Inishuwarenzi inodiwa pakunyoresa mota muNew Hampshire

New Hampshire ndeimwe yedzimwe nyika shoma dzisina mitemo yeinishuwarenzi inosungirwa. Vatyairi vanogona kunyoresa zviri pamutemo uye kutyaira mota vasina inishuwarenzi, chero bedzi vasingawire pasi pemamwe mamiriro ezvinhu.

Zvakadaro, mutemo weNew Hampshire unoti chero mutyairi apinda mutsaona inokonzeresa kukuvara kwemuviri kana kukuvara kwemidziyo anofanira kubhadhara mari idzi. Nzira yakanakisa yekuti vatyairi vazhinji muNew Hampshire vasangane nezvinodiwa izvi kuve neinishuwarenzi. Kana wakanganisa mutsaona uye usina inishuwarenzi, rezinesi rako rekutyaira richambomira kusvika waratidza kuti unokwanisa kubhadhara mari yekukuvara nekukuvara kwakakonzerwa netsaona.

Nepo New Hampshire isingade kuvharwa zvishoma kune vatyairi, inoisa zvidiki zvinodiwa pazvirongwa zveinishuwarenzi zvinopihwa nemakambani einishuwarenzi. Chero kambani yeinishuwarenzi inofanirwa kupa zvinotevera zvishoma zveinishuwarenzi yemhosva:

• Inosvika $25,000 pamunhu pakukuvara kana kufa. Izvi zvinoreva kuti iwe uchave neinenge $50,000 yekuvhara vashoma vanogoneka nhamba yevanhu vanopinda mutsaona (vatyairi vaviri).

• $25,000 shoma yemhosva yekukuvadzwa kwepfuma

• Inishuwarenzi yehutano yeinenge $1,000 yekubhadhara yako wega mari yekurapa.

• Inishuwarenzi isina inshuwarisi yemutyairi inosangana neyakajairwa kuvharwa kwemhosva yekukuvara kwemuviri uye kukuvara kwepfuma ($75,000)

Izvi zvinoreva kuti huwandu hushoma hwechikwereti chemari chinogona kupihwa nekambani yeinishuwarenzi i$151,000 yekukuvara kwemunhu, kukuvadzwa kwepfuma, inishuwarenzi yekurapa, uye inishuwarenzi yemutyairi isina inshuwarisi.

SR-22 zvinodiwa

Vamwe vatyairi muNew Hampshire vanogona kudiwa nemutemo kuti vaise SR-22, inova humbowo hwechikwereti chemari kana inishuwarenzi yemotokari. Gwaro iri rinovimbisa kuti mutyairi ane inishuwarenzi yehusungwa kwemakore matatu. Vatyairi vachada gwaro iri muzviitiko zvinotevera:

• Vatyairi vanopomerwa mhosva yekutyaira vakadhakwa

• Vatyairi vakaonekwa sevanhu vane tsika yekupara mhosva mumigwagwa

• Vatyairi vanogashira zvibodzwa zvakawandisa parezinesi ravo rekutyaira

• Vatyairi vakanga vasina inishuwarenzi vakawanikwa vaine mhosva yetsaona

• Vatyairi vakawanikwa vaine mhosva yekubuda panzvimbo yaitikira tsaona

New Hampshire Auto Inishuwarenzi Chirongwa

Kana iwe uchida kuvharwa kana kuti unodikanwa kuti udaro nekuda kwechido chekuisa fomu reSR-22, unofanirwa kunyorera inishuwarenzi kuburikidza neinishuwarenzi ane mvumo. Kana iwe uchionekwa semutyairi ane njodzi huru, makambani einishuwarenzi ane kodzero yekuramba kuvharwa.

Muzviitiko izvi, Nyika yeNew Hampshire inotsigira New Hampshire Motor Insurance Program, iyo inobvumira makambani einishuwarenzi kugovera njodzi dzine chekuita neinishuwarenzi yemutyairi ane njodzi zvakanyanya nevamwe vanopa. Chero mutyairi anogona kunyorera chirongwa kuburikidza neNew Hampshire Automobile Inishuwarenzi Plan nekambani yeinishuwarenzi iri kutora chikamu.

Kuti uwane rumwe ruzivo, bata New Hampshire Dhipatimendi reSafety Mota Vehicle Division kuburikidza newebhusaiti yavo.