Inishuwarenzi zvinodiwa pakunyoresa mota muNorth Dakota
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Inishuwarenzi zvinodiwa pakunyoresa mota muNorth Dakota

09.11.2022 /

Mudunhu reNorth Dakota, vatyairi vese vanosungirwa kutakura inishuwarenzi yemotokari kana "financial liability" kuitira kuti vashande zviri pamutemo mota uye kuchengetedza kunyoreswa kwemotokari.

Iwo mashoma emari echikwereti anodiwa kune vatyairi muNorth Dakota ndeaya anotevera:

  • Inosvika $25,000 pamunhu pakukuvara kana kufa. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $50,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).

  • $25,000 shoma yemhosva yekukuvadzwa kwepfuma

  • Mari shoma ye $25,000 pamunhu pamutyairi asina insured kana underinsured. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $50,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).

  • Mari shoma ye $ 30,000 mukudzivirira kwekukuvara iyo inovhara mabhiri ako ekurapwa mushure metsaona yemotokari, zvisinei kuti ndiani ane mhosva.

Izvi zvinoreva kuti mari shoma yauchazoda i$155,000 yekukuvara kwemuviri, kukuvara kwepfuma, uninsured kana underinsured mutyairi uye kudzivirira kukuvara.

North Dakota Auto Inishuwarenzi Chirongwa

Makambani einishuwarenzi eNorth Dakota anosungirwa kutora chikamu muNorth Dakota Auto Insurance Plan, iyo inobatsira vatyairi vane njodzi zvakanyanya kuwana chinodiwa chemutemo chekuvharirwa. Kana iwe wakamborambwa kuvharwa semutyairi ane njodzi huru, unogona kunyorera pasi pechirongwa ichi kuti utyaire zviri pamutemo muNorth Dakota. Iwe unogona zvakare kubata vanopa vakambokunyima chirongwa ichi.

uchapupu hweinishuwarenzi

Vese vatyairi muNorth Dakota vanofanirwa kuve neinishuwarenzi pese pavanotyaira mota. Iwe unofanirwawo kuratidza humbowo hweinishuwarenzi kune chero mupurisa panzvimbo yakamira kana nzvimbo yetsaona. Chekupedzisira, iwe unozoda chitupa cheinishuwarenzi kuti unyore mota yako.

Humbowo hunogamuchirwa hwekuvharwa kweinishuwarenzi hunosanganisira:

  • Chitupa cheinishuwarenzi kubva kukambani yeinishuwarenzi yakatenderwa

  • Tsamba inosimbisa kuvharwa kwako pasi peNorth Dakota Auto Insurance Plan.

  • Chitupa cheSelf-Insurance, chinongowanikwa kune avo vane mota dzinopfuura makumi maviri neshanu dzakaiswa inishuwarenzi.

Zvirango zvekutyora mutemo

Kana ukawanikwa uine mhosva yekutyora mitemo yeinishuwarenzi kuNorth Dakota, unogona kutarisana nezvirango zvinotevera:

  • Class B misdemeanor charge

  • Minimum faindi ye$150

  • Anosvika gumi nemana mapoinzi mune yako yekutyaira rekodhi kana iwe usina inshuwarisi uye wapinda mutsaona.

  • Kumiswa kwerezinesi rako rekutyaira

  • Kunyora SR-22 kunodiwa, inova gwaro rezvemari rinovimbisa hurumende kuti uchave neinishuwarenzi yemotokari yegore rinotevera.

Kana ukatadza kupa humbowo hweinishuwarenzi paunokumbirwa nemupurisa, unogona kutarisana nezvirango zvinotevera:

  • Minimum faindi ye$150

  • Kutorwa kwemotokari pamberi pekupihwa kweinishuwarenzi

Kuti uwane rumwe ruzivo, bata North Dakota department of Transportation kuburikidza newebhusaiti yavo.

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