Inishuwarenzi inodiwa pakunyoresa mota muMaryland
Zviri mukati
The Maryland Motor Vehicle Administration inoda kuti vatyairi vose vave nemhosva yemotokari kana "financial liability" inishuwarenzi kuitira kuti vashandise motokari zviri pamutemo uye kuchengetedza kunyoreswa kwemotokari.
Iwo mashoma emari echikwereti anodiwa kune vatyairi muMaryland ndeaya anotevera:
Inosvika $30,000 pamunhu pakukuvara kana kufa. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $60,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).
$15,000 shoma yemhosva yekukuvadzwa kwepfuma
Minimum $30,000 pamunhu kune uninsured kana underinsured mutyairi mutoro. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $60,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).
$15,000 yakaderera yemhosva isina inshuwarisi yemutyairi wekukuvadza pfuma.
Minimum $2,500 yekudzivirira kukuvara kwemunhu. Izvi zvakakosha nekuti Maryland inyika isina mhosva, zvichireva kuti inishuwarenzi yemumwe munhu inogona kusavhara kukuvara kwako, zvisinei kuti ndiani ane mhosva.
Izvi zvinoreva kuti mari shoma yauchazoda i$79,000 yekukuvara kwemuviri, kukuvadzwa kwepfuma, mutyairi asina inshuwarisi kana asina inshuwarisi, uye inishuwarenzi yekudzivirira kukuvara kwemunhu.
Waiver yekudzivirira kukuvara
Mutemo weMaryland unobvumira vatyairi kuti varegere chinodiwa chekudzivirira kukuvara kuti vawane zvirongwa zveinishuwarenzi zvinodhura. Izvi zvinokuisa panjodzi yekubhadharwa mari dzekurapa kana iwe wapinda mutsaona yemotokari.
Maryland haidi mamwe marudzi einishuwarenzi, akadai seinishuwarenzi yakazara kana inishuwarenzi yetsaona.
uchapupu hweinishuwarenzi
Nyika yeMaryland haigamuchire makadhi einishuwarenzi sehumbowo hwepamutemo hwekuita mari. Pane kudaro, iwe unofanirwa kupa Maryland insurance certificate, inozivikanwawo seFR-19, kunyoresa mota yako.
Mafomu FR-19 anowanikwa kubva kukambani yako yeinishuwarenzi. Aya mafomu ndeaya:
vakasununguka
Inoshanda kwemazuva makumi matatu chete
Inogona kutumirwa nefax kana email kuMVA
Haikwanise kuendeswa sekopi
Humbowo hweinishuwarenzi huchasimbiswa nemagetsi pakumira kana panzvimbo yetsaona. Kambani yako yeinishuwarenzi inodiwa kuudza chero shanduko kune yako inishuwarenzi mutemo kuMaryland's electronic monitoring system.
Zvirango zvekutyora mutemo
Kana iwe usina inishuwarenzi yakakwana muMaryland, akati wandei marudzi efaindi anogona kushanda:
Faindi inokwana madhora zana nemakumi mashanu pamazuva makumi matatu ekutanga ekutyaira pasina inishuwarenzi uye imwe madhora manomwe pazuva rega rega mushure memazuva makumi matatu.
Mapepa erezinesi uye kumiswa kwekunyoresa mota
Kumiswa kwekunyoresa kana kuvandudzwa kweropafadzo
$30 mubhadharo wekunyoresazve mushure mekunge maona kuti mune inishuwarenzi yakakodzera.
Kukanzurwa kweinishuwarenzi
Kana iwe uchida kukanzura inishuwarenzi yako, unofanira kutanga wadzorera rezinesi mahwendefa kuhofisi yeMVA muMaryland.
Kuti uwane rumwe ruzivo, bata kuMaryland Motor Vehicle Administration yeDhipatimendi Rezvekutakurwa kuburikidza newebhusaiti yavo.
