Nzvimbo dzakanakisisa uye dzakashata dzekutyaira
Zviri mukati
Mushure memakore ekuderera, vatyairi veAmerica vari kudzokera kumigwagwa mune zvinyorwa zvinyorwa.
Sekureva kwemutauriri weAAA, Julie Hall, "Vanhu vekuAmerica vakatyaira mamaira 3.1 trillion muna 2015, rekodhi yenguva dzese uye 3.5 muzana yakakwirira kupfuura muna 2014. The Great American Journey yadzoka, kutenda muchikamu chikuru kudzikisa gasi mitengo.
Munguva yezhizha, kutyaira kunowedzera uye vatyairi vazhinji vanogadzirira kushanya munzira. Mukugadzirira mwaka wekutyaira, CarInsurance.com yakashandisa metrics masere kuona kuti ndedzipi nyika dzakanakisa uye dzakaipisisa kune vatyairi. Minnesota neUtah vari pamusoro pechinyorwa, nepo Oklahoma neCalifornia dziri pazasi pechinyorwa. Utah neMinnesota vanotungamira nyika, vachipedza 1st uye 2nd, zvichiteerana. California iri pachinzvimbo chechi50 uye Oklahoma yechi49.
Carinsurance.com yakaisa nyika yega yega zvichienderana nezvinhu zvinotevera:
- Inishuwarenzi: Auto insurance percentage inotsamira paavhareji mari inowanikwa nemhuri.
- Vatyairi Vasina Inishuwarenzi: Inofungidzirwa muzana yevatyairi vasina inshuwarisi.
- Rufu rwomumugwagwa: Nhamba yegore negore yenzufu dzomumigwagwa pa 100,000 vanhu.
- Migwagwa: Mazana emigwagwa muhurombo/pakati nepakati.
- Mabhiriji: Mazana emabhiriji akawanikwa asina kurongeka.
- Kugadzirisa Mari: Inofungidzirwa imwe mari yekugadzirisa mota yako nekuda kwekutyaira mumigwagwa yakaipa.
- Gasi: Mutengo weavhareji wegallon yepeturu
- Kunonoka Kwekufamba: Kunonoka kwepagore mumaawa pamufambi wega wega muguta rine bishi renyika.
- Bypasses*: Nhamba yemafambisirwo akasarudzwa nemubatanidzwa (izwi amburera remuunganidzwa wemigwagwa zana nemakumi mashanu yakasiyana-siyana yakasarudzwa neMunyori wezvekutakurwa weUS, kusanganisira National Scenic Bypasses neAll-American Highways).
*Inoshandiswa senge tie-break
Kuyera kuyerwa kwakaverengerwa pazvinhu zvinotevera:
- Kufa kwegore negore nekuda kwetsaona dzemotokari pa100,000 vanhu maererano neIIHS i20%.
- Mutengo wepagore weinishuwarenzi wepakati sechikamu chemari yemumba yepakati zvichienderana nedata kubva kuCarinsurance.com uye US Census Bureau i20%.
- Mazana emigwagwa mune yakashata / yepakati mamiriro - 20%
- Inofungidzirwa mutengo wekugadzirisa migwagwa nemabhiriji pamutyairi wega wega mudunhu zvichibva paUS Department of Transportation data i10%.
- Avhareji mutengo pa galoni yegasi yakavakirwa paiyo AAA Fuel Gauge report - 10%
- Kunonoka kwepagore pamutakuri wemotokari zvichienderana ne2015 Texas A&M Urban Mobility Scorecard - 10%
- Mazana emabhiriji anozivikanwa seasina kurongeka - 5%
- Iyo inofungidzirwa muzana yevatyairi vasina inshuwarisi maererano nedata kubva kuInsurance Information Institute i5%.
