Nzira yekuverenga mari yemotokari

Kutenga motokari nguva dzose chiitiko chakakosha kune chero munhu. Vanhu vazhinji vanofanirwa kuchengetedza mari yeizvi kwerinopfuura gore. Avo vanotova neruzivo rwekuva nemotokari yavo pachavo vanoziva kuti mari yezvemari haigumiri pakutenga pakarepo. Kushanda kwemotokari kunoda mari, uye mari yacho inogona kusiyana zvikuru zvichienderana nerudzi, kirasi uye muenzaniso chaiwo wemotokari. Asi kunyange vatyairi vane ruzivo havawanzokwanisa kunyatsoona kuti chii chichavabhadhara kuva ne "iron shamwari" itsva. Chii chatingataure nezve avo vanotenga mota kekutanga uye munguva pfupi vakawana kuti havana kunyatso kuverenga kugona kwavo kwemari. Kuve nemota yako pachako kunowedzera huwandu hwese hwekunyaradza muhupenyu hwemunhu, asi chete kana mitengo ine chekuita nekuva nekushandisa mota ichifananidzwa nemari inowanikwa.

Ngatiedzei kuona kuti ndezvipi zvinoshamisa zvezvemari izvo vanosarudza kuva muridzi wemotokari vachasangana nazvo. Kuongorora kwakaringana mari iri kuuya ichakubatsira iwe kuita sarudzo yakakwana uye kutenga mota maererano nezvaunokwanisa. Zvikasadaro, mari yekuchengetedza motokari inogona kuva mutoro usingatsungiririki pabhajeti remunhu kana remhuri.

Iyi mari inogona kuverengerwa zvakanyanya kana zvishoma kumberi. Kunyangwe kune anotanga, panogona kunge paine mashura ekutanga pano. Iwe haugone kungotenga mota woishandisa. Iwe unofanirwa kuinyoresa, ndiko kuti, inyore uye uwane nhamba uye chitupa chekunyoresa. Kunyoresa kunakidzwa kunobhadharwa.

Masevhisi enzvimbo yebasa rekunyoresa mota yakagadzirwa muCIS inodhura 153 hryvnia, mota dzekunze - 190 hryvnia.

Chimiro chechitupa chekunyoresa chinodhura 219 hryvnias.

Mutengo wemarezinesi mahwendefa matsva i172 hryvnias. Munyaya yekunyoresazve kwemotokari yakashandiswa, unogona kuchengeta nhamba dzekare uye kuchengetedza zvishoma pane izvi.

Kana iwe uchida kuona mutengo wemotokari yakashandiswa, iwe uchafanirwa kukoka ane certified appraiser. Nokuti mabasa ake achada kubhadhara anenge 300 hryvnia.

Kuongororwa kweForensic hakudiwi kana uchinyoresa mota, asi inogona kuitwa nekukumbira kwemutengi. Ichadhura imwe 270 hryvnia.

Kana tichitaura pamusoro pemotokari itsva yakatengwa pamotokari yemotokari, kana motokari yakashandiswa inotengeswa kubva kune imwe nyika, ipapo imwe mari inosungirwa ichave yakaderedzwa kuPension Fund yeUkraine. Kune motokari inotengwa muimba yekuratidzira, mubhadharo uchabva pazvikamu zvitatu kusvika kushanu muzana zvemutengo wayo unobvira. Pamotokari yakashandiswa kubva kunze kwenyika, chikamu chinoverengwa zvichibva pahuwandu hwehuwandu hwayo hunofungidzirwa, mutero wekupinza uye mutero weexcise. Kubviswa kuPF pamotokari yega yega inobhadharwa kamwe chete, nekumwe kutengeswa uye kunyoreswa patsva munharaunda yeUkraine, mari iyi haidi kubhadharwa.

Mari iri pamusoro apa inogona kuchinja nguva nenguva, asi yakanyatsokodzera fungidziro yemitengo yekutanga. Izvo zvinongofanirwa kuverengerwa kuti bhangi richatora imwe komisheni yekuendesa mari.

Uye nenzira, mubhadharo wekunonoka kunyoreswa kwemotokari ndeye 170 hryvnia. Kudzokororwa kwakafanana kutyora kunodhura kusvika ku510 hryvnia. Kuti udzivise mari iyi kuti isawedzerwa kumari yekutanga inobatanidza nekutenga motokari, unofanirwa kuinyora mukati memazuva gumi kubva pazuva rawakatenga.

