Kunzwisisa rental car insurance

Kuroja mota kunoshandiswa nekuda kwezvikonzero zvakasiyana. Vamwe vanhu vanovada pakufamba nzendo dzemumugwagwa, vaende navo mushure mekubhururuka kuenda kumaguta matsva, kana kuvada ivo mota yavo yakamirira kana kugadzirwa. Chero nzira, iwe unoda kuchengetedzwa mumuviri uye nemari paunenge uri munzira.

Inishuwarenzi inobhadhara mari yekukuvadza kunogona kuitika. Nekudaro, iyo iyo yakajairwa mota inishuwarenzi vanopa vanovhara makwara pamotokari yekurenda inosiyana. Pamusoro pezvo, makambani mazhinji ekurojesa mota ane maitiro avo ekutenga inishuwarenzi uye anosiyana nenzira yavanoita kunze kweinishuwarenzi. Ziva ins uye kunze kwemhando ina dzeinishuwarenzi yemotokari yekurenda kuti uone kana uchiida parwendo rwako runotevera.

Inishuwarenzi yemotokari yekurenda

Makambani ekurojesa mota anowanzo kupa 4 marudzi einishuwarenzi pakaunda. Izvi zvinowanzodhura kupfuura dzimwe sarudzo uye dzimwe nguva kunyange kupfuura motokari pachayo. Pasinei nemubhadharo, izvi zvinokudzivirira kubva kumari yakawanda isingatarisirwi yaungasangana nayo kana chimwe chinhu chikaitika kwauri nemota yako yekurenda. Ona sarudzo dzekurojesa mota:

1. Inishuwarenzi yemhosva. Mhosva inokudzivirira iwe kana ukakuvadza mumwe munhu kana kukuvadza pfuma yake uchityaira mota yako yekurenda.

2. Collision Damage Disclaimer (CDW). CDW (kana LDW, Damage Waiver) haikodzeri seinishuwarenzi, asi kutenga waiver iyi kazhinji inobhadhara mari yekugadzirisa mushure mekukuvadzwa. Izvi zvinowanzodhura, uye kazhinji zvinodhura zvakanyanya pazuva kupfuura mota pachayo. Gwaro iri rinokudzivirira kubva pakubhadhara:

• Kugadzirisa kukanganisa. CDW inobhadhara mari yekukuvadza motokari, ingave diki kana yakakura, nezvimwe zvishoma sekukuvara kwetai. Izvo zvakare hazvifukidze kukanganisa kunokonzerwa nekutyaira mumigwagwa ine tsvina kana kumhanya.
• Kurasikirwa kwekushandisa. Izvi zvinoverengerwa sekurasikirwa kungangoita mari apo mota iri muchitoro chekugadzirisa, zvisinei nehuwandu hwedzimwe mota dziripo idzo kambani inadzo. Kazhinji inishuwarenzi yako pachayo haibhadhare mari idzi.
• Towing. Kana mota isingakwanise kudzoserwa pachiteshi chekudonha, CDW ichatarisira mutengo werori yekudhonza.
• Ukoshi hwakaderedzwa. Mota dzekurenda dzinowanzo tengesa mota dzadzo kwemakore maviri. "Kuderedzwa kukosha" kurasikirwa kweiyo inogona kutengeswazve kukosha nekuda kwekukuvara kwawakaita.
• Mari yekutonga. Mari idzi dzinosiyana zvichienderana nemaitiro ekukumbira.

3. Kuvhara zvinhu zvemunhu. Izvi zvinobhadhara mutengo wezvinhu zvemunhu zvakaita senhare mbozha kana sutukesi yakabiwa mumotokari inorojeswa. Kana iwe uchitova neinishuwarenzi yevaridzi vedzimba kana yevaridzi, kurasikirwa kwepfuma yako, kunyangwe mumotokari yekurenda, inogona kunge yakavharwa.

4. Inishuwarenzi yenjodzi. Kana iwe nevatakuri vako vakuvara mutsaona yemotokari yekurenda, izvi zvinogona kubatsira kubhadhara mari dzekurapa. Inishuwarenzi yako yemotokari inogona kusanganisira kuvharwa kwekurapa kana kuchengetedzwa kwekukuvara pakaitika tsaona nemotokari yako yekurenda. Tsaona dzakadaro dzinogonawo kuvharwa nemari yako yeinishuwarenzi yehutano.

Dzimwe sarudzo dzeinishuwarenzi

Kana ukasarudza kusatenga inshuwarisi yemotokari yekurenda paunenge uchihaya mota, mamwe makambani einishuwarenzi anogona kuvhara mhosva, kukuvadzwa kwemotokari, kurasikirwa kana kubiwa zvinhu, kana mari ine chekuita netsaona, zvichienderana nemutemo. Izvo zvinovharirwa neCDW zvinogona kusiyana kubva kune izvo zvinodikanwa nemupi wako. Pamusoro pezvo, unogona kumirira kuti uwanezve chero mari inovharirwa neCDW.

Unogona kudzivirira mutengo wakakwira weinishuwarenzi yekambani yekurenda mota ne:

Inishuwarenzi yako Izvi zvinosanganisira inishuwarenzi yemotokari, inishuwarenzi yehutano, inishuwarenzi yevaridzi vemba, nezvimwewo kubva kukambani yeinishuwarenzi yaunosarudza. Izvi zvinogona kungogumira kune dzimwe nyika, asi zvinogona kuvhara chero chinhu chinopihwa nekambani yekurenda kuti chivhare nemutengo wakasiyana. Izvi zvinosanganisira asi hazvigumiri ku:

• Comprehensive coverage: kugadzirisa kukuvadzwa kwemotokari yekurenda nekuda kwenjodzi, kuba kana njodzi dzinongoitika dzoga.
• Collision coverage: batsira kubhadhara kukuvara kubva pakudhumhana neimwe mota kana chinhu. Izvi zvinogona kusashanda kune zvese zvakanyorwa muCDW.

Inishuwarenzi yekadhi rechikwereti: Vamwe vanopa makadhi echikwereti vanopa auto uye yekurenda mota inishuwarenzi kana iwe uchirenda nekadhi rechikwereti. Tarisa neakupa kadhi rechikwereti usati wafunga kuti ichabhadhara mari yese inokwanisika ine chekuita nekukuvadzwa kwemotokari yekurenda. Inogona kunge isingabhadhare mutengo wakaderedzwa kana mutengo wekutonga.

Third party insurance: Unogona kuhaya motokari kuburikidza nesangano rekufambisa iro rinokupa sarudzo yekutenga inshuwarisi yekudhumhana nemutengo wakaderera pazuva. Nekudaro, izvi hazvisanganise zvese uye ungangofanira kubhadhara muhomwe yekukuvadza gare gare.