Motokari yakabiwa - zvekuita uye kupi kuenda kana mota yabiwa?

Chiroto chakaipisisa chemutyairi chero upi zvake kuba motokari. Kuedza kwakawanda uye mari yakaiswa mumotokari, wakafamba nzendo refu uchitenderera Europe neRussia pairi. Uye rimwe zuva zvinozoitika kuti haugone kuwana mota yako munzvimbo yekupaka. Ehe, uku kuvhunduka kwakasimba, asi haufanirwe kutsamwa. Muchikamu chino pane yedu Vodi.su portal, isu tichatarisa mubvunzo wakakodzera kune chero muridzi wemotokari yako - chii chaunofanira kuita kana mota yakabiwa.

Kuba nekuba - zvikonzero zvekuba

Mitemo yeRussia inoburitsa mutsauko wakajeka pakati pekuba nekuba (embezzlement). Saka, muCriminal Code yeRussian Federation, Art. 166 inopa mhosva yekuba uye tsananguro yepfungwa yacho pachayo. Kuba ndiko kutora midziyo inotakurika, asi pasina chinangwa chekuitora.

Kureva, kuba kunogona kutariswa:

• rwendo rusina kutenderwa nevanhu vasina mvumo mumotokari yako, kazhinji mota dzakadaro dzinowanikwa gare gare neredhiyo yakabiwa kana mune yakakuvadzwa mamiriro;
• kuvhura saloni nekubiwa kwezvinhu zvemunhu;
• endesa kune vamwe vanhu vanozobvisa mota kana kuitengesa zvakare.

Kuba kunotsanangurwa muchinyorwa 158, uye mhosva yemhosva iyi yakanyanya kuoma. Kubira kutorwa kwemotokari kuti ishandiswe zvachose kana kutengesa kuti iwane pundutso.

Zvakakosha kuziva kuti pasinei nekugadzirwa kwakadaro, mutyairi haazonzwi zviri nani kana motokari yake yakabiwa kana kubiwa, nokuti kazhinji hazvibviri kuona. Mukuwedzera, zvirevo zvechibvumirano cheCASCO zvinogona kuratidza kuti muripo uchabhadharwa chete kana ukaba, uye kwete kuba.

Kazhinji, kuba uye kuba kunoitwa nekuda kwezvikonzero zvakasiyana:

• kubiwa kwezvibvumirano - mumwe munhu akaisa maziso pamotokari inotonhorera uye anobhadhara matsotsi ane ruzivo kuti achengetedze zvose zvakachena uye zvisina guruva. Muchiitiko ichi, hapana alarm yeGPS, kana garaji remunhu kana nzvimbo yekupaka ichachengetedza mota yako;
• vaenzi vaenzi - mapoka ematsotsi akarongeka anowanzo famba achitenderera matunhu eRussian Federation uye anopamba, anovhiringa marezinesi marata uye mota idzi dzinobva dzabuda mune mamwe matunhu kana nyika;
• kuputswa kwezvisara;
• kubiwa kwemotokari nechinangwa chokuchovha.

Hapana anodzivirirwa pakubirwa kwemota yavo. Naizvozvo, chinhu chimwe chete chatinogona kupa zano inzira yakakwana yekuchengeteka: yakanaka alarm system, chidhiraivho kana gearbox kukiya, CASCO inishuwarenzi, siya mota chete munzvimbo dzakabhadharwa dzakarindwa dzekupaka, munzvimbo dzekupaka dzepasi pevhu kana mugaraji rako wega.

Matanho ekutanga

Chokutanga pane zvose, unofanirwa kuve nechokwadi chokuti motokari yakabiwa zvechokwadi, uye kwete kuendeswa kumotokari yemotokari, kana mudzimai wako, pasina kukunyevera, akasiya bhizinesi rake. Muguta ripi neripi kune mitsara yemapurisa emigwagwa pabasa, uko kune ruzivo pamusoro pemotokari dzakabviswa. KuMoscow, nhamba iyi [phone]. Chengetedza kunharembozha yako.

Nekudaro, haufanirwe kutambisa nguva, iwe unofanirwa kuita mukutsvagisa:

• tinodaidza mapurisa, chirevo chako chemuromo chinorekodhwa;
• ratidza data yemotokari uye yako;
• boka rebasa richasvika kuti riite matanho ekuferefeta;
• chirongwa chekutora chichapihwa, kureva kuti, data yemota inopinzwa mudhatabhesi yemota dzakabiwa.

