Inishuwarenzi zvinodiwa pakunyoresa mota muLouisiana

Dhipatimendi reInishuwarenzi reLouisiana rinoda kuti vatyairi vese muLouisiana vave neinishuwarenzi yemotokari kana "mutoro wemari" kuitira kuti vashande zviri pamutemo mota uye kuchengetedza kunyoreswa kwemotokari.

Izvo zvidiki zvemutoro wemari zvinodiwa kune vatyairi veLouisiana ndeaya anotevera:

• Inosvika $15,000 pamunhu pakukuvara kana kufa. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $30,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).

• $25,000 shoma yemhosva yekukuvadzwa kwepfuma

Izvi zvinoreva kuti mari shoma yauchazoda i$55,000 yekukuvara kwemuviri uye kukuvara kwepfuma.

"Hapana mutambo, hapana mubhadharo"

Mutemo weLouisiana we "No Play, No Pay" unoreva kuti vatyairi vane masimba mashoma ekumhan'arira kukuvadzwa kwemidziyo uye kukuvara kwemunhu, zvisinei kuti ndiani ane mhosva. Kana wanga uchityaira mutsaona, haugone kuwana miganhu inotevera:

• Kutanga $25,000 yezvichemo zvekukuvadzwa kwepfuma uye

• Chekutanga $15,000 Yekukuvadza Kwemunhu

Izvi zvirambidzo hazvishande kune vafambi kana mota isiri yemutyairi.

Louisiana Auto Inishuwarenzi Chirongwa

Louisiana ine chirongwa chehurumende chinodaidzwa kuti Louisiana Auto Insurance Plan (LAIP) inopa vatyairi vane njodzi zvakanyanya mukana wekutora inishuwarenzi yemotokari yavanoda kubva kumakambani einishuwarenzi ane mvumo.

uchapupu hweinishuwarenzi

Unofanira kukwanisa kupa humbowo hweinishuwarenzi paunonyoresa motokari yako, uye kana wakumbirwa nemupurisa pakumira kana panzvimbo yaitikira tsaona. Mafomu anogamuchirwa ehumbowo hweinishuwarenzi anosanganisira:

• Kopi yeinishuwarenzi yako inosunga kana kopi yekadhi reinishuwarenzi rakapihwa nemupi weinishuwarenzi ane mvumo.

• Kopi yepeji yekuzivisa kubva kuchibvumirano chako cheinishuwarenzi

• Chirevo chakanyorwa kubva kukambani yako yeinishuwarenzi kana mumiririri inosanganisira nhamba yekuzivikanwa yemotokari uye tsananguro yemotokari.

Zvirango zvekutyora mutemo

Kana mutyairi akabatwa achityaira muLouisiana asina inishuwarenzi shoma shoma, mafaindi maviri anogona kuongororwa:

• Marezinesi emota achakanzurwa uye ma plates enguva pfupi achapihwa, zvichibvumira mutyairi kupa inishuwarenzi kuMotor Vehicle Authority mukati memazuva matatu.

• Motokari inogona kuvharirwa.

Kudzorerwa kwerezinesi rekutyaira

Kana inishuwarenzi yemotokari yako yakadzimwa kana mota yako yakavharirwa nekuda kwekutyorwa kweinishuwarenzi, unofanirwa kutora matanho anotevera kutyaira zviri pamutemo muLouisiana:

• Tenga hutsva hushoma hweinishuwarenzi

• Tora chitupa chitsva cheinishuwarenzi kuhofisi yeOMV.

• Bhadhara mari yekudzorera inosvika $100 yekutyora kwekutanga; kusvika ku $250 nokuda kwekutyora kwechipiri; uye inosvika madhora mazana manomwe kuti uwedzere kutyorwa

• Bhadhara mari yekuwedzera zvichienderana nehuwandu hwemazuva aunotyaira usina inishuwarenzi.

• Tumira iyo SR-22 Humbowo hweMutoro Wemari, iyo inova nechokwadi chekuti une hushoma hunodiwa inishuwarenzi. Kana iyo yapfuura SR-22 yapera, unofanira kubhadhara $60 yekudzorera mari.

Kuti uwane rumwe ruzivo, bata Louisiana Motor Vehicle Authority kuburikidza newebhusaiti yavo.