Inishuwarenzi zvinodiwa pakunyoresa mota muSouth Carolina

Hurumende yeSouth Carolina inoda kuti vatyairi vose vave neinishuwarenzi yemhosva kana "mari yemhosva" yemotokari dzavo kuitira kuti vashandise motokari zviri pamutemo uye kuchengetedza kunyoreswa kwemotokari.

Izvo zvishoma zvemutoro wemari zvinodiwa kune vatyairi veSouth Carolina ndezvizvi:

• Inosvika $25,000 pamunhu pakukuvara kana kufa. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $50,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).

• $25,000 shoma yemhosva yekukuvadzwa kwepfuma

Unofanirawo kuva nemhando mbiri dzeinishuwarenzi dzevatyairi vemotokari vasina inishuwarenzi kana kuti vasina inshuwarisi, iyo inobhadhara dzimwe mari dzine chokuita netsaona inobatanidza mutyairi asina inishuwarenzi yepamutemo inodiwa.

• Mari inosvika zviuru makumi maviri nezvishanu zvemadhora pamunhu pakaitika kukuvara kwemuviri kana kufa kana ari mutyairi asina inishuwarenzi kana asina inishuwarenzi. Izvi zvinoreva kuti iwe unofanirwa kuve neinenge $25,000 newe kuti uvhare vashoma vanogoneka nhamba yevanhu vapinda mutsaona (vatyairi vaviri).

• $25,000 shoma yekukuvadzwa kwepfuma pane uninsured kana underinsured motorist coverage.

Izvi zvinoreva kuti mari shoma shoma yauchazoda i $150,000 yekukuvara kwemuviri kana kufukidzwa kwerufu, mhosva yekukuvadzwa kwepfuma, uye kuvharwa kwemutyairi asina inshuwarisi.

Kunyoreswa kwemutyairi asina inshuwarisi

Neimwe nzira, kana iwe usingade kuisa inishuwarenzi yemotokari yako, unogona kunyoresa neSouth Carolina Dhipatimendi reMota Mota semutyairi asina inshuwarisi. Kuti uite izvi, unofanirwa kubhadhara mubhadharo wepagore we $550. Iwe uchava nemhosva kune chero kukanganisa kana kukuvara kunokonzerwa netsaona yakakonzerwa newe.

Kuti unyore, unofanirwa kusangana nehuwandu hwemaitiro chaiwo, anosanganisira:

• Rezinesi rekutyaira rinoshanda kwemakore matatu.

• Vese vamwe vatyairi mumhuri yako vanofanirwa kuve nerezinesi rinoshanda kwemakore matatu.

• Iwe unogona kunge usingakodzere kune zvazvino SR-22 faira zvinodiwa.

• Hauna kubatwa nemhosva yekutyaira wakadhakwa, kutyaira zvisina hanya, kana kumwe kutyora mutemo mumigwagwa mumakore matatu apfuura.

uchapupu hweinishuwarenzi

Iwe unofanirwa kuratidza humbowo hweinishuwarenzi kana kopi yechirevo chakatenderwa kubva kumutyairi asina inishuwarenzi pane chero kumira kana chiitiko chetsaona.

Paunonyoresa mota yako, Dhipatimendi reMotokari reSouth Carolina richaona inishuwarenzi yako nemagetsi, saka haufanirwe kutakura chitupa cheinishuwarenzi newe.

Zvirango zvekutyora mutemo

Kana usina inishuwarenzi yaungapa mushandi panomira bhazi kana kuti panzvimbo yaitikira tsaona, unogona kubhadhariswa faindi kana kubhadhariswa faindi. Unogonawo kutarisana nenguva yejeri. Kana ukasapa humbowo hweinishuwarenzi mukati memazuva makumi matatu, unogona kutarisana nekumiswa kwerezinesi rekutyaira.

Kana ukabatwa uchityaira usina inishuwarenzi inoshanda, unogona kutarisana nezvinotevera faindi:

• Kumiswa kwerezinesi rekutyaira uye kunyoresa mota

• $ 200 yekudzorera mari

• Imwe faindi yemadhora mashanu pazuva pazuva rega rega rekutyaira pasina inishuwarenzi, inosvika $5.

Kuti uwane rumwe ruzivo, bata South Carolina Dhipatimendi reMota Mota kuburikidza newebhusaiti yavo.