| Nzvimbo dzakanakisisa uye dzakashata dzekutyaira | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| nharaunda | Rank | Inishuwarenzi | uninsured vatyairi | трафик akafa | Nzira | Mabhiriji | Kugadzirisa | Gesi | komiyuta kunonoka |
| Utah | 1 | 2.34% | 5.8% | 8.7 | 25% | 15% | $197 | $2.07 | 37 maawa |
| Minnesota | 2 | 2.65% | 10.8% | 6.6 | 52% | 12% | $250 | $1.91 | 47 maawa |
| New Hampshire | 3 | 2.06% | 9.3% | 7.2 | 54% | 32% | $259 | $2.01 | 15 maawa |
| Virginia | 4 | 2.14% | 10.1% | 8.4 | 47% | 26% | $254 | $1.89 | 45 maawa |
| Vermont | 5 | 2.42% | 8.5% | 7 | 45% | 33% | $424 | $2.09 | 17 maawa |
| Indiana | 6 | 3.56% | 14.2% | 11.3 | 17% | 22% | $225 | $1.98 | 43 maawa |
| Iowa | 7 | 2.33% | 9.7% | 10.3 | 46% | 26% | $381 | $2.01 | 12 maawa |
| Maine | 8 | 2.64% | 4.7% | 9.8 | 53% | 33% | $245 | $2.11 | 14 maawa |
| Nevada | 9 | 3.55% | 12.2% | 10.2 | 20% | 14% | $233 | $2.44 | 46 maawa |
| North Carolina | 10 | 2.09% | 9.1% | 12.9 | 45% | 31% | $241 | $1.95 | 43 maawa |
| Nebraska | 11 | 2.60% | 6.7% | 12 | 59% | 25% | $282 | $2.03 | 32 maawa |
| Ohio | 12 | 2.80% | 13.5% | 8.7 | 42% | 25% | $212 | $1.98 | 41 maawa |
| Georgia | 13 | 4.01% | 11.7% | 11.5 | 19% | 18% | $60 | $2.01 | 52 maawa |
| Delaware | 14 | 4.90% | 11.5% | 12.9 | 36% | 21% | $257 | $1.93 | 11 maawa |
| Hawaii | 15 | 1.54% | 8.9% | 6.7 | 49% | 44% | $515 | $2.60 | 50 maawa |
| Kentucky | 16 | 4.24% | 15.8% | 15.2 | 34% | 31% | $185 | $1.98 | 43 maawa |
| Alaska | 17 | 2.27% | 13.2% | 9.9 | 49% | 24% | $359 | $2.28 | 37 maawa |
| Missouri | 18 | 2.71% | 13.5% | 12.6 | 31% | 27% | $380 | $1.82 | 43 maawa |
| Idaho | 19 | 2.83% | 6.7% | 11.4 | 45% | 20% | $305 | $2.09 | 37 maawa |
| North dakota | 20 | 2.95% | 5.9% | 18.3 | 44% | 22% | $237 | $1.97 | 10 maawa |
| Massachusetts | 21 | 3.09% | 3.9% | 4.9 | 42% | 53% | $313 | $2.03 | 64 maawa |
| Wyoming | 22 | 2.85% | 8.7% | 25.7 | 47% | 23% | $236 | $1.98 | 11 maawa |
| Alabama | 23 | 4.74% | 19.6% | 16.9 | 25% | 22% | $141 | $1.85 | 34 maawa |
| Tennessee | 24 | 4.14% | 20.1% | 14.7 | 38% | 19% | $182 | $1.87 | 45 maawa |
| South Carolina | 25 | 3.88% | 7.7% | 17.1 | 40% | 21% | $255 | $1.83 | 41 maawa |
| Arizona | 26 | 3.32% | 10.6% | 11.4 | 52% | 12% | $205 | $2.13 | 51 maawa |
| Kansas | 27 | 3.00% | 9.4% | 13.3 | 62% | 18% | $319 | $1.87 | 35 maawa |
| Texas | 28 | 4.05% | 13.3% | 13.1 | 38% | 19% | $343 | $1.87 | 61 maawa |
| Maryland | 29 | 2.63% | 12.2% | 7.4 | 55% | 27% | $422 | $2.05 | 47 maawa |
| Montana | 30 | 3.89% | 14.1% | 18.8 | 52% | 17% | $184 | $2.00 | 12 maawa |
| Illinois | 31 | 2.73% | 13.3% | 7.2 | 73% | 16% | $292 | $2.07 | 61 maawa |
| Florida | 32 | 5.52% | 23.8% | 12.5 | 26% | 17% | $128 | $2.05 | 52 maawa |
