Vatengesi vemotokari vanobiridzira sei kana vachitenga mota itsva? Mazano ekuti usabatwa sei!
Kana mutengi achiuya kune yakashambadzirwa mota mutengesi, anotenda zvakakomba kuti hapana anomunyengedza pano: ivo vachatengesa mota nyowani, nguva pfupi yadarika kubva pamutsetse wegungano, nemutengo wakanaka, pasina mamarkups uye mubhadharo wakavanzika ...
Zvisinei, kuzvikudza kwevanhu hakuna miganhu, vanogona kunyengedza kwete mumusika chete, asiwo mune zvakanakisisa zvekutengesa motokari. Kune nzira dzakawanda, uye haugone kana kufungidzira nezvehunyengeri kusvika panguva yekupedzisira.
Zvikwereti zvemotokari
PaVodi.su, takataura nezvezvirongwa zvechikwereti zvemabhangi akasiyana. Vazhinji vanogadzira mota vanoshandira pamwe nemasangano emari uye vanopa mamiriro avo akanaka. Izvo zvinotosvika padanho rekuti mabhesi efoni ekare ari kusimuka uye mamaneja ari kufonera vangangove vatengi kutsanangura zvese zvakanakira izvi kana icho chigadzirwa chechikwereti.
Munguva ichangopfuura pane nyaya. Imwe shamwari yakanaka yakasarudza kuchinja motokari - yekare Hyundai Accent kune chimwe chinhu chitsva. Akaenda kumawebhusaiti emasalon akasiyana, akataura nemaneja, uye pamwe akasiya ake ekutaura. Vakamudaidza uye vakati pakanga paine chipo chakanakisa: kana uchiisa mukutengeserana-mukati, mota nyowani inogona kutengwa nemutengo unosvika makumi mashanu muzana muzana, uye mari yacho inogona kupihwa nechikwereti.
Shamwari yedu payakasvika kero yainge yaratidzwa, mamaneja akatanga kutsanangura zvakanakira mota dzairatidzwa uye akati aizosaina chibvumirano ipapo. Asi, akanyatsoverenga mamiriro acho ezvinhu, muzivikanwi akaziva kuti akanga apiwa kwete kunyange chikwereti chemutengi, asi. microloan - 0,5% pazuva. Kubva pane chokwadi chokuti akanga asina 150 zviuru zveRubles, izvo zvaaida kupatsanurwa mumwedzi mitanhatu, unogona kuverenga iwe pachako kuti mari yekubhadhara yaizovei.
Pane dzimwe nzira dzekurambana pachikwereti chemotokari:
- kupa ruzivo rwenhema;
- kupa ruzivo rusina kuzara;
- zvimwe zvinodiwa (zvakanyorwa pamusoro payo pazasi pechibvumirano mune zvinyorwa zvidiki).
Ndokunge, iwe unoverenga kuti iwe unogona kutenga imwe Ravon R6,5 pa3 muzana pagore uine chikwereti chemakore anosvika mashanu. Asi paunouya ku salon, zvinoitika kuti mamiriro ezvinhu akadaro anoshanda chete kana iwe uchibhadhara 50% yemutengo, shandisa CASCO mune imwe kambani yeinishuwarenzi, kubhadhara mabasa emaneja muhuwandu hwe5% yemutengo, zvichingoenda zvakadaro. Kana iwe ukaita chete 10-20% sekubhadhara pasi, ipapo mubereko unokwira zvakanyanya kusvika 25% pagore.
Mitengo, koshesa hutsotsi
Isu tose takanzwa kuti kune dzimwe nyika, mitengo yemotokari yakaderera zvikuru. Takatotaura nezve akasiyana maauctions epamhepo muGermany, USA kana Japan, uko mota dzakashandiswa dzinogona kutengwa ne "penny" chete. Izvi zvinoshandawo kumotokari itsva. MuRussia, unogona kutenga zvigadzirwa zvepamba chete zvakachipa: AvtoVAZ, UAZ, mota dzekunze dzakaungana kumafekitori eRussia - yakafanana Renault Duster kana Logan.
Pamitengo kazhinji unosangana nevatengi vanonyengeka. Saka, iwe unogona kazhinji kuona ads senge: "Kupenga kuderedzwa kwe2016 modhi renji, kusvika -35%." Kana iwe "wakaruma" pakushambadzira kwakadaro, isu tichafara kwazvo kana iwe ukakwanisa kutenga mota nyowani yekare kana kunyange gore rakapfuura pamutengo wakaderera.
