Chengetedza muripo wako
Girazi rakaputsika uye kupfuura, chikamu 2 Matambudziko chaiwo anowanzotanga patinenge tichiedza kuwana muripo kubva kukambani yeinishuwarenzi. Ndoita sei ipapo?
Girazi rakaputsika uye kupfuura, chikamu 2
Verenga zvakare: Usaite Zvikanganiso! (Kuparara uye Kupfuura Chikamu 1)
Kudhumhana mumugwagwa hapana mubvunzo mamiriro ezvinhu anoshungurudza anoratidza dambudziko. Zvisinei, matambudziko chaiwo anowanzotanga gare gare, patinenge tichiedza kuwana muripo kubva kukambani yeinishuwarenzi.
Makambani einishuwarenzi anoedza kurasikirwa nepaanogona napo pakuripa kukanganisa kunokonzerwa netsaona dzemotokari, varidzi vemotokari vanoedza kuva nechokwadi chokuti inishuwarenzi inovhara kurasikirwa kunenge kwaitwa zvakanyanya sezvinobvira. Rudzi urwu rwekukakavadzana kwechido kazhinji runoreva kuti mapato ese ari maviri acharwa zvine simba nekuda kwechikonzero chavo. Chii chaunofanira kuita kuitira kuti usarasikirwe nemari pakugadzirisa motokari mushure metsaona uye ugamuchire iyo yakawanda inokwanisika muripo kubva kukambani yeinishuwarenzi?
1. Kurumidza
Kugadziriswa kwechikumbiro kunofanirwa kubhadharwa nemuitisi weinishuwarenzi. Tinofanira, zvisinei, kumuzivisa nezvechiitiko chacho. Ukakasika kuzivisa kudhumhana, zviri nani. Iwe kazhinji unongove nemazuva manomwe ekuita izvi, kunyangwe izvi zvingasiyana kubva kukambani nekambani.
2. Ipa ruzivo runodikanwa
Makambani einishuwarenzi anoda ruzivo rwakakwana nezvetsaona. Gwaro rinonyanya kukosha nderokuziva kuti kubonderana kwakaitika nekuda kwemhaka yetsaona. Uye zvakare, data rake rekuzivikanwa rinodiwa - zita, surname, kero, zita rekambani yeinishuwarenzi, nhamba yepolicy, pamwe nedata redu pachedu. Chirevo chemapurisa chinozivisa muiti wetsaona chinogona kubatsira zvikuru - makambani einishuwarenzi haamubvunzi, izvo zvinowanzoitika nekutaura kwemhosva kwakanyorwa nemupari wemhosva. Motokari yakakuvadzwa haifanire kugadzirwa kana kushandiswa kusvika yaongororwa nana mazvikokota.
3th mwedzi
Inishuwarenzi ine mazuva makumi matatu ekubhadhara kukanganisa. Kana ikasasvitsa nguva yakatarwa, tinokwanisa kunyorera kuti tifarire zviri pamutemo. Zvisinei, chisarudzo pamubairo wavo chinoitwa nedare, izvo, sezvamunoziva, zvinogona kutora nguva.
4. Uine kana usina mari
Makambani einishuwarenzi anowanzo shandisa marudzi maviri ekubhadhara: mari uye isiri mari. Muchiitiko chekutanga, muongorori wavo anoongorora kukanganisa, uye kana tikabvuma kuongororwa, inshuwarisi inotibhadhara mari uye isu tinogadzirisa motokari isu pachedu. Nzira yechipiri, inokurudzirwa zvikuru nenyanzvi, ndeyokudzorera motokari kumusangano unoshanda pamwe nekambani yeinishuwarenzi inovhara invoice yakabudiswa nayo.
5. Tarisa mitengo
Usati wagadzirisa mota, kuongororwa kwekukuvara kunofanirwa kuitwa. Ichi chinowanzova danho rekutanga umo kunetsana kunomuka pakati peinishuwarenzi nemutyairi. Ongororo yekambani yeinishuwarenzi yechikumbiro inowanzova yakaderera kupfuura yataitarisira. Kana tikabvuma kupihwa, tichafanirwa kuvhara musiyano uripo pakati pemari iyi neinvoice kubva muwekishopu isu pachedu. Kana, mukuona kwedu, motokari yakavimbiswa kugadziriswa kwakakomba, uye kukanganisa kusingatarisirwi, bvunza maonero enyanzvi kubva kune imwe nyanzvi yakazvimiririra (inodhura PLN 200-400) uye ugoiisa kukambani yeinishuwarenzi. Kana ongororo ikasazosimbiswa, chatinofanira kuita kuenda kumatare.
