Kubhadharwa kwefaindi dzemapurisa emumigwagwa pasina komisheni pamhepo

Kuwana faindi kubva kumapurisa emumigwagwa munguva yedu hakuna kuoma zvachose: vhidhiyo uye mafoto makamera akaiswa kwese kwese, varindi vanohwanda mumakwenzi nema radar, hapana kwese kwekupaka mota pakati peguta guru. Nokudaro, uchida kana kwete, asi zvakadaro, rimwe zuva unofanira kuputsa mitemo yemugwagwa.

Neraki, iwe unogona kubhadhara faindi nenzira dzakasiyana-siyana, pasina kana kusiya imba yako. Isu takatonyora zvakadzama pawebhusaiti yedu Vodi.su nezve nzira yekubhadhara faindi yemapurisa emigwagwa: Internet banking, yakakosha zviwanikwa zveveruzhinji masevhisi, emagetsi ekubhadhara masisitimu. Iwe unogonawo kumira nenzira yekare mumutsara wakareba paSberbank kana kubhadhara kuburikidza nekubhadhara zviteshi, izvo zviri nhasi pamakona ose.

Nekudaro, chero mutyairi wefaindi anofarira mubvunzo - zvinokwanisika here kubhadhara faindi pasina komisheni?

Chokwadi, mari dzekubhanga dzimwe nguva dzinogona kusvika 5 muzana yemari yacho. Uye kana iwe ukashandisa yakashambadzirwa nzira yekubhadhara kuburikidza neSMS, ipapo nharembozha dzinochaja avhareji ye6-10 muzana.

Kana iwe uchifunga kuti mamirioni avanhu anoshandisa masevhisi akadaro zuva rega rega: vanobhadhara zvekushandisa, vanozadza iyo Internet kana nharembozha, kubhadhara faindi, uye zvichingodaro, ipapo unogona kufungidzira kuti imarii mabhangi emari anogamuchira pamakomisheni chete.

Makomisheni emabhangi ndiyo yechipiri yakakura sosi yemari mushure memubereko pazvikwereti.

Funga kana kuchine mukana mumwe chete wekubhadhara mafaindi emapurisa emigwagwa pasina komisheni.

QIWI nemamwe masisitimu ekubhadhara

Kana iwe ukaenda wakananga kuwebhusaiti yeiyi nzira yekubhadhara, tsvaga iyo "Pay" chikamu mumenyu yepamusoro uye enda kumari yemapurisa emigwagwa, tichaona kuti fomu rekuisa rinoti:

• Komisheni 3%, asi kwete pasi pe30 rubles.

Asi pane imwe nzira, iwe unongoda kutevedzera chinongedzo - https://qiwi.com/gibdd/partner.action. Iwe uchaona kuti munyaya iyi komisheni ndeye 0%, uye iyo yakawanda yekubhadhara mari ndeye 5500 rubles.

Chinhu chacho ndechekuti QIWI yave iyo yepamutemo yekubhadhara system yemawebhusaiti emabasa eruzhinji uye mapurisa emigwagwa zvakare. Unogona kusvika kukero iri pamusoro kana ukadzvanya bhatani - "Bhadhara faindi online", yaive pawebhusaiti yepamutemo yemapurisa emumigwagwa. Ikozvino haisipo, zvisinei, kana uchitarisa mafaindi, chinongedzo kuQIWI chichiri kuoneka uye iwe uchaendeswa kune ino peji.

Sezvatinoona, pano iwe unofanirwa kuisa nhamba uye zuva rekuraira kwekubhadhara. Kana iwe wakarasa risiti yako, saka pawebhusaiti yedu Vodi.su pane chinyorwa chekubhadhara faindi yemapurisa emigwagwa pasina risiti. Zvakakoshawo kuziva kuti kuti ushandise sevhisi iyi, unofanira kutanga waisa mari muchikwama chako, uye hapana komisheni inobhadhariswa izvi.

Iwe zvakare uchafanirwa kubhadhara makomisheni kana iwe ukashandisa mamwe masisitimu ekubhadhara:

• Webmoney - 0,8%;
• Yandex.Money - 1%, asi kwete pasi pe30 rubles.

Gosuslugi.ru

Kubhadhara kweState Services ibasa reInternet rakakurumbira kwaunogona kubhadhara zvikwereti zvemitero, kufambisa mafambiro eFSSP. Kune zvakare chinhu chakasiyana - Fines uye Mabasa emapurisa emigwagwa.

Zvakare pane saiti iwe unogona kujairana neazvino kugamuchirwa mitemo uye zvigadziriso zveDuma, semuenzaniso, vasingabhadhare alimony kana faindi kubva 29.01.15/10/XNUMX vanorambidzwa kushandisa mota - kwete nhau dzakanaka kune avo vane. zvikwereti zvinopfuura XNUMX zviuru rubles.

Kune zvakare nhau dzakanaka - kubva 2016, zvinokwanisika kuwana 50% kuderedzwa kwekukurumidza kubhadhara kwefaindi. Ichokwadi, chete kana faindi isiri shoma, kureva, pamusoro pe500 rubles, uye haina kupihwa kutyora kunodzokororwa. Chirevo ichi chakasainwa naPutin kumashure muna Zvita 2014.

Ngatidzokerei pakubhadhara mafaindi. Muchikamu chefaindi uye mubhadharo wemapurisa emigwagwa, unogona kutarisa nekukurumidza uye kubhadhara mafaindi anofanirwa kwauri.