Kana uri muridzi wemotokari, pane ndyiko dzinodzokororwa dzauchatarisana nadzo, ungave ukashandisa motokari yacho maawa 12 pazuva kana kuti kufamba nzendo pfupi mbiri kana nhatu pamwedzi.

Kubhadhara kwakadaro kunosanganisira mutero wekutakura uye iyo CMTPL uye CASCO inishuwarenzi.

MUSORO WEKUTAURA

Mutero wekutakura muUkraine ndeye 25 zviuru hryvnia. Iyi ndiyo mari yauchafanira kubhadhara kamwe pagore pamotokari yega yega zvichienderana nemutero wakadaro. Asi haasi munhu wose anofanira kuripa. Kana iwe uri muridzi wemota isingapfuuri makore mashanu uye iyo avhareji kukosha kwemusika inodarika 375 mihoro yakaderera, ipapo pasati papfuura Chikunguru 1 wegore rekuzivisa iwe uchatumirwa chiziviso chemutero. Mukati memazuva makumi matanhatu iwe uchafanirwa kupatsanura nemari iri pamusoro nekuiendesa kubhajeti renyika. PaBazi reEconomic Development, Trade and Agriculture yeUkraine unogona kuwana runyoro rwakakwana rwemhando dzemotokari dziri pasi pemutero wekutakura. Uye maitiro ekubhadhara kwayo anodzorwa neTax Code yeUkraine. Nzira chete yekudzivisa mari iyi kutenga mota ine mwero uye yakachipa. Muna 60, iyo chikumbaridzo huwandu i2019 miriyoni 1 zviuru 564 hryvnia.

CTP

Inishuwarenzi yechitatu inosungirwa, inonyanya kuzivikanwa se "avtocitizen" kana "avtocivilka". Kuvapo kweOSAGO kuchakuponesa kubva pakurasikirwa kwemari kusingatarisirwi kana iwe ukava muiti wetsaona uye unokonzera kukanganisa kune imwe motokari kana hutano hwevanhu. Kambani yeinishuwarenzi ichadzorera mari yekurapa vakakuvara nekugadzirisa motokari inenge yaparara. Asi panguva imwe cheteyo, mupari wetsaona acharapwa uye odzorera motokari yake pachake nemari yake.

Sezvinoratidzwa nezita racho, rudzi urwu rweinishuwarenzi inofanirwa kune chero muridzi wemotokari. Iwe haugone kutyaira pasina iyo, vanotyora vanorangwa nefaindi inosvika 850 hryvnia. Mutemo weOSAGO unopihwa kwenguva yegore rimwe. Mutengo waro unoverengerwa maererano nefomura yakaoma, uchifunga nezverudzi rwemotokari, ruzivo rwekutyaira, kutyaira pasina tsaona uye zvimwe zvinhu. Muzviitiko zvakawanda, mugari wemotokari achakubhadhara 1000 ... 1500 hryvnias. Mune zvimwe zviitiko, zvinokwanisika kuwana inishuwarenzi yenguva pfupi. Semuenzaniso, kana uchangobva kutenga uye usati wanyoresa mota, unogona kutenga autocitizenship policy kwemazuva gumi nemashanu kana kupfuura.

Zvisinei, kuvapo kwemotokari kunoongororwa chete kana chiitiko chetsaona kana panguva yekuitwa kweprotocol pamusoro pekuputsa mitemo yemigwagwa. Izvi zvinoita kuti vamwe vatyairi vadzivise kutenga OSAGO mutemo. Mari yekuchengeta haina chokwadi, nekuti unogona kupedzisira wapinda mune yakaoma zvakanyanya mamiriro emari kana pakaitika tsaona kuburikidza nemhosva yako. Kana motokari inodhura ichitambura, kuwanda kwekukuvadza kunogona kuva kwakanyanya, kukuru.

CASCO

Kusiyana neinishuwarenzi yemotokari, rudzi urwu rweinishuwarenzi ndeyekuzvidira zvachose. Kuburitsa mutemo weCASCO kana kwete, muridzi wega wega wemotokari anozvisarudzira. Asi kuvapo kwayo kuchakubvumidza kuti uverenge muripo wekukuvadza kwakakonzerwa nemotokari YAKO nekuda kwetsaona, njodzi yakasikwa, kuba, kukanganisa nemaune nevanoparadza uye mamwe mamiriro. Mutengo weCASCO mutemo uye huwandu hwekubhadhara kwezviitiko zveinishuwarenzi inotarwa nekontrakiti nekambani yeinishuwarenzi.

