Wana chikwereti chemotokari nechikwereti chakaipa

Kuwana chikwereti chemotokari chave kuwanikwa sezvasati zvamboita. Kune akawanda mavhidhiyo uye nyaya paWebhu nezvekuti vanopa mazano emabhangi vanobvumidza sei zvikwereti kwete chete kune vanhu vari kusangana nematambudziko emari kwenguva pfupi, asiwo kune vanhu vasina mari - vasina mabasa, mhuri huru, uye kunyangwe vanhu vasina nzvimbo yekugara - kungotaura. vasina pokugara .

Ehe, zvinhu zvakadaro zvinosimbisa kuti mabhangi anohaya vanhu vasina ruzivo rwakanyanya mumutemo, uye nyaya dzakadai hadziwanzo.

Kazhinji, bhangi rinotarisa nhoroondo yechikwereti yevakwereta zvakanyanya, takanyora kakawanda pamapeji eVodi.su kuti bhangi ringada kubva hafu yeawa kusvika kwemazuva akati wandei kuti tifunge nezve chikumbiro, uye nhoroondo yemutengi yechikwereti inotamba yakakosha. basa mukuita sarudzo.

Haisi chakavanzika kuti vazhinji vekuRussia nhasi vane zvisungo zvechikwereti kumabhangi. Mumwe munhu anokwanisa kubhadhara zvikwereti nenguva uye pasina kunonoka, mumwe munhu angasangana nematambudziko - munhu akarasikirwa nebasa rake, muhoro wake wakaderedzwa, mamwe mari yakawedzerwa nekuda kwekuzvarwa kwemwana kana kurwara kwemumwe wemhuri, uye nekudaro. on. Mumwe nemumwe wedu ane dossier - nhoroondo yechikwereti, inoratidza:

• mwero wedu wepakati wemari;
• zvibvumirano zvese zvechikwereti zvatakambopinda mazviri;
• zvinhu zvese zvekutyorwa kwezvisungo zvekondirakiti.

Kubva pane idzi data, vese vanokwereta kumabhangi vanokamurwa kuita zvakanaka nezvakaipa. Nhoroondo yechikwereti inochengetwa muhofisi yechikwereti kwemakore gumi nemashanu uye panguva yese iyi inokanganisa mukana wekuwana zvikwereti zvitsva.. Asi chinhu chimwe chinofanira kujeka:

• mutengi uye zvikwereti zvemotokari zvinobatsira kwazvo kumabhangi, saka mamaneja anogara achiedza kuona zvikonzero nei mutengi aisakwanisa kubhadhara zvisungo zvake nenguva.

Zvechokwadi, kana munhu aiva nemamiriro ezvinhu emari akaoma makore mashanu apfuura, nhasi mamiriro acho anogona kuchinja zvakanyanya - munhu akatamira kune imwe, basa rakabhadharwa zvikuru, akabata nezvikwereti zvake zvekare zvakapfuura - ndiko kuti, zvichienderana nemagwaro akapiwa naye, bhangi rinosarudza kuti mutengi akadaro zvachose achakwanisa kubhadhara chikwereti chitsva kune imwe mari.

Chii nyanzvi kuraira?

Kana ukasarudza kutenga motokari nechikwereti, asi munguva yakapfuura wakatova nematambudziko nemabhangi, haufaniri kutya - kune nzira dzakawanda dzekutora chikwereti chemotokari nechikwereti chakaipa.

Chekutanga, vashandi vechikwereti vanotarisa chimiro uye zvikonzero zvekutyorwa uku:

• kunonoka mubhadharo kwemazuva akati wandei uye kunyange mavhiki (kunonoka kwekamwe kwemazuva makumi maviri nemapfumbamwe kunoonekwa kunge kusiri kutyora kwakanyanya, kunonoka kunonoka uye kunonoka kubva pamazuva makumi maviri nemapfumbamwe kusvika ku29 kwakanyanya kuoma - bhangi rinogona kutamisa nyaya yekuunganidza);
• mutemo wekugumira - kana paine kunonoka kwenguva refu makore akati wandei apfuura, saka bhangi rinogona kufuratira izvi;
• kana mutengi achigona kusimbisa kuti kukanganisa kwakamuka nekuda kwezvikonzero (kurasikirwa nebasa, kurwara, kuberekwa kwemwana), saka kazhinji chikwereti chichabvumidzwa.

Chechipiri, chinhu chakanaka kuvapo kwezvikwereti zvakavharwa zvakapihwa mushure mekutyorwa. Semuenzaniso, wakatora chikwereti uye wakasangana nematambudziko nekubhadhara kwayo, uye mushure mekuvhara, wakabudisa zvikwereti zvitsva, izvo zvawakabhadhara nenguva, nokudaro uchisimbisa solvency yako.

Chechitatu, chibatiso chechikwereti uye kuvapo kwevanovimbisa kuchave kwakakura kwazvo. Panyaya yechikwereti chemotokari, motokari pachayo ichava chibatiso, isu takatonyora pane yedu Vodi.su portal kuti nekuda kwekuti motokari chibvumirano, mabhangi anoda kwazvo kupa chikwereti chemotokari.

Vatsigiri ndivo vanhu avo vanovimba nemunhu, uye munyaya iyi, kuvimba kunokosha, nokuti kana pane matambudziko nekubhadhara, uremu hwose hwemutoro wemari hunowira pavari.

Ndokumbirawo muone kuti vatengi vane nhoroondo yakaipa yezvikwereti vanopihwa nemitengo yakakwira. Uye zvakare, pane zvimwe zvirambidzo pamari yechikwereti - kana ukatora huwandu hwe200-500 zviuru, ipapo chikwereti chinogona kubvumidzwa, asi kana zvishuwo zvako zvichitanga kubva kune imwe miriyoni, ipapo bhangi rinotarisa data rese. pa solvency yako kwenguva yakareba.

Zvinofanira kucherechedzwa kuti mabhanga anozeya zvikuru mamiriro akaita hupfumi hwenyika.

Mukutarisana nematambudziko ari kuuya, vatengi vakawanda vari kurambwa, kunyangwe nhoroondo yavo isina kusvibiswa. Kunyangwe kuwana kadhi rechikwereti kana chikwereti chekukurumidza kunokonzera matambudziko mazhinji.

Kazhinji, zvikwereti zvekutaura uye makadhi echikwereti zvinoonekwa seimwe nzira yekupa mari - munguva dzakanaka, mabhangi anoapa kune wese munhu zvisina tsarukano, pasina kunyanya kutarisisa mamiriro emari emunhu.

Chinongodzikira chete imari yemumba yakakwira.

Pamusoro penhoroondo yechikwereti, bhangi rinoongorora zvimwe zvinhu zvakawanda: zera, urefu hwebasa, mari yenhengo dzemhuri, kuumbwa kwemhuri. Naizvozvo, nyanzvi dzinopa zano, uye isu tinovatsigira nesimba redu rose - edza kugadzirisa nhoroondo yako yechikwereti, kunyangwe iwe ukaita mubhadharo wekutanga we20-50 muzana yemutengo wemotokari - ichi chinenge chatove chekuwedzera kuwedzera kwauri.

Usambotora chikwereti kana iwe usina chivimbo mukugona kwako.

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