Tenga motokari zvishoma nezvishoma pasina bhangi

Kuiswa - iyi pfungwa yave ichizivikanwa kwatiri kubva panguva dzeSoviet, apo mhuri dzechidiki dzakatenga midziyo yemumba uye fenicha nenzira iyi, uye kubhadharisa kwakanyanya kwaive kushoma - komisheni diki yekunyoresa. Zviri pachena kuti vazhinji vangarota kutenga motokari nenzira imwechete muimba - kuita mubhadharo wekutanga, uyezve kudzorera mari yose pasina chido mumwedzi mishoma kana makore.

Nhasi, zvirongwa zvinopa kutenga mota muzvikamu zviripo uye zviri kudiwa pakati pehuwandu, nekuti iyi fomu yechikwereti haina mubereko. Mukuwedzera, kunyengera kunogadzirwa kuti mutengi anoshanda zvakananga nesaroni, uye kwete nebhangi kana kiredhiti institution.

Mamiriro ekutenga mota zvishoma nezvishoma

Zvakakodzera kutaura kuti mamiriro ekutora hurongwa hwekutanga mu salon anogona kubva atonhodza shungu dzevazhinji:

• inopihwa kwenguva pfupi, kazhinji kwegore (mamwe salon anogona kupa zvikamu zvekusvika makore matatu);
• kubhadhara kwekutanga kunosungirwa uye mavhareji kubva pa20 kusvika ku50 muzana yemutengo;
• iyo mota inofanirwa kuve insured pasi peCASCO.

Iyo hurongwa hwekutora zvidimbu inonakidza zvakare. Nenzira, iwe unopinda muchibvumirano ne salon, asi salon haisi sangano rezvemari uye kutora chikamu kwebhangi kuchave kunosungirwa. Iwe unobhadhara chikamu chemari yemotokari, ipapo mutengesi wemotokari anopa chikwereti chakasara kubhangi, uye pamutengo. Uku kuderedzwa mari yebhangi - mushure mezvose, iwe uchazofanira kubhadhara chikwereti chose pasina kuderedzwa.

Mumwe anogona kungofungidzira kuti mabhengi nevaridzi vevatengesi vemotokari vanobvumirana sei pakati pavo. Mukuwedzera, muzvikamu haugoni kutenga chero motokari, asi chete yekusimudzira. Kazhinji aya ndiwo mamodheru anotengesa zvakaipisisa kana anosara kubva mumwaka wapfuura.

Zvakanaka, pakati pezvimwe zvinhu, iwe zvechokwadi uchada kunyorera CASCO, uye kwete chero kupi zvako, asi mune iwo makambani einishuwarenzi auchapihwa kune mutengesi wemotokari. Zvinoda kuziva, asi zvino zvinozoitika kuti zviri mumakambani aya kuti mutemo weCASCO unodhura kupfuura wevanokwikwidza. Ichi zvakare chikamu che "rangano" pakati pemabhangi, salons nemakambani einishuwarenzi. Kana chibvumirano chekugadzirisa chakapedzwa kwemakore akati wandei, ipapo mutengo weCASCO mutemo ucharamba wakafanana, ndiko kuti, iwe ucharasikirwa nemamwe mashoma muzana.

Hazvina mhosva kuti unoda kubata nebhangi zvakadii, unotofanirwa kugadzira account yekubhangi uye kadhi repurasitiki rauchabhadhara chikwereti chako naro. Imwe komisheni inotorwawo kushandira kadhi.

Kureva kuti, tinoona kuti mari isina mubereko icharamba ichida mari yakawedzerwa kubva kwatiri, uye bhangi rinogara richitora mari.

Nzira yekuwana sei chirongwa chekubhadhara chemotokari pane mutengesi wemotokari?

Kuti unyore chirongwa chechikamu chemotokari pachitoro chemotokari, unofanirwa kuunza magwaro akajairwa: pasipoti ine kunyoreswa, yechipiri chitupa chitupa, chitupa chemari (isina iyo, hapana anokupa mota mukati. zvikamu). Uye zvakare, iwe uchafanirwa kuzadza hombe remibvunzo iyo iwe yaunoda kuratidza zvakatendeseka ruzivo rwese pamusoro pako, nezve inofambiswa uye isinga fambisike pfuma, nezve mihoro yenhengo dzemhuri, nezve kuwanikwa kwezvikwereti, zvichingodaro. Ruzivo rwese urwu rwunobva rwanyatsotariswa.

Zvinowanzotora mazuva matatu kuita sarudzo, kunyangwe vachigona kubvumidza chirongwa chekutanga kana vaona vari munhuwo zvake ane nhoroondo yechikwereti. Sarudzo yakanaka inoramba ichishanda kwemwedzi miviri, kureva kuti, unogona kusarudza imwe mota kana kushandura pfungwa dzako zvachose.

Muchidimbu, maererano nekugadzirwa kwechirongwa chekugadzirisa - ndizvo zvose. Wobva waita mubhadharo wekutanga, enda kunyoresa mota, kutenga OSAGO, CASCO, zvichingodaro. Musoro unoramba uri mu salon kana kuenda kubhangi, unougamuchira mushure mekubhadhara chikwereti.

Dzimwe nzira dzekutenga mota muzvikamu pasina bhangi

Kana chirongwa chakadaro chekuisa mu saloni "pasina bhangi" chisingakodzeri iwe, unogona kuedza kutenga mota yakashandiswa pamusika wechipiri kubva kumutengesi wega. Izvi zvinogamuchirwa zvakakwana uye hazvityori mutemo. Mhando dzakasiyana-siyana dzesarudzo dzinogoneka pano, asi dzese dzinofanirwa kucherechedzwa:

• chibvumirano chekutengesa chinogadzirwa, chinotsanangura zvakadzama mitemo yekubhadhara;
• chibvumirano chechikwereti chinogadzirwa - iwe unogamuchira mota uye unozvipira kuibhadhara mukati menguva yakatarwa;
• risiti - risiti inodhirowewa kumusoro, umo mari yese yakabhadharwa inopindirwa uye zvese izvi zvinosimbiswa nemasaini emapato echibvumirano.

Munenge nenzira imwecheteyo, unogona kutenga motokari kubva kune sangano. Vashandi vakawanda zvikuru vanoita chibvumirano chemashoko kana kuti chakanyorwa nevakuru vavo uye vanoshandisa motokari dzekambani sokunge ndedzavo, nepo vachibhadhara rendi yakatarwa. Neiyi nzira, sabhuku haafanire kunetseka zvachose, nekuti anodzora mari yeanomutungamirira.

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