhadhara, kunonoka kunozoonekwa pamushumo wechikwereti chewako newako.