6. Unganidza Zvinyorwa
Munguva yese yekukumbira, gara uchibvunza makopi ezvinyorwa zvekuongorora mota, pre- uye yekupedzisira kuongororwa, uye chero sarudzo. Kusavapo kwavo kunogona kukanganisa nzira yekukwidza nyaya.
7. Unogona kusarudza musangano
Makambani einishuwarenzi anowanzosiya mamwe rusununguko pakusarudza workshop iyo inotarisira motokari yedu. Kana isu tiine mota nyowani, isu tingangove takanamatira masevhisi emasevhisi ane mvumo nekuda kwewaranti iripo. Vatengesi vane mvumo, zvisinei, vanogona kukubhadharira bhiri rekugadzirisa, uye hazvishamisi kuti makambani einishuwarenzi aedze kutipa imwe yemutengo, achitaura pfungwa yekuderera kwezvikamu. Dzimwe nguva zvinonyanya kubatsira kushandisa masevhisi ezvakanaka, asi zvakachipa mechanic, kunyangwe izvi zvinoshanda zvakanyanya kune mota dzisisiri pasi pewaranti.
8. Ngwarira kutenga motokari
Kana motokari ikakuvadzwa zvokuti haichabatsiri kuigadzirisa, makambani einishuwarenzi anowanzo kumbira kuitenga zvakare. Kuongorora kunoitwa zvakare nemuongorori anoshanda nekambani, uyo anoedza kuratidza iyo yakanyanya kukuvadza kukuvara. Kana isu tisingabvumirani nekotesheni, isu tichashandisa masevhisi enyanzvi yakazvimirira. Kunyange mazana mashoma zlotys achafanirwa kubhadharwa nekuda kwebasa rakadaro, asi kazhinji maitiro akadaro achiri kubhadhara.
Muripo kubva kuGuarantee Fund
Kutenga kwechitatu-party liability insurance policy inosungirwa uye inoshanda kune vese vatyairi. Zvinoitika, zvisinei, kuti munhu ane mhosva yekudhumhana haana inishuwarenzi inodiwa. Muchiitiko ichi, mukana wekuvhara mari yekugadzirisa ndeye Guarantee Fund, yakagadzirwa nemutengo wekubhadhara kubva kumakambani einishuwarenzi uye zvirango zvekusatenga kwemainishuwarenzi ehurumende. Kubhadhara kunobhadharwa kubva muhomwe zvose pakushayikwa kweinishuwarenzi inosungirwa kune mutadzi wekukuvadza, uye mumamiriro ezvinhu apo muiti wetsaona asingazivikanwi. Isu tinonyorera mubhadharo kubva kuhomwe kuburikidza nechero kambani yeinishuwarenzi munyika inopa yechitatu-party liability insurance, uye nemutemo kambani yakadai haigone kuramba kufunga nezvenyaya yacho. Inishuwarenzi inosungirwa kuongorora mamiriro enjodzi uye kuongorora kukanganisa.
Homwe inosungirwa kubhadhara muripo mukati memazuva makumi matanhatu kubva pazuva rekugamuchira chiziviso chechiitiko. Nguva yakatarwa inogona kuchinja kana mhosva yakatangwa. Zvadaro chikamu chisingatauriki chebatsiro chinobhadharwa nehomwe mukati memazuva makumi matatu kubva pazuva rekuzivisa, uye chikamu chakasara - kusvika kumazuva gumi nemana mushure mekupera kwekuita.
Kana chikonzero chekudhumhana chisati chazivikanwa, semuenzaniso, mutyairi akatiza nzvimbo yetsaona, iyo Guarantee Fund inobhadhara muripo chete nekuda kwekukuvadzwa kwemuviri. Kana mupari wemhosva achizivikanwa uye asina inishuwarenzi yekodzero yehurumende, homwe yacho inobhadhara munhu anokodzera kukuvara kwemuviri nekukuvadzwa kwepfuma.
Kumusoro kwechinyorwa
