Inishuwarenzi zvinodiwa pakunyoresa mota muNew Mexico

Ese mota dzakanyoreswa muNew Mexico dzinofanirwa kuve neinishuwarenzi kubva pamhosva kana "mari yemhosva". Izvo zvidiki zvemutoro wemari zvinodiwa kune vatyairi muNew Mexico ndeaya anotevera:

• Minimum $25,000 yekukuvara kana kufa pamunhu; izvi zvinoreva kuti unofanira kutakura madhora zviuru makumi maviri newe nokuda kwenhamba shoma inobvira yevanhu vakabatanidzwa mutsaona (vatyairi vaviri).

• $10,000 shoma yemhosva yekukuvadzwa kwepfuma

Izvi zvinoreva kuti mari shoma yauchazoda i$60,000 yekuvhara kukuvara kana kufa, pamwe nemhosva yekukuvadzwa kwepfuma.

• Mutemo weNew Mexico unodawo kuti inishuwarenzi yako inosanganisira uninsured kana underinsured motokari yekuvhara iyo ichakudzivirira iwe kana iwe wakabatanidzwa mutsaona nemutyairi asina mutemo unodiwa inshuwarisi yemhosva. Une sarudzo yekudzima kuvharwa uku nekunyora kana uchida.

New Mexico Motor Vehicle Inishuwarenzi Chirongwa

New Mexico ine chirongwa chehurumende chinodaidzwa kuti New Mexico Motor Vehicle Insurance Plan iyo inobatsira kuona kuti vatyairi vane njodzi vanowana auto inishuwarenzi yavanoda nemutemo. Kana mainishuwarenzi akaramba mutyairi, mutyairi anogona kunyorera pasi pechirongwa ichi cheinishuwarenzi yemotokari.

uchapupu hweinishuwarenzi

Paunonyoresa mota yako neNew Mexico department reMotokari, unofanirwa kuratidza humbowo hweinishuwarenzi. Humbowo hunogamuchirwa hwekuvharwa kweinishuwarenzi hunosanganisira:

• Kadhi reinishuwarenzi rinoshanda rakapihwa nekambani yeinishuwarenzi yakatenderwa

• Kopi yeinishuwarenzi yazvino

• Tsamba kubva kukambani yeinishuwarenzi pane tsamba yekambani inosimbisa inishuwarenzi yako

Electronic verification system

New Mexico inoshandisa dura rekuongorora remagetsi kutarisisa mamiriro einishuwarenzi emota dzese dzakanyoreswa nehurumende. Kambani yako yeinishuwarenzi inofanirwa kuudza shanduko kune yako inishuwarenzi policy.

Kana iyo dhatabhesi isingaratidzi kuti une inishuwarenzi yepamutemo inodiwa, iwe uchapihwa yakatarwa nguva yekuvandudza ruzivo rwako muhurongwa. Kana ukatadza kugadzirisa ruzivo rwako muhurongwa, kunyoresa kwako kunomiswa.

Zvirango zvekutyora mutemo

Kana kunyoreswa kwemotokari yako kwakamiswa nekuda kwekutyorwa kweinishuwarenzi, unofanirwa kuwana inishuwarenzi inoshanda uye kumbira inshuwarisi kuti agadzirise ruzivo mudura remagetsi. Iwe zvakare uchafanirwa kubhadhara $30 yekudzoreredza mari.

Kukanzurwa kweinishuwarenzi

Kana uchida kukanzura inishuwarenzi yako motokari yako ichichengetwa kana kugadziriswa, unogona kuisa chirevo chakasainwa chisingashandisi neNew Mexico State Insurance Identification Database. Izvi zvinoreva kuti hausi kuzopihwa muripo kana kurambidzwa kana ukasatyaira mota iyi mumigwagwa yeNew Mexico. Iwe unofanirwa kuzadzisa afidavit gore negore kuti uchengetedze kunyoreswa kwako kusina inshuwarisi.

Kana ukakanzura inishuwarenzi yako nekuti wakatengesa mota, unofanira kutanga watumira tsamba inosimbisa yako inosungirwa inishuwarenzi yemota kuDepartment of Motor Vehicles Financial Responsibility Section.

Kuti uwane rumwe ruzivo, kana kunyoresa mota kana kuvandudza kunyoreswa kwemotokari yako, bata New Mexico department reMota Vehicles kuburikidza newebhusaiti yavo.