| Connecticut | 33 | 3.45% | 8.0% | 6.9 | 73% | 35% | $294 | 2.16% | 49 maawa |
| New Mexico | 34 | 3.59% | 21.6% | 18.4 | 44% | 17% | $291 | $1.90 | 36 maawa |
| West Virginia | 35 | 4.77% | 8.4% | 14.7 | 47% | 35% | $273 | $2.02 | 14 maawa |
| New York | 36 | 3.54% | 5.3% | 5.3 | 60% | 39% | $403 | $2.18 | 74 maawa |
| North dakota | 37 | 2.92% | 7.8% | 15.9 | 61% | 25% | $324 | $2.02 | 15 maawa |
| Colorado | 38 | 2.93% | 16.2% | 9.1 | 70% | 17% | $287 | $1.96 | 49 maawa |
| Oregon | 39 | 3.15% | 9.0% | 9 | 65% | 23% | $173 | $2.18 | 52 maawa |
| Arkansas | 40 | 4.28% | 15.9% | 15.7 | 39% | 23% | $308 | $1.84 | 38 maawa |
| New jersey | 41 | 3.91% | 10.3% | 6.2 | 68% | 36% | $601 | $1.87 | 74 maawa |
| Washington | 42 | 2.80% | 16.1% | 6.5 | 67% | 26% | $272 | $2.29 | 63 maawa |
| Pennsylvania | 43 | 2.93% | 6.5% | 9.3 | 57% | 42% | $341 | $2.20 | 48 maawa |
| Rhode Island | 44 | 3.80% | 17.0% | 4.9 | 70% | 57% | $467 | $2.08 | 43 maawa |
| Michigan | 45 | 6.80% | 21.0% | 9.1 | 38% | 27% | $357 | $1.99 | 52 maawa |
| Mississippi | 46 | 5.23% | 22.9% | 20.3 | 51% | 21% | $419 | $1.84 | 38 maawa |
| Wisconsin | 47 | 3.23% | 11.7% | 8.8 | 71% | 14% | $281 | $2.01 | 38 maawa |
| Louisiana | 48 | 6.65% | 13.9% | 15.9 | 62% | 29% | $408 | $1.86 | 47 maawa |
| Oklahoma | 49 | 5.25% | 25.9% | 17.3 | 70% | 25% | $425 | $1.80 | 49 maawa |
| California | 50 | 4.26% | 14.7% | 7.9 | 68% | 28% | $586 | $2.78 | 80 maawa |
Maitirwo ematunhu akaiswa padanho rekutyaira
Mamiriro akanaka emumigwagwa, gasi rinodhura uye kugadzirisa motokari, inishuwarenzi yemotokari isingadhure, uye kufa kwakaderera uye kunonoka kwemotokari zvese zvinowana mapoinzi ematunhu ari pamusoro pechinyorwa. Utah ine mari yakakwira inishuwarenzi, iine zvikamu zviviri chete kubva muzana zveavhareji mari yemumba inoshandiswa painishuwarenzi yemotokari, nepo maCalifornians anoshandisa mana muzana. A whopping 68% yemigwagwa yeCalifornia iri muhurombo, asi 25% chete yemigwagwa yeUtah iri mumamiriro ezvinhu akadaro. New Jersey ine mutengo wepamusoro wekugadzirisa mugwagwa pamadhora mazana matanhatu negumi nemutyairi, ichiteverwa neCalifornia pamadhora mazana mashanu nemakumi masere nematanhatu uye Utah pamadhora zana nemakumi masere nemanomwe. Sunny California ine mota dzakareba kwazvo uye gasi rinodhura zvakanyanya munyika.
Percecent yemigwagwa isina kunaka/pakati nepakati
Mhedzisiro yacho yakapararira mumatunhu nepamusoro uye yakaderera muzana yemigwagwa muhurombo/pakati nepakati. Pakanga pasina kana nzvimbo imwe chete yaiva nemigwagwa yakaipa zvikuru kana kuti yakanaka zvikuru. Illinois neConnecticut, pa73%, vane chikamu chepamusoro chemigwagwa yakaoma uye ine makomba. Vatyairi muIndiana neGeorgia vanonakidzwa nekufamba kwakatsetseka pa17% uye 19% zvichiteerana.
