Dzakawanda uye Dzisingadhure Mota Kuve Nadzo

Mari haisi yese. Asi zvakare, mota inogara ichida kuti ushandise mari haina kufanira kuva nayo.

Izvi ndezvechokwadi kubva panguva yaunosaina mapepa uye wova muridzi wemota, kusvika iro zuva rekupedzisira renhamo paunopa makiyi. Mutengo wekuva muridzi unoumbwa nezvinhu zvitatu zvakakosha: mutengo wekutenga, mari yekugadzirisa, uye mutengo wekupedzisira wauchagamuchira wemotokari yako kana yatengeswa.

Maintenance, inova iyo yaunobhadhara pakati pekutenga nekutengesa kuti uchengete mota yako mumugwagwa, ndicho chinhu chakakosha pane zvese. Kunyangwe nemota yakaenzana saizi, mutsauko mumitengo yekuchengetedza unogona kushamisa.

Takarondedzera zvinonyanya kudiwa kugadzirisa uye kugadzirisa kweanodarika mazana mashanu emhando dziripo mumusika mutsva uye wakashandiswa wemotokari, kubva kuAcuras neAudi kuenda kuVolvo neVolkswagen. Kusiyana kwehutano.

Anopfuura makore gumi ekuva neToyota Prius angangokubhadharira madhora zviuru zvina nemazana matatu mukugadzirisa (kugadzirisa uye sevhisi), nepo Chrysler Sebring yakada kufanana inogona kuita mari inodarika zviuru gumi nezvinomwe zvemadhora mukugadzirisa nekuda kwehurombo hwese uye zvikamu zvinodhura. Izvo zvakakwana kubhadhara imwe yekare Prius!

Toyota Prius haina runyoro rwezvikamu zvinowanzokundikana pamotokari yakaderera seChrysler Sebring. Aya ndiwo mashoko akanaka chaiwo. Mari yekuchengeta inogona kudzorwa nekutenga mota dzakakodzera uye kugadzirisa matambudziko madiki asati ave makuru.

Tese tiri kuchembera, vanhu nemichina. Asi isu tinofanirawo kuita mari iyi matiri uye nezvinhu zvedu kwenguva refu. Saka ndedzipi mota dzakachipa? Mhinduro chaiyo: Zvinoenderana.

Kune akawanda mutengo wakakwana wezvidzidzo zvevaridzi, zvinozivikanwawo semutengo wakakwana wezvidzidzo zvevaridzi, zvinotarisa pamafuremu emakore mashanu emota nyowani. Chinetso ndechokuti vanhu vakawanda vanotenga motokari dzakamboshandiswa pareshiyo inopfuura 2 kusvika ku1 uye ipapo, paavhareji, vanodzichengeta kweanenge makore matanhatu pashure pokunge yatenga pakutanga. Muchokwadi, maererano ne IHS Automotive, avhareji yemotokari mumugwagwa ndeye 11.5 makore.

Funga nezvazvo. Anopfuura makore gumi nerimwe iavhareji yezera remota muUS. Kana ukafunga kutenga zvaunoda mazuva ano, mikana iwe unogona kuichengeta zviri nyore kwenguva yakareba kupfuura makore gumi nerimwe.

Saka, kana iwe ukaverenga yako chaiyo yakazara mutengo weuridzi, tsvagiridzo yazvino inofungwa zvakanaka, asi inogona kusashanda kwauri zvachose. Kuti uwane mhinduro yakanakisisa kumubvunzo: "Ndeipi motokari dzinodhura zvishoma kwandiri?", Unoda kuzviedza uye uzvibvunze mimwe mibvunzo isina kugadzikana.

Ndiri mutengesi here? Kana muchengeti?

Hapana chakaipa nekuedza motokari itsva makore mashomanana ose chero bedzi ichiunza mufaro muupenyu hwako. Asi kugara uchitenga mota zvakare kunozove chinhu chinodhura chinodhura. Consumer Reports yakabudisa ongororo inoratidza kuti munhuwo zvake anotengesera motokari yake pashure pemakore mashomanana anobhadhara zviuru zvakati kuti kupfuura muridzi anotora nzira yenguva refu yokuva nemotokari imwe chete.

Leasing kunyanya inogara iri kurasika zano kana zvasvika pamutengo wemuridzi. Sei? Nekuti iwe ndiwe muridzi wemota panguva yakapinza yekuderera, uye sezvauchadzidza munguva pfupi, kudzikira ndiko kunoisa njodzi huru kumitengo yevaridzi vemotokari yako.

Ndine mota yakare zvakanaka here?

Depreciation ndiyo mai vezvese mari yekushandisa mota. Kunyange kana peturu ikasvetuka kusvika pamadhora mana parita, kudzikira kwacho kucharamba kuri kukanganisa kukuru kuchikwama chemuridzi wemotokari.

Muzhinji, iyo yakura iyo mota paunotanga kuitenga uye iyo yakareba iwe yaunayo, iyo inoderedza mari yako yenguva refu ichave nekuda kwemutengo wakaderera wekutenga. Iyo equation iri nyore, asi kana iwe uchizvibvunza mibvunzo yakakodzera, unogona kuderedza mitengo yako zvakanyanya kupfuura zvawaifunga.