Asi kazhinji, vatengi vanotarisana nekurambana kunotevera:
- kuderedzwa kunoshandiswa chete kumotokari dzepamusoro-soro dzine mimwe michina;
- mota dzekudzikisira dzapera (saka vanoti);
- kuderedzwa nekuda kwekuremara (izvi zvinoitikawo kana pendi yakakuvadzwa panguva yekufambisa).
Zvakanaka, sarudzo yakajairika: hongu, zvirokwazvo, kune kuderedzwa - 20%, asi kune masevhisi emaneja uye nerutsigiro rwemari yekutengeserana, salon inoda "kusunungura" imwe yakawedzera diki - 20-30. zviuru rubles. Kana kuti iwe uchafadzwa kuti panguva ino mota idzi dzisipo, dziri panzvimbo yekufambisa makiromita ane chiuru kubva kure, asi mamaneja achafara kukuisa pamutsetse kana ukabhadhara.
Zvakanaka, humwe hunyengeri hunozivikanwa ndeye yako wega mitengo yekuchinjana. Isu tose tinoziva zvakakwana kuti kubva muna 2014, ruble yave ichikwira kana kudonha. Nhasi, vatengesi vanoratidza mutengo wekuchinja kwe55 rubles padhora, mangwana - 68. Asi vatengesi vemotokari vanoparadzira zviziviso zvavo: "Hatina dambudziko, tinotengesa pamwero we2015, tichichengetedza 10 rubles pamadhora / euro. ” Saizvozvo, mitengo inoratidzwa mumabhangi ekunze. Asi apo mutengesi anotanga kuverenga mari chaiyo, zvinosvika kuti mutengo wekutsinhanisa wakanyanya kukwirira kana uchienzaniswa neCentral Bank uye hapana mari inopihwa.
Dzakashandiswa uye dzakaremara mota
Vazhinji vashandisi veInternet havazive kuti komputa kana smartphone inoshanda sei. Izvi zvinoshandawo kune yakakura muzana yevatyairi - imwe ruzivo kubva kuchikoro chekutyaira nezvekuchinja vhiri kana kutarisa mwero weoiri unoramba uripo, asi havatombo rangarira kuti pombi yemafuta kana yekutanga bendix chii.
Izvi ndizvo zvinoshandiswa nevashandi vebasa. Munhu wose anogona kunyengedzwa. Kunyangwe mutyairi ane ruzivo haafanire kuona kuti pachinzvimbo cheanodhura HUB-3 mavhiri mavhiri anogadzirwa neFAG, SKF kana Koyo, asingadhure maChinese mamwe akadai seZWZ, KG kana CX akapihwa. Izvo zvakafanana kushanda kuri nyore kunogona kuitwa nechero injini, kumiswa kana kutapurirana system. Nomuzvarirwo, mutengi anozogadziridzwa pane imwe chiteshi sevhisi, uko pasina mutyairi akatendeseka makanika anozotaura akatendeka kuti sei mota ichiputsika kazhinji.
Mamwe marudzi ehunyengeri anogona kutaurwa:
- masking kuremara pasina kupa kuderedzwa;
- kugadzirisa motokari inounzwa pasi pechirongwa chekutengeserana uye kuitengesa pamutengo weimwe itsva;
- kumonyorora mamaira pakutengesa mota dzekuratidzira dzaishandiswa pakuedza kutyaira.
Vane ruzivo veauto mechanics vanoshanda pamwe chete nemaneja uye manejimendi emasalon, saka zvichave zvakaoma kuburitsa hutsotsi kunyangwe kumutyairi ane ruzivo, tisingarevi vakadzi vanogaro gara vatengi vevatengesi vemotokari mumakore achangopfuura.
Kuti udzivise hutsotsi, vodi.su autoportal inopa zano:
- Nyatsodzidza wongororo pamusoro pemutengesi wemotokari usati waonana;
- Bata chete vatengesi vepamutemo vechiratidzo chauri kufarira (rondedzero yevatengesi inogona kuwanikwa pawebhusaiti yepamutemo yeimwe mhando);
- Hinda nyanzvi yemotokari / auto forensic nyanzvi - anozotarisa pendi uye magwaro ese paanotenga;
- Tarisa TCP uye ongorora motokari usati waisa mari;
- Tiza salon inotengesa mhando dzakawanda mune imwe salon uye unozvidaidza kuti mutengesi wepamutemo.
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