Pane nzira dzakawanda dzekubhadhara:

• kubva parunhare mbozha;
• kubva kubhengi kadhi.

Iwe unozofanirwa kuzadza akawanda mafomu:

• nhamba uye zuva rekugamuchira;
• chinangwa chekubhadhara;
• data rako.

Komisheni haibhadhariswe chete kubva kune avo vashandisi vakanyoreswa paState Services webhusaiti (sezvakataurwa pane ino peji). Nekunyoresa, unogona kuchengetedza ese aya mafomu uye inotevera nguva yaunoda kubhadhara imwe faindi, hauzodi kuisa data nezve iwe, asi chete nhamba yechisarudzo uye huwandu hwefaindi.

Zvisinei, pazasi peji unogona kuwana chinhu - "Inoshanda sei." Nekuenda kune ino peji, tinoona: "Mitemo yekubhadhara", makomisheni kana uchibhadhara nekadhi rebhangi uye kubva kufoni account:

• kadhi rebhangi - komisheni 2,3 muzana;
• Beeline inopa 7%;
• MTS - 4%;
• Megafon - kubva 6,9 kusvika 9 muzana;
• Tele2 uye Rostelecom - 5.

Ndokunge, kunyangwe tikaedza zvakaoma sei, asi pano iwe unofanirwa kubhadhara kubviswa kwekomisheni.

Mabhangi uye nzvimbo dzekubhadhara

Patakabvunza kune rimwe remadhipatimendi emapurisa emumigwagwa kwaunogona kubhadhara faindi pasina komisheni, takaudzwa kuti:

"Mapurisa emumigwagwa haana ruzivo rwakadaro, tapota taurai nemasangano ezvikwereti zvakananga."

Bhangi rakakurumbira muRussia ndiro Sberbank. Nzvimbo dzayo dzekubhadhara uye maATM anogona kuwanikwa mumadhipatimendi mazhinji emapurisa emigwagwa. Nzira iri nyore yekubhadhara faindi ndeye kadhi rako rekubhangi. Nehurombo, komisheni inopomerwa zvakare mune iyi kesi - kubva kune imwe kusvika kumatatu muzana. Uye kana iwe uchibhadhara kuburikidza nemushandi (kureva, mubhadharo wekubhadhara), ipapo komisheni ndeye 3 muzana, asi kwete pasi pe30 rubles.

Ziva zvakare kuti kana iwe uchida kubhadhara mafaindi akati wandei kamwechete, ipapo imwe neimwe yadzo inofanirwa kutumirwa semubhadharo wakasiyana uye komisheni inofanirwa kubhadharwa.

Mumutemo, mamiriro acho akafanana mune mamwe mabhanga ese. Zvakare, haasi ese mabhanga anopa masevhisi awo ekubhadhara mafaindi emapurisa emumigwagwa.

Asi ndinofanira kutaura kuti panewo zvinhu zvakanaka. Saka, nguva nenguva, kukwidziridzwa kunoitwa mumabhangi akasiyana, pasi pemitemo yaunogona kubhadhara pasina makomisheni. Semuyenzaniso, Alfa-Bank nemapurisa emumigwagwa yeRussia akatanga muna Kubvumbi 2014 sevhisi yekubhadhara faindi pawebhusaiti huru yemapurisa emumigwagwa, uye vatyairi vari vatengi veAlfa-Bank vanogona kubhadhara faindi pasina komisheni.

B & NBANK muna 2014 yakaitawo mushandirapamwe wakafanana, maererano nekwaikwanisika kubhadhara mabasa akasiyana-siyana pasina komisheni: dzimba uye mabasa evanhu, mitero, faindi, nezvimwewo. Zviri pachena kuti sevhisi iyi yaingowanikwa kune vatengi vebhanga iri.

Kana ukada kubhadhara nemari padhesiki remari rebhangi, komisheni inobhadhariswa pese pese. Iwe zvakare unofanirwa kubhadhara mubereko paunenge uchishandisa Internet banking kubva kune akasiyana masangano echikwereti.

zvakawanikwa

Mushure mekuongorora dzakawanda dzenzira dziripo dzekubhadhara faindi dzemapurisa emigwagwa, tinosvika pakugumisa kuti kubhadhara pasina komisheni mune zvemazuva ano zvehupfumi ndeye "dhadha". Maererano nemutemo, komisheni haibhadharwi chete kana uchibhadhara mitero uye mari inosungirwa (somuenzaniso, pakunyoresa motokari). Zvirango zvinodarikawo sekuendeswa kwemari kuakaundi yekugadziriswa yesangano repamutemo.

Ngatikuyeuchidzeiwo kuti pakatove nematare akawanda ematare kumabhanga. Saka, mazwi akadai se "komisheni 3%, asi kwete pasi pe30 rubles" anotsausa vanhu, nokuti, somuenzaniso, kubva ku500 rubles, komisheni inofanira kuva 15 rubles, kwete 30. Mabhangi, kune rumwe rutivi, anoderedza ukuru hwe komisheni kune yakatarwa mari - kubva ku30 rubles kusvika zviuru zviviri.

Zvinosuruvarisa, zvakanga zvisingabviri kuwana chokwadi mudare uye chirambidzo chakafanana chinogona kuonekwa mumasangano akawanda echikwereti.

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