Inishuwarenzi yekubiwa kwemota - Mazano uye Kujekeswa kweMisimboti

Kune chero mutyairi wemota, kuba mota ndicho chinhu chakaipisisa chingaitika. Tichifunga nezvezviitiko zvenguva pfupi yapfuura, apo nyaya dzekuba pakati penzira dzave kuwanda, apo mutyairi anoburitswa mumotokari nechisimba uye akavanzwa munzira isingazivikanwi, tisingarevi nzvimbo dzakasiyana-siyana dzekupaka dzisina kuchengetedzwa pedyo nemikova, mabhazari kana nzvimbo dzezvitoro, munhu wese anoedza kuzvidzivirira nepaanogona napo. Zvisinei, nzira yakanakisisa yekuwana mari yemotokari yakabiwa ndeyeinishuwarenzi.

Sezvatinoziva, kune akati wandei marudzi einishuwarenzi muRussia:

• zvinosungirwa OSAGO;
• nokuzvidira - DSAGO uye CASCO.

CASCO inongodzivirira mota kuti isabiwa. Ndiko kuti, iwe unogona kurara murunyararo uye usanetseka kuti mota yako yakavhurwa uye inotyairwa hakuna anoziva kupi. Asi pane imwe hombe "ASI" - iyo yakazara "CASCO" inodhura zvakanyanya. Mari yegore negore inofungidzirwa pazvitanhatu kusvika makumi maviri kubva muzana yemutengo wemotokari. Ndokunge, kana uine Renault Duster ye600 zviuru, saka iwe unofanirwa kubhadhara kanenge zviuru makumi matatu pagore kune mutemo unobhadhara kwete chete mutengo wemota kana umbavha, asiwo diki diki rakatambirwa paunosiya nzvimbo yekupaka.

Zviri pachena kuti havasi vose vanogona kutenga inishuwarenzi inodhura zvakadaro. Neraki, CASCO inopa akasiyana emamiriro ezvinhu: unogona kuisa inshuwarisi yemotokari kubva kune njodzi dzese, unogona chete kuita inishuwarenzi yekukuvadza kana kuba. Muchisarudzo chekupedzisira, mari yepurogiramu yakaderera zvikuru, asi chero kukuvadzwa kana kukanganisa kubva mutsaona inofanira kubhadharwa kubva muhomwe.

Zvakaparadzana, zvakakosha kuziva kuti haisi yese kambani yeinishuwarenzi inodzivirira chete pamusoro pekuba. Iwe unogona kunzwisisa mainishuwarenzi - mutyairi anochengetedza mota, anonyepa kuba mushure mechinguva, uye anogamuchira mari kubva kuinishuwarenzi. Mamwe makambani anopa sarudzo yakachipa - inishuwarenzi yekuba ine rondedzero yakaderedzwa yenjodzi dzekukuvadzwa.

Mukuwedzera, makambani anonyatso tarisa maitiro e-anti-kuba emotokari uye anoisa mberi runyoro rwezvinhu zvinodiwa, kusvika pakuvapo kwesatellite anti-theft system, kuiswa kwayo kunodhura zvikuru.

Ndiko, kune rumwe rutivi, tinoona kuti anti-kuba inishuwarenzi yakachipa zvakanyanya kupfuura yakazara CASCO, asi kune rumwe rutivi, havasi vese vanogona kuiwana, semuenzaniso, hapana kambani ichaita inshuwarisi yemotokari inodhura pasi pemakore matatu. kunyanya pamusoro pekuba.

Kubva pane zvose zviri pamusoro apa, tinogona kutaura chinhu chimwe chete - funga nezvese zvingasarudzwa zveinishuwarenzi, tora nzira ine mutoro wekuchengetedza kuchengetedzwa kwemotokari, inshuwarisi pasi peCASCO chete kana zvichinyatsodiwa.

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