Inishuwarenzi inodiwa yekunyoresa mota muPennsylvania

Vese vatyairi muPennsylvania vanofanirwa kuve neinishuwarenzi yemhosva kana "mari yemhosva" yemotokari dzavo kuitira kuti vashande mota zviri pamutemo uye kuchengetedza kunyoresa mota zviri pamutemo.

Dambudziko remahara

Pennsylvania inyika isina mhosva, zvinoreva kuti inishuwarenzi yako ichabhadhara mari yako yekurapa uye kukuvadza zvisinei nekuti ndiani aive nemhosva yetsaona. Iwo mashoma emari echikwereti zvinodiwa kune vatyairi muPennsylvania ndeaya anotevera:

• $5,000 shoma yekuvhara mabhenefiti ekurapwa

• $5,000 shoma yemhosva yekukuvadzwa kwepfuma

• Minimum $15,000 pamunhu kukuvara. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $30,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).

Izvi zvinoreva kuti mari shoma yauchazoda i$40,000 yekukuvara kwemuviri kana kufa, kukuvadzwa kwemidziyo, uye mabhenefiti ekurapa.

Hapana mhosva yenyika inoreva kuti vatyairi vePennsylvania vane sarudzo mbiri dzekushungurudza painishuwarenzi yavo. Vanogona kusarudza mutengo wakachipa wakaganhurirwa, izvo zvinoreva kuti kodzero yavo yekumhan'arira mumwe mutyairi nekuda kwekukonzera marwadzo nekutambura ishoma; kana kuti vanogona kusarudza kudhura kusingabvumirwi kukuvadza, izvo zvinobvumira vatyairi kumhan'ara vamwe vatyairi nokuda kwemari yekurapa pamwe chete nemarwadzo uye kutambura.

uchapupu hweinishuwarenzi

Kuti unyore mota yako muPennsylvania, unofanirwa kuratidza humbowo hweinishuwarenzi. Iwe unofanirwawo kuve negwaro reinishuwarenzi mumotokari yako nekuti unofanirwa kuripa panguva yekumira kwemotokari kana panzvimbo yetsaona.

Mafomu anogamuchirwa ehumbowo hweinishuwarenzi anosanganisira magwaro anotevera:

• Setifiketi yeinishuwarenzi inoshanda kubva kukambani yeinishuwarenzi yakatenderwa.

• ikozvino inishuwarenzi binder

• Kopi yeinishuwarenzi rekuzivisa peji peji

• Tsamba yakasainwa kubva kukambani yako yeinishuwarenzi kana mumiririri pane tsamba yekambani.

• Kopi yako yePennsylvania Yakapihwa Risk Plan application.

Pennsylvania Yakapiwa Risk Plan

Kana iwe uchionekwa semutyairi ane njodzi yakanyanya, makambani einishuwarenzi muPennsylvania anogona kukuramba zviri pamutemo kuvharwa. Kuve nechokwadi chekuti vatyairi vese vanokwanisa kuwana inshuwarisi yemutemo, Pennsylvania ine Pennsylvania Defined Risk Plan. Izvi zvinoda kuti makambani ese einishuwarenzi muPennsylvania agamuchire vanyoreri pasi pechirongwa, zvisinei nekuti vane njodzi yakanyanya.

Zvirango zvekutyora mutemo

Kana iwe usiri mutoro wezvemari muPennsylvania sezvinodiwa nemutemo, unogona kutarisana nezvirango zvakati wandei. Izvi zvinosanganisira:

• Minimum faindi $300

• Kumiswa kwerezinesi rekutyaira uye kunyoreswa kwemwedzi inosvika mitatu

• Mari inokwana $176 mukubhadhara mari.

• Kutorwa kwemotokari yako

Kukanzurwa kweinishuwarenzi

Kana uchida kukanzura inishuwarenzi yako nekuti mota iri mudura, kugadzirwa, kana nekuda kwenhamo yemari, unofanira kutumira rezinesi ndiro, sticker, uye kadhi kuPennsylvania Department of Transportation pakarepo.

Kuti uwane rumwe ruzivo kana kuvandudza kunyoreswa kwemotokari yako online, taura nePennsylvania Dhipatimendi Rekutakura kuburikidza newebhusaiti yavo.