Nzira yekusarudza yakakodzera bhasikoro inishuwarenzi?

Paunochovha bhasikoro remugomo kana bhasikoro remugomo rinokosha zviuru zvemaeuro, zviri pamutemo kuchengetedza "investment" yako nekufunga nezveinishuwarenzi yebhasikoro.

Isu takatsvaga zvinopihwa mumusika weinishuwarenzi weMTB kana VAE uye tisati taburitsa kuenzanisa kwemainshurensi makuru, takanyora rondedzero yemibvunzo yaunofanira kuzvibvunza usati wafunga kuisa inishuwarenzi bhasikoro rako.

Nekudaro, ndapota cherechedza kuti nyaya yega yega yakasarudzika uye iyi mibvunzo mishoma inofanirwa kukubatsira kusarudza yakanakisa ATV inishuwarenzi inoshanda KWAU.

Sei kutora inishuwarenzi yebhasikoro?

Inishuwarenzi kazhinji ine katatu:

• anovimbisa
• kunze
• rate

Kungoti muvakidzani wako ari kufara nezvake hazvireve kuti inishuwarenzi yake yebhasikoro ichaenderana nemamiriro ako pachako.

Iyi zvakare inzvimbo inodzorwa zvakanyanya, mainishuwarenzi anofanirwa kuwana mvumo yekutonga kubva kune zviremera zvinomiririra nyika kuitira kuti vawane mvumo yekuita mabasa einishuwarenzi.

Mvumo inopihwa kumasangano einishuwarenzi kuitira kuti vatengese zvibvumirano. Nekudaro, kana yangopihwa, mvumo yekutonga haibvumidzwe zvachose, sezvo mune mamwe mamiriro inogona kuita isingashande kana kukanzurwa.

Saka tarisa kana inishuwarenzi yauri kunanga ine iyi mvumo kubva kuHofisi yePrudential Ongororo uye Resolution.

Saka, mutemo mumwe chete mukuru: verenga zvibvumirano zvakadzama ! Tichakuyambira! 😉

Mibvunzo yekuzvibvunza

Iwe haungaite here inshuwarisi yebhasikoro rako? (Ko dai wanga watova neinshuwarisi?)

... Asi chokwadi kusazviziva! Chokwadi, semuridzi kana rendi, unogona kunge uine inishuwarenzi yepamba iyo inogona kuvhara zvinopfuura imba yako chete. Nokudaro, mamwe marudzi einishuwarenzi anovhara kukanganisa uye kubiwa kwemabhasikoro kunze kwemusha. Usati watora inishuwarenzi itsva yebhasikoro, tanga watarisa neinishuwarenzi yako kana bhasikoro rako rakavharwa uye pasi pemamiriro api! Kana zvisiri, hapana chinokumisa kuti uedze kutaurirana!

bhasikoro rako idzva here?

Kana, kunyatsojeka: uchangobva (kana kuti wave kuda) kutenga bhasikoro? Uye hongu, mamwe mainishuwarenzi haavhare mabhasikoro akashandiswa uye ane zvirambidzo zvakanyanya panguva yekunyorera mushure mekutenga: isingasviki mazuva matanhatu kune ipfupi, saka usapotsa chikepe! Ziva zvakare kuti mainishuwarenzi mazhinji anopa kuvharika kwakanyanya kweanosvika makore maviri!

Une bhasikoro ripi?

MTB, mugwagwa, VAE, VTTAE, VTC, matombo? Haasi ese marudzi emabhasikoro akafukidzwa neinishuwarenzi yakarongeka: kutaura zvazviri, mamwe mainishuwarenzi (zvakadaro?) usaite inshurensi pedelecs kana mabhasikoro ekutevera, uye kudzika makomo mabhasiketi anogona kunge aine miganhu pahupamhi hweforogo yekufamba 😊.

Wakachovha bhasikoro wega here?

Mamwe marudzi einishuwarenzi yebhasikoro anongovhara mabhasikoro akaunganidzwa uye akatengeswa nenyanzvi, uye uchada kuratidza izvi nekuratidza invoice uye zvitupa zvemuvaki (zvishoma).

Ndeipi mutengo webhasikoro rako?