Kana zvinhu zvose zvakanyatsojeka nekubhadhara kwekutanga, mitero uye inishuwarenzi, saka zvakaoma zvikuru kuverenga mari yekushanda ikozvino mberi, kunyanya kune mutyairi wekutanga. Kuvafungira zvisizvo kunogona kuita kuti utenge motokari inopedzisira yava kudhura zvikuru kuti umhanye.

Chinhu chikuru chemari yemazuva ano imafuta. Kushandiswa kwemafuta kunotarwa nekutamiswa kweinjini yekupisa kwemukati, kugona kwayo, uye zvakare nemamiriro ekushanda. Motokari yakashandiswa inogona kushandisa seti yemafuta akawanda zvichienderana nemamiriro einjini yekupisa yemukati, magetsi system, mafirita, nezvimwe zvinhu.

Iwe unogona kufungidzira mutengo wemafuta nekufungidzira chinhambwe chauchatyaira paavhareji pamwedzi, nzira yekutyaira (migwagwa yeguta kana yenyika) uye yakaziviswa (pasipoti) avhareji yekushandisa mafuta pamakiromita zana emota iri kutaurwa. Factor X inoramba iri mutengo wemafuta pazviteshi zvegesi, izvo zvinogona kuchinja nenzira isingatarisirwi zvichienderana nemamiriro ehupfumi uye zviitiko zvezvematongerwo enyika munyika nepasirese.

Kuchengetedza kunoitwa nguva nenguva. Kune mota nyowani isina kumhanya, mari yekugadzirisa inogona kuverengerwa seti yemakore pamberi, sezvo nguva dzose kugadzirisa uye kutsiva kwezvinodyiwa kunopihwa maererano newaranti.

Kana motokari yakashandiswa yakatengwa, saka inenge ichida kugadziriswa kwakakwana nekutsiviwa kwezvose zvinoshandiswa uye zvinhu. Zvakaoma zvikuru kuverenga pachine nguva mari yekushandira uye kugadzirisa motokari yakashandiswa. Zvinogoneka kuti yakavanza "zvinoshamisa" zvichaonekwa mushure mechinguva uye zvinoda kugadziriswa kwakakomba uye kunodhura. Iwe unofanirwa kungwarira zvakanyanya kana uchitenga yakashandiswa mota yeichimbova mukurumbira uye inodhura mhando - kugadzirisa kwayo kunogona kukuparadza.

Kazhinji, iyo inonyanya kudhura motokari, inowedzera mari yekushanda. Kana usina chokwadi chekugona kwako kwemari, tenga mota ine mwero, kunyanya kana urikuita kekutanga. Panyaya iyi, mota dzakagadzirwa neChinese dzinogona kutenga zvakanaka kune vanhu vane mari shoma uye avo vari kutenga mota yavo yekutanga. Izvo hazvisi chete zvisingadhuri mukati mavo, asiwo zvakachipa zvakanyanya pamutengo wekugadzirisa nekugadzirisa.

Motokari inofanira kusiiwa pane imwe nzvimbo. Zvakanaka kuva negaraji rako pachako. Zvisinei, havasi vose vane rombo rakanaka neizvi. Kana motokari yacho isingadhuri, unogona kuisa pangozi yekuiisa pedyo nemba pachena. Asi zvino zvichave zvichiratidzwa kune zvinokuvadza zvinokonzerwa nehunyoro - mune mamwe mazwi, ngura. Vanoparadza, mbavha nembavha dzemotokari vachawanawo mazviri. Naizvozvo, zviri nani kuwana nzvimbo munzvimbo yakabhadharwa yekupaka kana kurenda garaji. Mutengo unogona kusiyana zvakanyanya zvichienderana neguta uye nzvimbo chaiyo. Semuenzaniso, muOdessa, nzvimbo munzvimbo yakachengetedzwa yekupaka inodhura 600 ... 800 hryvnia pamwedzi, uye kuhaya garaji kunodhura kubva kune imwe kusvika kune zviuru zviviri.

Matai achada kutsiviwa sezvaanosakara. Iwo akachipa anodhura 700…800 hryvnias payuniti, asi mitengo yemhando yerabha yakajairika inotangira pa1000…1100 hryvnias. Muzviitiko zvakawanda, unoda kuva nemaseti maviri - zhizha nechando. Iwe unogona kuchengetedza zvishoma nekutenga matai ekudzikisira, matai ezhizha mumatsutso, matai echando muchirimo. Asi kuchengetedza mari nekutenga matai akashandiswa hazvina kukosha. Ivo vatove vakasakara uye, uyezve, vanogona kunge vane hurema hwemukati hunowanikwa panguva yekushanda. Matai akadaro haakwanisi kugara kwenguva refu.

