Zvakakosha here kutora chikwereti chemotokari? Pamotokari yekuratidzira uye motokari dzakashandiswa

MuEurope, zvikwereti zvinonangwa nevatengi uye zvisina kunanga zvagara zvakajairika. Inenge yose yeEurope inogara nechikwereti. Muitiro mumwe chete uchangotanga kupararira kuRussia: zvikwereti zveimba, zvikwereti zvemotokari, zvikwereti zvemidziyo yemumba uye zviitiko, makadhi echikwereti - zvichida ose eRussia kamwechete, asi akakwereta mari kubva kubhangi.

Mubvunzo wakakodzera unomuka - Zvakakosha here kutora chikwereti chemotokari?? Ngatiedzei kuzvinzwisisa.

Pano unogona kusimbisa zvose zvakanaka nezvakaipa. Mukuwedzera, vanokwereta vanozvisunga nezvimwe zvisungo kumabhangi. Zvisungo izvi ndezvipi?

Mativi asina kunaka - zvisungo kubhangi

Kutanga, bhangi rinofarira mutengi kudzorera mari yose, asi kana nekuda kwechimwe chikonzero izvi zvisingakwanisi kuitwa, bhangi rinogona kushandisa zvirango zvemari:

• kupa chirango chekubhadhara kunonoka - kuwedzera kwechido, kuwedzera kwemari yechikwereti, makomisheni ekunonoka kubhadhara;
• kutengesa chibvumirano - kana munhu akazviwana ari mumamiriro ezvinhu akaoma emari, bhangi rinongotora motokari uye rinoisa kutengeswa;
• zvirambidzo zvakakosha zvinoiswa pakodzero yekushandisa midziyo - kusakwanisa kuenda kunze kwenyika.

Mamiriro ezvinhu akareruka - munhu anobhadhara chikwereti, anoramba achibhadhara 40-20 muzana yemutengo, asi kune kuderera kwakanyanya kwevashandi, kambani inokonzera kurasikirwa, munhu anova asingashandi. Kukwanisa kubhadhara chikwereti kunorasika. Bhengi rinogona kusangana nepakati uye kupa mamwe mamiriro akavimbika, kana vanogona kungotora mota, kuitengesa kuburikidza nekutengesa-mukati, uye 20-30 muzana yakachipa, tora chirango chose, uye dzorera chasara kumutengi. Ndiko kuti, zvinoitika kuti munhu acharasikirwa nemari yakawanda.

Chechipiri, bhangi pasina kukanganisa inoda kunyoreswa kweinishuwarenzi ye "CASCO". Sezvatinoziva, mutemo weCASCO wegore unogona kutenga 10-20 muzana yemutengo wemotokari.

Wedzera iyi mari nenguva yekukwereta - makore 2-5, uye zvinozoitika kuti uchafanirwa kushandisa chikamu chakakosha painishuwarenzi chete.

Chechitatu, bhangi rinogona kubhadharisa mari yekugadzirisa uye kushandira chikwereti. Nokufamba kwenguva, aya makomisheni anozoshandurawo mune imwe muzana yemutengo wemotokari.

Zvakanaka, usakanganwa kuti iwe uri muridzi wemotokari yechikwereti chete zviri pamutemo, asi chaizvoizvo ndeyebhangi kusvikira panguva iyo iwe unobhadhara zvose kune penny yekupedzisira.

Kubva pane zvataurwa, tinogona kugumisa kuti munhu anosarudza kutenga motokari nechikwereti anozvidira muusungwa.

Asi, sezvavanotaura, munondo unocheka kumativi maviri. Zvechokwadi, kana munhu asingakwanisi kuita kubva mubhadharo kuenda kubhadharo, uye pasi pesimba rekusanzwisisika kusinganzwisisiki, anosarudzawo kuisa chikwereti chinodhura, saka pane zvishoma zvine musoro mukuita kwakadaro. Chekutanga pane zvese, nyanzvi dzinokurudzira kubata izvo zvinopihwa zvechikwereti izvo zvave pamusika, uye kuyera mikana yako chaiyo yekubhadhara chikwereti ichi nenguva yakafanira.

Zvakakodzera kutaura kuti mabhangi akasiyana anopa mamiriro akasiyana: mune mamwe masangano emari, zvikwereti zvinogona kusvika 20% pagore, mune vamwe - 10%. Zvakare, mabhanga haawanzo buritsa makadhi avo ese - vatengi vanonyengetedza vanotarisa kune akanyanya purofiti zvirevo zvekusimudzira senge - "super purofiti inopa 7% pagore, hapana makomisheni uye zvichingodaro", uye nekudaro zvinoitika kuti chirongwa chakadaro inoshanda chete kune nhamba shoma yemhando dzisina kufarirwa dzemotokari, pamwe nekubhadhara kunofanirwa kunge kuri 30-50 muzana.

Zvakanaka zvinhu - yako wega mota nhasi

Asi hazvisi zvese zvakasuwa, nekuti vazhinji vanotora zvikwereti uye vanobudirira kubhadhara.

Kunyanya kukosha mukana wekusiya nhasi mumotokari itsva kubva kune mutengesi wemotokari. Uye kuti yakatengwa sei - hazvidikanwi kuudza munhu wose.

Imwe nharo inowanzotaurwa ndeye inflation. Ishoma muzana pagore, mumakore akaoma zvikuru inogona kusvika 10-20 muzana. Iwe, wakapa chikwereti cheRuble, uchaziva zvechokwadi kuti mugore iwe uchada kuisa, semuenzaniso, 150 zviuru rubles, mumakore maviri - 300 zviuru. Asi mumakore maviri akafanana 300 achaenzana kwete 10 madhora, asi 9, uye zvino kunyange zvishoma. Saizvozvowo, motokari imwechete yawakatenga 500 zviuru inodhura 650 zviuru mumakore maviri.

Chimwe chakanakira ndechekuti chikwereti chemotokari chingava iyo nzira chete yekuwana mota yebasa. Semuenzaniso, muzvinabhizinesi wekutanga anogona kunyorera chikwereti chemota yekutengesa.

Kana iwe ukamirira kusvikira mari inodiwa yakaunganidzwa, saka "chishamiso" chakadaro hachigoni kutarisirwa, nokuti zuva rega rega unofanira kushandisa mari pane chimwe chinhu. Tine zvisungo kubhangi, isu tinotora nzira ine mutoro yekushandisa mari.

zvakawanikwa

Nokudaro, tinogona kutaura kuti chikwereti chipi nechipi chisungo kubhangi uye kubhadhara, kunyange chiduku. Nyatsoverenga zvinyorwa zvechibvumirano: iyo yakakura huwandu hwekubhadhara pasi uye kupfupika kwenguva yechikwereti, zvishoma iwe uchafanirwa kubhadhara. Usavimba nemukana, nyatsoongorora kugona kwako kwemari.

Vhidhiyo yeavo vanoda kutora chikwereti chemotokari chinobatsira,

Loading ...