Zviri pachena kuti ndeipi mari yakawanda yaunogona kugamuchira kana chiitiko chekuda paATV yako! Mubvunzo uyu unomuka kana bhasikoro rako richikosha kudarika zviuru zvina zvemaeuro, nekuti kana uchida kudzoserwa patsva pamari iyi, mashoma makambani einishuwarenzi achakwanisa kugutsa chikumbiro ichi. Saka ngwarira mabhasikoro emakomo epamusoro-soro kana vatengesi vanosvika nyore nyore iyi kurongeka kwemutengo.

Uri nyanzvi yekuchovha bhasikoro here? Kana kuti uri mutyairi webhasikoro, kunyange munyai?

Kune nyanzvi, kune mari yeinishuwarenzi yakakosha. Kana ari makwikwi, anogona kupihwa mune yeamateur makwikwi zvakananga kana muchimiro chekuwedzera sarudzo. Ndapota cherechedza kuti panguva yemakwikwi, kupaza kunogona kusavharwa, asi kungoba chete.

Ko kana ukatyora bhasikoro rako?

Haisi yese inishuwarenzi yebhasikoro remakomo inovhara kuputsika!

Uye kune avo vane inishuwarenzi yekupwanya, mazwi ekudzoreredza anogona kunge akasiyana zvakanyanya: kubviswa kana kusadaro, kureba muzana muzana, kana kunyange kune kumwe kudzoreredza chete kana paine kukuvara kwemuviri 🙄.

Bhasikoro rako rine mucherechedzo wekurwisa kuba here?

Kubva muna Ndira 1, 2021, kunyora mazita emabhasikoro kunosungirwa muFrance. Imwe inishuwarenzi yebhasikoro inongovhara ATV yako kubva pakuba kana yakanyorwa kana yakanyorwa, kana kuti ichashandisa yakakwira deductibles kana isiri. Kuti uwane rumwe ruzivo, shanyira webhusaiti yebhasikoro kana nezve nzira dzakasiyana dzekunyora dzinoshandiswa nerecobike.

Ziva kuti kana iwe uine kabhoni furemu, kunyora kunogona kukanganisa akati wandei mawaranti evagadziri. Saka sarudza kuchengetedza kuisa kana iwe uri mune iyo kesi.

Kana ukaba: ndingawana sei inishuwarenzi?

1. Isa chichemo chemapurisa nekukasira 👮 uye taura bhasikoro rako rabiwa. Chirevo (PV) uchapihwa kwauri kukamba yemapurisa kana gendarmerie uye uchafanirwa kumhan'ara kubirwa kwebhasikoro rako kukambani yako yeinishuwarenzi. Kuti uite nekukurumidza, unogona kuzadza fomu rekunyunyuta pamhepo.

2. Bata kambani yako yeinishuwarenzi.

3. Mushure mekutumira zvikamu zvinodiwa (kuzivisa kwekubira, invoice yebhasikoro, kugadzira uye modhi yebhasikoro), iwe uchagamuchira muripo zvinoenderana nemirairo yekontrakiti yako.

Iva Anodavidza A: Mainishuwarenzi mazhinji anoda kuti chikumbiro chiitwe mukati memazuva ekubirwa. ⏲ ​​Usanonoka!

Iwe une mudziyo unotenderwa anti-kuba (SRA kana FUB)?

Zvinosungirwa kuti mamwe marudzi einishuwarenzi ave neinishuwarenzi pakubirwa, nekupa humbowo hwekutenga (invoice usati watenga bhasikoro kana mufananidzo), pamwe nehumbowo hwekushandiswa kwakakodzera kwekiyi.! Hazvisi nyore kuenda kumusasa nenhare inorema kupfuura kilogiramu kuti umire zvakadzikama kuti unwe kunwa pabistro yeko.

Kuenzaniswa kweinishuwarenzi yebhasikoro inoshanda

Heino pfupiso yezvinonyanya kupihwa zveATV inishuwarenzi zvibvumirano patafura pazasi.

Nekudzvanya patafura, unogona kudhawunirodha iyo Excel vhezheni yefaira.

Inzwa wakasununguka kutipa mhinduro kuti tikwanise kuenzanisa nebudiriro iyo inshuwarisi isiri kurasikirwa nayo kana vatsva vanopinda mumusika weinishuwarenzi yebhasikoro.