Zviri pamutemo here kutyaira usina inishuwarenzi?

OSAGO inishuwarenzi inosungirwa mumatunhu ese uye matunhu eAustralia.

Hongu, hazvisi pamutemo mumatunhu nematunhu ese muAustralia kutyaira mota pasina chinosungirwa chetatu cheinishuwarenzi yemhosva sezvo inishuwarenzi iyi inopa muripo wemari kana munhu akakuvara mutsaona.

Kunyange zvazvo kune marudzi akawanda einishuwarenzi aunogona kubuda nawo, akadai seinishuwarenzi yehupenyu, inishuwarenzi yemukati memba kana inishuwarenzi yekufamba, inishuwarenzi inomanikidzwa yechitatu (inozivikanwawo seOSAGO inishuwarenzi uye inowanzonzi green leaf muNew South Wales), hongu. , zvirokwazvo!

Sekureva kweAustralian Insurance Council, inishuwarenzi yeCTP inosungirwa mudunhu nematunhu ese eAustralia uye inobhadhara muripo wekukuvara kwese kwemuviri mota yako ingango dhumhana. Izvi zvinodiwa nemutemo kumunhu wese ari mumugwagwa uripo kuti uve nechokwadi chekuti muripo wekukuvadzwa unovimbiswa kana pakaitika tsaona. Asi izvi hazvikudzivirire kubva kumhosva yezvemari kune chimwe chinhu kunze kwekukuvara kwemuviri, uye hazvikuvharidzire chero kukanganisa kumotokari yako, saka zvakakosha kuti utarisewo mamwe marudzi akasiyana-siyana einishuwarenzi yemotokari, senge inishuwarenzi yakazara. inishuwarenzi, moto nehumbavha chete uye midziyo yechitatu chete.

Saka unoita sei shuwa kuti haubatwe pasina OSAGO inishuwarenzi? Zvakanaka, chinhu chinonyanya kukosha chaunofanirwa kuita ndechekutyaira mota dzakanyoreswa uye kuchengeta mota dzese dzaunadzo dzakanyoreswa seCTP inishuwarenzi inodiwa sechikamu chekunyoresa kunyangwe zvakakosha kuziva kuti maitiro aya anosiyana kubva kune imwe nyika kuenda. nyika. . Sezvo Enzanisa The Market inotsanangura, CTP inishuwarenzi inosanganisirwa nekunyoresa kwako mumatunhu mazhinji, asi muNew South Wales, Queensland neAustralia Capital Territory, unofanirwa kusarudza CTP inshuwarisi.

Faindi dzekutyaira usina kunyoreswa uye pasina inishuwarenzi dzinosiyana neAustralia, asi kazhinji, unotarisana nefaindi dzakakura.

Zvinoenderana newebhusaiti yeNew South Wales Roads uye Maritime Services, muNew South Wales unogona kubhadhariswa faindi yemadhora mazana matanhatu nenomwe kana uchityaira mota isina kunyoreswa uye faindi yemadhora mazana mashanu nemakumi matatu yekutyaira mota isina inshuwarisi. KuSouth Australia, maererano neRoyal Automobile Association, unogona kubhadhariswa madhora mazana matatu nemakumi matanhatu nemadhora makumi matanhatu emuripo wekutyaira motokari isina kunyoreswa uye nemadhora mazana matanhatu nemakumi manomwe nenomwe pamwe nemadhora makumi matanhatu emuripo wekutyaira mota isina inshuwarisi pasi peCompulsory Liability Insurance. . .

Zviripachena, sezvo mota yechitatu-party liability insurance iripo kuti ikudzivirire kubva pamutoro wemari pakaitika tsaona, kana ukatyaira usina iyo, hausi kungoisa panjodzi yemutemo chete, asiwo kuzviisa munzvimbo ine ngozi. chiitiko chetsaona. Iwe unenge uine mutoro wezvemari.

Ichi chinyorwa hachina kuitirwa sezano remutemo. Iwe unofanirwa kutarisa nevakuru vemugwagwa wako kuti uone kuti ruzivo rwakanyorwa pano rwakakodzera mamiriro ako usati watyaira nenzira iyi.