Inishuwarenzi inodiwa yekunyoresa mota muNorth Carolina

The North Carolina Dhipatimendi rekutakura rinoda kuti vatyairi vose muNorth Carolina vave nemotokari yemotokari inshuwarisi kana "mari yemhosva" kuitira kuti vashandise motokari zviri pamutemo uye kuchengetedza kunyoreswa kwemotokari.

Izvo zvidiki zvemutoro wemari zvinodiwa kune vatyairi veNorth Carolina ndeaya anotevera:

• Inosvika $30,000 pamunhu pakukuvara kana kufa. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $60,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).

• $25,000 shoma yemhosva yekukuvadzwa kwepfuma

• Mari shoma ye $30,000 pamunhu pamutyairi asina insured kana underinsured. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $60,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).

Izvi zvinoreva kuti mari shoma yauchazoda i$145,000 yekukuvara kwemuviri, kukuvadzwa kwepfuma uye kuvharwa kwevatyairi vasina inshuwarisi kana vasina inshuwarisi.

uchapupu hweinishuwarenzi

Unofanira kukwanisa kupa chitupa cheinishuwarenzi paunonyoresa motokari yako, uye kana wakumbirwa nemupurisa pakumira kana panzvimbo yaitikira tsaona. Mafomu anogamuchirwa ehumbowo hweinishuwarenzi anosanganisira:

• Inishuwarenzi yako

• Kadhi reinishuwarenzi rakabudiswa nekambani yeinishuwarenzi yakatenderwa

• Inishuwarenzi yako

• Fomu DL-123 rakabudiswa nemumiriri weinishuwarenzi ane mvumo inosimbisa inishuwarenzi yako.

Mukuwedzera, iwe unogona kudikanwa kuisa humbowo hweFS-1 inishuwarenzi kana iwe uchifungidzira kuti inishuwarenzi yemotokari yako yapera. Gwaro iri rinoshanda sehumbowo hwekuti hauna kubvumira inishuwarenzi yemotokari yako kupera uye inounzwa nemumiriri weinishuwarenzi ari kuongorora achiita semumiriri wehurumende.

Safe Driver Incentive Plan (SDIP)

Kukurudzira kutyaira kwakachengeteka, North Carolina ine Safe Driver Incentive Plan iyo inogona kuderedza mutengo weinishuwarenzi kune vatyairi vakachengeteka uye kuwedzera mutengo weinishuwarenzi yevatyairi vasina kuchengeteka.

Zvirango zvekutyora mutemo

Kana inishuwarenzi yako ikapera chero chikonzero iwe wakanyoreswa mudunhu reNorth Carolina, iwe uchaita zvinotevera zvirango:

• $50 faindi yenyaya yekutanga

• $100 faindi yechiitiko chechipiri mukati memakore matatu.

• $150 faindi yenyaya dzemangwana mukati memakore matatu.

• Marezinesi emota anogona kumiswa kana kukanzurwa

Kudzorerwa kwerezinesi rekutyaira

Kana mapepa erezinesi ako akamiswa nekuda kwekutyorwa kweinishuwarenzi, unogona kuadzosera mushure memazuva makumi matatu ekumiswa nekutevera matanho aya:

• Bhadhara mari yehurumende

• Bhadhara mari dzine chekuita nekutyorwa kweinishuwarenzi

• Tumira iyo FS-1 Humbowo hweInishuwarenzi kuburikidza nemumiririri wako weinishuwarenzi.

Kukanzurwa kweinishuwarenzi

Kana iwe uchida kudzima inishuwarenzi yako apo mota yako iri mukuchengetedza kana kugadzirisa, iwe unofanirwa kuendesa rezinesi mahwendefa kuNorth Carolina Dhipatimendi rekutakura usati wadzima inishuwarenzi yako. Kana iwe ukadzima inishuwarenzi yako kutanga, iwe uchaita kutyora kweinishuwarenzi chirango.

Kuti uwane rumwe ruzivo, bata North Carolina Dhipatimendi rekutakura kuburikidza neMyDMV webhusaiti.