Chii chekutarisa pakusarudza auto inishuwarenzi?
Zviri mukati
OC uye AC idhipatimendi risingadzokerike
Auto liability insurance isarudzo inosungirwa. Chechitatu-party liability insurance kuchengetedzwa kwemari pakaitika chiitiko (sekudhumhana) kwaunokonzeresa. Nevechitatu-party liability insurance policy, haufaniri kunetseka pamusoro pemigumisiro yemari yechiitiko ichi. Mari yacho munyaya iyi ichavharwa nekambani yeinishuwarenzi kwawakatenga kana kutenga mutemo weMTPL.
Pamusoro peinishuwarenzi yechitatu bato, zvakafanirawo kusarudza AC inishuwarenzi (Autocasco). Inishuwarenzi yekuzvipira iyo ichauya kukubatsira kana kukanganisa kumotokari yako semugumisiro wezviito zvevechitatu kana zviitiko zvemamiriro ekunze, pamwe chete nechiitiko chezvinonzi kukuvara kwekupaka kana kuba. Zvakakodzera kufunga kuwedzera mutoro inishuwarenzi ne AC paunenge uine uye uchishandisa mota, pamwe nedzimwe mota, semuenzaniso, mudhudhudhu. Vatyairi vemidhudhudhu vanewo sarudzo yekuwedzera iyo OC/AC nesarudzo dzakawanda dzekuwedzera, semuenzaniso. inishuwarenzi yemidziyo yemudhudhudhu. izvo. Tsvaga zvimwe nekutarisa Motorcycle insurance Compensa.
Mutyairi hutano kuseri kwevhiri
Inishuwarenzi yetsaona yega (NNW) ndeyekuwedzera kwakakosha pasuru ine OC, Autocasco uye Rubatsiro. Inishuwarenzi yenjodzi itsigiro yemari, i.e. muchiitiko chekukuvadza kusingagadzirisiki kuhutano nekuda kwetsaona yemumugwagwa.
Rudzi urwu rweinishuwarenzi yetsaona inovhara migumisiro yezviitiko zvinoitika paunenge uchityaira motokari kana imwe motokari mumugwagwa, uyewo paunenge uchipaka, ukamira, uchipinda nokubuda mumotokari, uye uchisiya motokari pamusangano kuti igadziriswe.
Njodzi dzinosanganisira kwete chete zviitiko zvinoitika paunenge uchityaira motokari, asiwo kumira, kupinda nekubuda, uye kunyange kugadzirisa motokari.
Rubatsiro runobatsira riini?
Imwe inishuwarenzi yakakodzera kutora mukana ndeye Rubatsiro. Ichakupa iwe rubatsiro rwehunyanzvi kubva kunyanzvi kana pakaitika tsaona, kuparara kana kurasikirwa kwemotokari. Nekuda kwaizvozvo, unogona kuita kuti mota yako idhonzwe, igadziriswe, kana kugashira imwe inotsiva mota yako painenge ichigadziriswa. Izvi zvakare dziviriro pakukundikana kamwe kamwe. Ndatenda Rubatsiro kune rumwe rutivi, unowana pfungwa yekuchengeteka, uye kune rumwe rutivi, mari yakawanda kana mamiriro ezvinhu asingatarisirwi.
Chii chimwe chinogona kuvhara auto insurance?
- inishuwarenzi yematayi, mavhiri uye machubhu akakuvadzwa achityaira mota;
- inishuwarenzi yegirazi - zvose zviri zviviri mhepo, kumashure uye mahwindo emahwindo (ichavhara mari yekugadzirisa kana kuchinjwa);
- inishuwarenzi yemidziyo yemitambo inotakurwa nemotokari
- (zvose zvakakuvadzwa nekuda kwetsaona yemotokari, uye zvakabiwa kana kuparadzwa nevamwe vatatu);
- inishuwarenzi yekutakura kurwisa kuparadzwa, kukuvara kana kurasikirwa;
- dziviriro yemutemo, kwaunogona kugamuchira isina muganho wefoni zano uye rubatsiro mukunyora magwaro emutemo maonero;
- Inishuwarenzi yeGAP, nekuda kwekuti mota yako isingarasikirwe nekukosha kwayo kana ikakuvadzwa, kana BLS (Direct Claims Settlement) inishuwarenzi;
- BLS (direct liquidation claims) inishuwarenzi inoderedza maitiro ekugadzirisa zvichemo kusvika padiki.
Zvose zviri pamusoro apa zvinowanikwa paunosarudza Car Inishuwarenzi Muripo.