Migwagwa yakaipa sei inokanganisa mutengo wekugadzirisa mota
Vatyairi kwese kwese vanofanira kubhowekana kuti vagadzirise motokari dzavo apo migariro yakaipa yemigwagwa inokuvadza motokari dzavo. Vagari vemuNew Jersey vanobhadhara avhareji yemadhora mazana matanhatu negumi pagore, nepo vagari vemuCalifornia vachishandisa madhora mazana mashanu nemakumi masere nematanhatu. Kune rimwe divi, vagari vemuFlorida vanopedza madhora zana nemakumi maviri nemasere pagore, nepo maGeorgian achingoshandisa madhora makumi matanhatu.
Kunonoka kweawa kwezvitima zvemudhorobha pagore
Matunhu emahombekombe anoita kunge akanyanya kushata kune vafambi traffic, nepo Midwestern nyika dziine kunonoka kudiki. Texas A&M Transportation Institute yakabatana neINRIX kugadzira Urban Mobility Scorecard inoyera kuti mangani emaawa pagore mufambi anononoka netraffic muguta rine bishi rehurumende. Los Angeles, California ndiyo yakaipisisa, ine maawa makumi masere pagore, neNewark, New Jersey neNew York yakaenzana nemaawa makumi manomwe nemana pagore. Vatyairi muNorth Dakota neWyoming havawanzoona kunonoka kwetraffic kwemaawa gumi negumi nerimwe zvichiteerana.
Isu takashandisa avhareji auto inishuwarenzi mareti nenyika sehwaro hwekuverenga kwedu kwechikamu chepakati pagore mari yepamba yakashandiswa painishuwarenzi yemotokari. Michigan neLouisiana, uko dzinenge nomwe muzana dzinopedzerwa gore negore painishuwarenzi yemotokari, ndidzo dzinodhura zvikurusa. Mari yepakati pagore muMichigan i $52,005 uye yepakati pagore inishuwarenzi yemotokari i $3,535. MuLouisiana, mari yepakati iUS$42,406K, iyo $2,819K inoshandiswa painishuwarenzi.
MuNew Hampshire, mari yepakati i $73,397 uye $1,514 inoshandiswa painishuwarenzi yemotokari-inenge 2% yehuwandu. Vagari vemuHawaii vanowana $71,223 uye vanoshandisa avhareji yemadhora 1,095 painishuwarenzi yemotokari - ndiyo chete $1.54%.
Ongororo yemutyairi: Vanenge 25% vanovenga kutyaira; "kutyisa" kutyaira
Vatyairi 1000 vakaongororwa neCarinsurance.com vakapa mhinduro dzavo pamusoro pezvakanakisisa uye zvakaipisisa zvekutyaira uye kuti vanonzwa sei pamusoro pekutyaira zvachose. Vatyairi vane chiitiko chinotevera kana vachimhanya nzendo uye pakufamba:
- Ndinozviona zvichinakidza: 32%
- Ndinozviona zvichishungurudza asi handizvityi: 25%
- Ndinozviona zvichishungurudza uye kutya nazvo: 24%
- Chero zvazvingava, ini handifungi zvakanyanya nezvazvo: 19%
Zvinhu zvisingafadzi zvakanyanya zvinokonzeresa manzwiro asina kunaka kuseri kwevhiri ndezvekuti:
- Traffic: 50%
- Hunhu hwakaipa hwevamwe vatyairi kuseri kwevhiri: 48%
- Mamiriro asina kunaka emumugwagwa senge makomba: 39%
- Zvivakwa zvisina kunaka, senge nzira dzisina kurongwa dzakarongwa: 31%
- Kuvakwa kwemigwagwa kana mabhiriji: 30%
- Mari yeinishuwarenzi yemotokari inodhura: 25%
- Mamiriro okunze asina kunaka: 21%
Sezvineiwo, vatyairi vanoti zvinhu izvi zvinoita kuti kutyaira kwakasununguka:
- Migwagwa yakawanda inogadziriswa: 48%
- Nzira dzakawanda dzinoyevedza: 45%
- Mamiriro ekunze akanaka: 34%
- Cheap mota inishuwarenzi mitengo: 32%
Shandisa ruzivo urwu nguva inotevera paunoronga rwendo.
Ichi chinyorwa chakagadziridzwa nemvumo ye carinsurance.com: http://www.carinsurance.com/Articles/best-worst-states-driving.aspx
