Sei usingafaniri kutya kutenga motokari yakashandiswa ine mortgage
Mushure mekutsvaga kunonetesa, iwe wakazowana mota yezviroto zvako: mumwe muridzi, "yemwana" mileage, hapana kunyunyuta nezve chitarisiko kana tekinoroji, mutengo mukuru. Chinhu chimwe chete ndechekuti kana uchitarisa kuchena kwepamutemo, zvakazoitika kuti mota yaive yakavimbiswa. Asi usamhanyira kugumbuka: unogona kutenga "bhangi" motokari. Nzira yekuita chibvumirano nenzira yakarurama, kuti urege kuguma usina mari uye usina "kumedza", inodaro AvtoVzglyad portal.
Nhasi, motokari itsva yechipiri inotengwa nemari yakakweretwa. Kuti zvive zvakanyatsojeka, maererano neNational Bureau of Credit Histories (NBCH), motokari dzechikwereti dzakaita 45% yekutengeswa kwegore rapera. Zvakare, muzviitiko zvakawanda, zvikwereti (zvese mota uye mutengi) zvinopihwa pane chengetedzo yemotokari - pane mamwe mazwi anoyevedza kumutengi ane yakaderera mubereko.
Kana tikataura pamusoro pezvikwereti zvemotokari, ipapo motokari inopikirwa kubhangi kusvikira chikwereti chadzorerwa zvakakwana. Kana ari mutengi, sangano rezvemari rine kodzero yekukodzera motokari kana mutengi atadza kuzadzisa zvaanosungirwa. Uye, hongu, iyo "chibatiso" chimiro chinowanzo kupihwa kune mota dzakatengwa nerendi. Zvakare, kusvikira muridzi abhadhara mutero.
Iva sezvazvingaite, asi mamiriro ezvinhu muhupenyu akasiyana - kazhinji vatyairi vanofanirwa kutengesa mota dzemortgage. Vatengi, kune rumwe rutivi, vanonyara kubva kwavari, segehena kubva kune rusenzi, vachitya kumhanyira kune vanyengeri uye "kuwana mari chaiyo." Uye pasina - kune akawanda makororo, asi kuchine vagari vane tsika.
Kana iwe uchida mota yemumba, bata mutengesi uye uwane ruzivo rwese. Muridzi wezvino anotendeseka, rudzi, anotaura nezvemamiriro ake emari akaoma uye matanho ekumanikidzirwa? Zvadaro zvine musoro kumupa mukana - kutyaira kuti aongorore motokari. Nyatsoteerera kune zvinyorwa: ita shuwa kuti ndiye muridzi pamberi pako - tarisa pasipoti yake uye tarisa iyo data neSTS kana pasina PTS.
Hongu, kusavapo kweTCP hakufaniri kukuvhiringidza, nokuti kazhinji gwaro rinochengetwa nemukweretesi. Chimwe chinhu ikopi yepasipoti, iyo mutengesi anotsanangura nekurasikirwa kwepakutanga. Ichi chitsotsi chine mukurumbira. Imotokari inotorwa nechikwereti, muridzi wacho anopinda muchikwereti, anokumbira kopi yeTCP kumapurisa emigwagwa uye anotengesa motokari, sekunge hapana chakaitika. Uye mushure menguva yakati, dare rinotora motokari iyi kubva kumuridzi mutsva.
Kana pasina fungidziro inomuka padanho rekutarisa magwaro, iwe nemutengesi (kana zvirinani, tora gweta raunovimba newe) munofanira kushanyira hofisi yebhangi uko mota inopikirwa. Mushure mezvose, kutengeswa kwemotokari kunokwanisika chete nemvumo yesangano rezvemari. Asi pasina mhaka usatora shoko romutengesi nokuda kwaro - bvunza kusimbiswa kwakanyorwa kwekubvumirwa kwekutengeserana nebhangi.
- Pane nzira mbiri dzekutenga mota kubva kusangano rezvemari: bhadhara mari yasara yechikwereti kubhangi, uye yasara kumuridzi, kana kudzosera chikwereti kwauri. Muzviitiko zvese izvi, zvinodikanwa kupedzisa chibvumirano chekutengesa nekutenga mushure memvumo yesangano rezvemari, - ivo vakataura kune AvtoVzglyad portal paAvtoSpetsTsentr Boka reMakambani.
Kana iwe wakagadzirira kubhadhara pakarepo mari yose (zvose kubhengi uye kumutengesi), ipapo mucherechedzi anosimbisa kutengeserana kwakakodzera, uye ipapo mukwereti anoziviswa nezvazvo. Unoda kudzikinura chikwereti chako here? Zvino, kune kutanga, iwe uchafanirwa kuratidza yako solvency nezvitupa zveavhareji mari, wobva wapedzisa chibvumirano chetatu pamusoro pekupihwa kwekodzero dzechikwereti nemuridzi wekare uye mumiriri webhangi.
Tinodzokorora kuti sezvo njodzi dzakanyanyisa, zviri nani kuve nechokwadi chokuti nzira yose yekutenga motokari yakabhadharwa inotungamirirwa negweta - munhu waunovimba naye. Asi "grey" salons anotengesa "bhangi" michina, zviri nani kudarika. Vatengesi vanozochema kwauri kwenguva yakareba nezve mukurumbira usinga fungidzike wepakati uye kubuda pachena kwekutengeserana. Uye pakupedzisira - zvakafanana nevatengesi vega vane hutsinye: iwe uchasara usina mari uye usina motokari.