Ndagadzirira kuvarova pavasipo here?

Iyo yakura uye isingafarirwe nemota ikozvino, zvishoma ingave yakakosha gare gare nekuda kweiyi depreciation mawere. Tora iyo Toyota Yaris, semuenzaniso: diki uye isingafarirwe Toyota modhi yakarongerwa kuregedzwa pakupera kwa2016 nekuda kwekutengesa kwakashata.

Makore mana apfuura, Toyota Yaris-yaitsva 2012 yakanga isingatengese zviuru makumi matatu zvemotokari pagore, uye vanofarira mota vakaidaidza kuti imota inofinha. Yakanga iine hunhu huzhinji hukuru, kusanganisira kuvimbika kwakatanhamara uye inonakidza hupfumi hwemafuta eguta, asi yakagadzirirwa mhuri, kwete ivo varidzi vaishuvira mota diki yemitambo. Mazuva ano, inowanzova fungidziro yekutiza inotengesa mota zviri nani pane chokwadi chemuridzi wemazuva ese, uye ndipo pauri iwe, mutengi wemotokari yakashandiswa, unogona kurova nzvimbo inotapira yakaderera.

Yaris itsva muna 2012 yakatengeswa ne $15,795. Nhasi, mushure memakore mana uye 70,000 mamaira, inogona kutengeswa nemadhora zviuru zvisere chete, maererano neKelley Blue Book. Ndiko kudzikiswa kwemakumi manomwe neshanu muzana mumitengo yekuderera, ingangoita madhora mazana mana pamakore mana, kumota ingangove ine madhora zana muzana ehupenyu hwayo hunobatsira pamberi payo. Zvinoenderana neBhuku reBlue, nezera, iyi mutengo wepagore wekuderera uchadzikira neinenge 7,000%.

Muchidimbu, dzinenge mota dzese dzinowana kurasikirwa kukuru kwekukosha mukati memakore mana ekutanga emuridzi. Mushure meizvozvo, unorasikirwa nechikamu chidiki chemutengo, kunyangwe ukatenga mota yeToyota, iyo parizvino inonyanya kufarirwa mhando muUnited States. Nekudaro, kana iwe uri mutengi wemotokari zvechokwadi, unogona kuita zvakawanda.

Ndakazvipira kutenga mhando isingafarirwe inondipa mota yakanaka here?

Ukatarisa mhando dzenherera, zviya zvisingachatengesi mota nyowani, unogona kuwana zvakatonyanya kubhowa yako kupfuura Toyota Yaris.

• Pontiac
• Saturn
• nemekiyuri
• CAN
• Suzuki
• Isuzu

Vese ava mavanga ekukanganwa. Izvi zvinodaro nekuti mhando idzi hadzichatengese mota nyowani muUnited States.

Mabrand aya akachipa kutenga nekuti hapana mumwe munhu anonzwa nezvawo. Semuenzaniso, kutenga Chevy Malibu yakashandiswa kunodhura zvakanyanya pane kutenga inoda kufanana Pontiac G6 kana Saturn Aura nekuti hapana yemhando mbiri idzi inotengeswa semota nyowani. Rutivi rweumbozha rwemusika wemotokari rine mutengo wakafanana. Mwana ane makore masere kusvika gumi ekuzvarwa SAAB sedan 8-10 kana 9-3 anogona zvinoshamisa kudhura zvakachipa senge isina-mapfupa Toyota Corolla. Nepo dzimwe mota dzemhando yepamusoro dzakaita seSaturn Outlook neMercury Milan dzinowanzodhura mazana kana zviuru zvemadhora pasi pevadzikwi vadzo.

Saka, wakagadzirira kunyura zvakadzika mukati mechikamu chisingadhure chemusika wemotokari wakashandiswa? Zvakanaka, kune zvakatonyanya kukosha. Chinongodiwa kubvuma kusatevera mombe.

Ndakagadzirira kutenga "rudzi" rusingafadzi rwemotokari yakashandiswa here?

Inenge yega yega-masuo emhuri sedan kubva kumakore gumi apfuura ikozvino ine maviri-masuo mamwe anogona kuve anoyevedza nekuda kwekuti kuravira kwevatengi kwakachinja zvakanyanya mumakore gumi.

Nguva pfupi yadarika ndakatengesa mota mbiri dzakada kufanana dzine mamileage akafanana. Dzaive 2009 Pontiac G6 midsize mota dzine 80,000 mamaira pavari - imwe ine magonhi mana uye imwe ine magonhi maviri. Iwo maviri-masuo modhi akatengeswa nemadhora zviuru zvishanu nemazana mana mukati memazuva mashoma. Iwo magonhi mana anongodhura $6000 uye akatora mwedzi kuti apedze. Musiyano wehunhu zvinoenderana neKelly Blue Book inoratidza mutsauko uyu.