Kunyange kana motokari yakabiwa nemagwaro ose, hapana chikonzero chekunetseka, nokuti maererano nemashoko akataurwa newe uye maererano nemashoko kubva muchibvumirano chekutengesa nekutenga, mapurisa anogona kusimbisa zviri nyore kuti motokari ndeyako.

Ipo mapurisa asvika pakufona kwako, usatambise nguva: tarisa-tarisa, pamwe mumwe munhu akaona kubira mota kwevanhu vausingazivi. Kana kuba kwakaitika pakati peguta, zvinokwanisika kuti yakanyorwa nemakamera ekuchengetedza akaiswa kana maDVR mune dzimwe motokari.

Enda kukamba yemapurisa iri pedyo woendesa chichemo chakanyorwa pamusoro pekubiwa uku. Inofanirwa kugamuchirwa zvinoenderana nemirairo yese uye iwe unofanirwa kupihwa yakakosha fomu kuratidza yakasarudzika maficha emotokari: mhando, ruvara, nhamba, zviratidzo zvekusiyana (kukuvadza, dents, zvimwe zvishandiso), iyo inenge yasara mafuta mukati. tangi - pamwe vapambi vanomira vachitsvaga peturu.

Kopi yechikumbiro uye chiitiko chekuba chinodiwa kuti chiendeswe kukambani yeinishuwarenzi kuti iwe ubhadharwe. Kubhadhara kunobhadharwa chete kana mushure meimwe nguva yenguva motokari isingawanikwi. Mushure mekubhadhara muripo unodiwa, mota inova pfuma yeUK uye ichapfuura kwavari mushure mekuwanikwa.

Zvitsva Zvitsva

Pasi pemutemo uripo, mapurisa anopihwa mazuva matatu ekusecha, achiwedzerwa mazuva anosvika gumi. Kana mota ikasawanikwa panguva ino, nyaya yako yekuba inozodzokororwa sekuba. Muchidimbu, varidzi veCASCO havafanire kunetseka, sezvo vachivimbiswa kugamuchira mubhadharo wakakodzera.

Kana iwe uine OSAGO, saka iwe unogona kungovimba iwe pachako uye nemapurisa ane ushingi. Maererano nehuwandu, chikamu chiduku chemotokari dzakabiwa chinowanikwa, saka iwe unoda kuedza iwe pachako: famba-famba mumabhokisi akasiyana-siyana apo motokari dzinogadziriswa, taura ne "vakuru" vemunharaunda, dana mapurisa kakawanda uye bvunza kuti kutsvaga kunoitwa sei. kufambira mberi.

Pane mukana wekuti mota yakabiwa nekuda kwerudzikinuro. Iwe uchagashira runhare nemubvunzo usina kujeka: Warasa chimwe chinhu chinodhura zvakanyanya nguva pfupi yadarika.

Pane sarudzo mbiri:

• bvumirana nemitemo yevanonyadzisa uye ubhadhe mari inodiwa (usakanganwa kutaurirana kana kutaura kuti zvinokubatsira kuti ugamuchire mubhadharo weCASCO - kunyange kana usipo - pane kuvabhadhara chimwe chinhu - ivo vachanyatsoderedza. mutengo, sezvo chaizvoizvo vakaba motokari nokuda kweizvi);
• zivisa mapurisa uye hurongwa huchaitwa hwekubata matsotsi (kunyangwe hurongwa uhu huchigona kuvhiringwa zviri nyore).

Semutemo, vanyengeri vanoda kusiya mari mubhegi mune imwe imba yakasiiwa kana munzvimbo isina munhu, uye mota ichakumirira iwe zuva rinotevera pakero yakatarwa.

Mune izwi, hazviwanzo kuwana mota yakabiwa, saka iwe unofanirwa kufanoona mukana uyu pachine nguva uye kutora matanho anodiwa ekuzvidzivirira. Izvi zvinonyanya kushanda kune varidzi vemotokari dzinodhura. Mota dzebhajeti dzinobiwa zvishoma kazhinji uye kunyanya kucheka kuita zvikamu.

Chii chekuita kana mota yakabiwa?

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