Maererano nemitemo yemugwagwa, motokari inofanira kunge yakashongedzerwa pasina kukanganisa, netambo yekudhonza uye. Seti yezvishandiso izvi inodhura 400…500 hryvnias. Makiti anodhura anogona kusanganisira zvinhu zvekusarudza asi zvinobatsira zvikuru - vheti rinoratidzira, magirovhosi, chokisi, waya dzekutanga. Paunenge uchitenga, teerera kune zuva rekupera kwezvikamu zvekiti, kunyanya chekudzimisa moto.

Munguva yechando, munguva yekukurumidzira, gumbeze rinopisa, scraper, girazi washer uye nzira mbiri-nzira inogona kubatsira zvakanyanya kuve nechokwadi chekubatisa matayi pachando kana chando chemigwagwa. Zvinhu izvi zvinodhura anenge mazana maviri ... 200 hryvnia.

Iyo yakapfava-imwe nzira alarm inodhura kubva pa600 kusvika ku1000 hryvnia. Mitengo yemakiti maviri-maviri anotanga kubva kune imwe nehafu yezviuru, ine GSM module yekutaurirana nefoni mbozha - kubva kune zviuru zviviri nehafu. Zvichienderana nekushanda, kuvapo kwe GPS module uye sensors dzakasiyana-siyana, mari yealarm inogona kusvika 20 ... 25 zviuru hryvnias. Uye izvi pasina kufunga nezve mutengo wekuisa iyo system.

Kana paine chinodiwa uye chishuwo, mota inogona kuve yakashongedzerwa nezvinhu zvakasiyana-siyana zvinobatsira uye zvinofadza - mhepo inotonhorera, inonzwika system, DVR, GPS mufambisi, uye mwenje wekushongedza. Asi izvi zvose zvinotengwa maererano nezvinodiwa uye mari yemuridzi wemotokari.

Kushandiswa kwemafuta kunoenderana nemamiriro einjini yekupisa mukati uye mamwe masisitimu emotokari. Pamusana pesimba rakasakara, kushandiswa kwemafuta akawanda kunogona kusvika 10 ... 20%. Izvo zvakavharwa zvichawedzera imwe 5 ... 10%. Akanganisa ma spark plugs, majekiseni akasviba uye mitsara yemafuta, kurongeka kwevhiri kusina kurongeka, kudzvanywa kwetayi kwakashata, mabhureki akabatirira - zvese izvi zvinokonzeresa kushandiswa kwemafuta kusingakoshi. Saka mhedziso - tarisa tekinoroji yeinjini yekupisa yemukati uye zvimwe zvikamu zve "iron bhiza" rako, pindura kune zviratidzo zvinofungidzirwa panguva yakakodzera uye kugadzirisa matambudziko.

Nekudzikisa huremu hwemuchina, unogona zvakare kuderedza kushandiswa kwemafuta. Usatakura zvimwe zvinhu newe, maturusi anogona kungodiwa mugaraji. Nekuburitsa mota ne40 ... 50 kilogiramu, unogona kuchengetedza nezve 2 ... 3 muzana yemafuta. Izvi hazvisi diki sezvazvingaite pakuona kwekutanga. Dzivisa mutoro uzere, mune iyi modhi kushandiswa kwemafuta kunowedzera nekota.

Usashandise zvisina kunaka idling, iyi haisi iyo yakanyanya hupfumi maitiro ekushanda kweinjini yekupisa yemukati.

Dzima vashandisi vemagetsi vasingadiwe panguva ino.

Nguva nenguva, motokari inofanira kushambidzwa kana kuoma-kucheneswa. Muzviitiko zvakawanda, mabasa ekugeza motokari anogona kuregererwa. Iwe unogona kugeza uye kuchenesa motokari iwe pachako. Izvi zvinotora nguva, asi zvichachengetedza mari.

Tyaira nokungwarira, tevera mitemo yemumigwagwa, uye uchadzivirira zvinhu zvisingafadzi zvakadai sefaindi.

Dzivisa kutyaira zvine hasha. Nekuda kweizvozvo, iwe unozopedza zvishoma pane mafuta, lubrication, kugadzirisa uye spare parts. Iyi ingangove ndiyo nzira inoshanda kwazvo yekudzikisa mitengo yekushandisa uye kuchengetedza muchina wako uri muchimiro chakanaka.