Zita remuenzaniso rakasiyana remotokari yakafanana neiri mukati rinogonawo kuita mutsauko. Masuo mana eToyota Camrys anotengesa nemitengo yakakwira kupfuura maviri-masuo mavhezheni anotengeswa seToyota Solaras, nekuda kwechikamu chekuti Solara haichawanikwi mumusika mutsva wemotokari. Chevy Impalas inotakura mutengo wakakosha pane inofananidzwa-yakashongedzerwa Chevy Monte Carlos iyo yakakundwawo nekuchinja kuravira.

Iyi ndiyo yega niche?

Kana. Kune matani azvo.

Mahombe sedans asingatengese seToyota, seFord Crown Victoria, anowanzo tengesa nemutengo wakaderera pane akakurumbira midsize sedans kana zvimwe zvakawanda. Sei uyu uri mukana unobvira wekudzikisa mari yako? Nekuti mota hombe dzinofarira kukwezva kune mutengi akura anotyaira zvine mwero uye anochengeta mota dziri muchimiro chakanaka.

Mota hombe zhinji, sedzimwe mota hombe dzisingafarirwe senge maminivan uye echinyakare chiteshi ngoro, dzine akanyanya kuderera macurves kana atsva uye anogona kutengwa zvakachipa pamusika wemotokari dzakashandiswa.

Kana iwe uchitsvaga imwe dura rekuchengetedza, funga kuisa mari mune yakakwana anti-kuba mudziyo - the shift lever. Vanhu vashoma kupfuura kare vanoziva kutyaira, uye iyo ibhonasi yakawedzerwa kana iwe uchida kutenga motokari isiri yemitambo yakaita sePass yakazara yakazara inouya neshifter. Iyo yekare uye isingasviki yemutambo, iyo yakawanda kutenga mikana yainayo.

Saka, ndagadzirira kuisa mari mumotokari yekare?

Motokari yega yega, yakakurumbira kana kwete, inotarisana neiyo inogona kunzi madziro ezvidhina emitengo. Ungawana kuti pakati pemakore mashanu negumi nerimwe, motokari yako inoda rudungwe rurefu rwokugadziridza nokugadziridza, zvakadai samatai, bhandi renguva, mabhureki, uye kunyange mvura inotakura.

Mari iyi inogona kusvika pamadhora zviuru zviviri zvichienderana nekuti wakwira nei. Saka zvibvunze kuti: Uri rudzi rwemunhu anoda kuisa $2000 pagore mumotokari iyo panguva ino inongoda $2000 chete here? Ko kana iine mamaira 6,000 pairi uye ichida imwe $180,000 yekugadzirisa?

Kune vazhinji vedu, mubvunzo uyu unogona kuva wakaoma kupindura. Zvinoenderana nemamiriro emota uye kuda kwako kugadzirisa nyaya dzekuchengetedza pane kuzvishivirira. Pane zvakare chimwe chikamu chakakosha chaunofanirawo kufunga.

Chii chemazuva ano chekuchengetedza uye matekinoroji zvinorevei kwandiri?

Mumakore makumi maviri apfuura, nhamba yenzufu pamutyairi wega wega muUS yakadzikira neinopfuura chikamu chimwe muzvitatu. Zvisinei, kuchengeteka nguva dzose kunotsamira pakunyaradza kwomunhu.

Kune vamwe vedu vanongoda chidhiraivho, mapedhi, uye mota yakagadzirwa zvakanaka yakachengeteka zvakakwana panguva yayo. Vamwe vanoda zvazvino uye zvikurusa, pasinei zvapo nokuti chii, uye vanoda kubhadhara mutengo mukuru kuti vazviwane. Ndizvo zvimwe chete neruzivo rwokugadzira zvinhu. Mota zhinji zvino dzinopa dzadzo dzekubatanidza mapakeji uye infotainment maficha anoita kuti tekinoroji ive isina musono.

Saka uri papi chaipo pamuganhu wechengetedzo uye tekinoroji? Ungafara here nemotokari yakachengeteka yakagadzirwa makore gumi apfuura? Kana kuti une chinodiwa chine chekuita nevana vako, vadiwa vako kana kuti iwe pachako? Unogona kuwana zvese zvaunoda nenharembozha yako. Kana kuti kwete? Idzi inyaya dzekutariswa.

Saka ndeipi mota yakachipa kwandiri?

Mumwe wokuCanada anonzi David Rock angava nemhinduro yakananga: nokuda kwe$100, kombi ine makore 22 okukura yakatenga motokari iyi ine chinja uye injini yedhiziri inowana mafuta mubhizimisi rake remabasa ose. Asi pane mukana wekuti hauzoteveri mumakwara ake. Saka mhinduro kumubvunzo uyu iri kwauri zvachose.

Unotenga chii, unochengeta chii, unochengeta chii. Izvi zvinongedzo zvinotarisisa mutengo wako wenguva refu yekuve yako chero mota. Kana ukasarudza kuva muchengeti panzvimbo pane mutengesi uye mutengesi achiedza kusvika pasina imwe, iwe uchabuda mberi.